Finding the right Automobile Insurance Coverage for your needs can be a confusing topic. Which coverage options do you need? Are you paying too much for your insurance? Are you well protected against liability lawsuits? At Jeff Carbone Insurance Agency we take pride in helping our customers understand exactly what they're buying.
To help you get a better understanding of the Massachusetts Auto Policy we've provided an explanation of each section below. The first four sections are mandatory while the other eight are optional coverages.
Bodily Injury to Others protects you against legal liability for the accidental injury or death of others caused by the operation of your car, but only if the accident occurs in Massachusetts. You will be covered up to the basic limit of $20,000 per person and $40,000 per accident. Injuries to the driver or passengers in your car are not covered under this Part.
Collision coverage pays for damage to your car, less any deductible, no matter who causes the accident. Personal property is not covered unless it is permanently installed in your car. If your car is financed, your lender may require collision coverage.
Comprehensive coverage pays for damage to or loss of your car, less any deductible, resulting for events such as fire, theft, vandalism, and striking an animal, but not collision. Personal property such as a stereo is not covered unless it is permanently installed in your car. If your car is financed, your lender may require this coverage.
If you have any specific questions regarding auto insurance options and different types of coverage's we offer or to request a free quote please call 1.866.3.INSURE or click here to fill out the request a quote form and have one of our knowledgeable agents reply to any insurance questions you may have.