Cyber Security: Identity Theft Ken Knapp Dec 2019
What is Identity Theft?
The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.
(PII – Personally Identifiable Information)
Data Theft Definition. The unauthorized taking or interception of computer-based information. Data theft is the act of stealing computer-based information from an unknowing victim with the intent of compromising privacy or obtaining confidential information. (MiTM – Man in the Middle)
What if my Social Security number is stolen?
Report the theft of the Social Security number to the IRS at ID Theft new.docx. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund. July 9, 2019
* If you believe that a scammer is using your SSN to collect your Social Security benefits, call the Social Security Fraud Hotline at 800-269-0271.
What to check if you think your identity has been stolen
- Check your bank account and credit card statements. As soon as you suspect that your personal information may have been compromised, go online and your bank and credit card statements. ...
- Run a free credit report. ...
- Apply for a credit card. ...
- Pay attention to your email.
How do I report online theft?
To report fraud, identity theft or an unfair business practice, visit ftc.gov/complaint, click on the FTC Complaint Assistant icon and answer the questions. The more information you can provide about the situation, the more useful your complaint will be.
Can a bank give out your personal information?
You can limit the personal information that banks and other financial institutions provide to other companies. ... It's important that you read the mail you receive from your bank and other financial institutions. The law requires these companies to explain how they use and share your personal information. Aug. 27, 2003
Can closed bank accounts be traced?
Yes, Banks are bound to keep the record of even closed accounts for a minimum period of 8 years as per Banker's Book Evidence Act. The Account holder can ask for the details of the Bank Account including statement of account if the period of 8 years has not lapsed. Jan. 17, 2018
How do I check to see if someone is using my Social Security number?
To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you'll want to use additional scrutiny by regularly checking your bank and credit card accounts online. Sep. 22, 2017
Can anyone check my bank account?
While many banks no longer allow for this, some banks will still provide general amount account balance amount information to people that simply call and request it. For example, if someone knows your checking account information, they can call the bank to verify funds on a check -- even if no check actually exists.
Are bank accounts public record?
There is no comprehensive database of bank accounts in the United States and identifying undisclosed or hidden accounts is not an easy task. A seasoned private investigator may be able to identify accounts linked to an individual through interviews, public records searches, or other legitimate investigative techniques.
Counterfeiting is the deliberate illegal duplication of copyrighted material with the intent to sell and make the copy look like the legitimate original. (China, no copyright laws)
Identification Theft Information Websites
Steps to take if PII is exposed or lost – Personally Identifiable Information