how many full paid obs how to test when predicting loan % is fully paid do you have to sample the data in order to balance the outcomes of the test? when do you have to sample a data set to balance the results? when do you sample a data set for a classification tree how many features are fully paid? do i have to sample data before sampling do you have to sample a data set to balance the outcome? when you do a data set analysis on a database do you have to sample data to balance the outcomes do i have to sample the data to balance the outcomes how to predict default on a loan how do you balance the results before a prediction how do you do a sample analysis on a data set how to predict the default on a loan which is the only probability of an entirely paid loan being fully paid? can you predict if an obs is fully paid do you have to sample the data set to balance the outcomes when predicting default of loan do i have to sample when does it mean you have to test for a prediction problem?