Identity theft is a serious crime. People whose identities have been stolen spend a lot of time and money cleaning up the mess made of their good name and credit record. Victims may even lose jobs or get arrested for crimes they didn't commit.
Today, most identity thieves are seeking paper records. In fact, only 11% percent of identity theft cases involve online information. Conventional methods such as lost or stolen wallets, misuse by family or friends, and theft of paper mail are the most common ways that thieves gain access to your information. Family members, relatives, friends and neighbors make up half of all known identity thieves.
Thieves want your name, address, driver's license number, Social Security number, mother's maiden name, birth date, or financial information such as your bank account or credit card number.
What can they do with this information?
- Credit Card Fraud - Identity thieves can open a credit card in your name or take over your credit card account. When they use your accounts to run up exorbitant charges, you will be liable for the debt.
- Communications Services - Identity thieves can open home or cell phone accounts, or put their utility bills in your name.
- Bank Fraud - Identity thieves can open bank accounts or take out loans in your name.
In all of the above scenarios, you would be held liable for debts that are run up by the peron who stole your information. Prevent identity theft from happening to you.
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