Option 1: Learn not to care about your data. Don't save any old email, use a film camera, and only listen to physical CDs and not MP3s. If you have no possessions, you have nothing to lose.
When (WHEN) your backup drive goes bad, which you will notice because your last backup failed, replace it immediately. This is your number one priority. Don't wait until the weekend when you have time, do it now, before you so much as touch your computer again. Do it before goddamned breakfast. The universe tends toward maximum irony. Don't push it.
Shut up. I know things. You will listen to me. Do it anyway.