Directions (Q.1-10): In the following passage, some of the words have made bold, each of which is preceded by a letter. Find the suitable word from the options given below that could replace the bold word so as to make the paragraph meaningful.
What is a credit profile, and why do you need to abandon (1) it? Well, a credit profile is a document that contains an individual’s credit history information. It indicates details about the use of credit by that person. Four major regions (2) of credit profile include identification information, credit history, credit enquiries and public records of disputes if any.
The repayment history in the credit profile also directly impacts the CIBIL score. While lending money, financial institutions only consider profiles that have a good credit profile. Therefore, it becomes extremely important to safeguard your credit profile.
Today a lot of institutions offer easy credit without considering your credit score. The flexibility and ease of borrowing from these online platforms increase an individual’s purchasing power. However, if you forget to pay your bills from these online lending platforms, you may become with a bad credit profile with failed repayments. And increasing assurance (3) on these tools for buying things can also land you into a debt trap as you were buying more than you could afford. You need to keep control over your purchasing habits and maintain financial unclean (4).
EMI conversion is easily available when purchasing from a retail store or using a credit card. It helps you buy things easily, increasing affordability, but it also contains certain charges and fees. A longer repayment duration with EMIs can be risky, as missing out on reimbursement (5) can directly effect (6) your creditworthiness. It can result in fines and penalties, adding aid (7) to your finances. Thus, avoid going for longer EMI tenures.
Owning a credit card comes with its advantages, but it also means being responsible with spending. You need to make sure that you are making timely repayments every month. It keeps you from falling into a debt trap. To stay out of a credit card debt trap, make a detailed document of your repayments. Secondly, arrange (8) your expenditure. Purchase only those things on a credit card that are essential and not a frugal (9) expenditure. Lastly, make unreasonable (10) changes. If your credit card bill exceeds your monthly income, you know that you need to make cuts in your spending habits.
A) Shield B) Neglect C) Safeguard D) Defend E) Conserve
A) Regions B) Scope C) Sizes D) Extents E) Areas
A) Reliance B) Faith C) Independence D) Self Confidence E) Support
A) Cleanliness B) Sanitation C) Healthy D) Hygiene E) Unclean
A) Compensation B) Refund C) Repayment D) Penalty E) No Improvement Required
A) Affect B) Attack C) Control D) Infect E) Change
A) Injury B) Strain C) Bruise D) Help E) Ease
A) Categorise B) Order C) Upset D) Prioritise E) Mess up
A) Wasteful B) Economical C) Careful D) Thrifty E) No Improvement Required
A) Internal B) Behavioral C) Detectable D) Illogical E) Developmental
Directions (Q.11-20): In the following passage, some of the words have made bold, each of which is preceded by a letter. Find the suitable word from the options given below that could replace the bold word so as to make the paragraph meaningful.
This year’s report should dispel any predominant (11) doubts that the world is moving backwards in its efforts to end hunger, food insecurity and malnutrition in all its forms. We are now only eight years away from 2030, but the distance to reach many of the SDG 2 targets is growing wider each year. There are indeed (12) efforts to make progress towards SDG 2, yet they are proving insufficient in the face of a more challenging and uncertain context. The intensification of the major drivers behind recent food insecurity and malnutrition trends (i.e. conflict, climate extremes and economic shocks) combined with the high cost of nutritious foods and growing inequalities will continue to prioritise (13) food security and nutrition. This will be the case until agrifood systems are transformed, become more resilient and are delivering lower cost nutritious foods and affordable healthy diets for all, sustainably and inclusively.
Early in the report, the latest updates of the food security and nutrition situation around the world are presented, including updated estimates on the cost and affordability of healthy diets. The report mentions (14) the current recessionary context, which makes it even more challenging for many governments to increase their budgets to invest in the agrifood systems transformation that their countries need to achieve SDG 2. Hence, the report then takes a deep dive into how governments are supporting the food and agriculture sector through policies, and based on evidence, it provides recommendations.
A stocktaking of the most successful (15) food and agricultural policy support currently in place around the world is presented to better understand the amount of support, the activities and actors mostly supported (or, on the contrary, penalized), and the pathways through which this support is pushing up the relative cost of nutritious foods and promoting unhealthy diets. Then guidance – based on analysis and evidence – is provided on alternative possibilites (16) of food and agricultural policy support that can help to reduce the cost of nutritious foods, as well as on how the resulting trade-offs need to be managed to ensure agrifood systems are not only more efficient, but also more sustainable and acceptable (17). A key recommendation is that governments must start planning (18) how they can reallocate their existing public budgets to make them more economic (19) and efficient in reducing the cost of nutritious foods and increasing the availability and affordability of healthy diets, sustainably and leaving no one behind. Lastly, the report takes a close look at the complementing policies, within and outside agrifood systems, that are important to support adapting (20) efforts and at the political economy factors and dynamics that hamper or facilitate repurposing efforts.
A) Continuing B) Specific C) Possible D) Existing E) Lingering
A) Enormous B) Many C) Great D) Absolute E) No improvement required
A) Defy B) Oppose C) Challenge D) Accept E) Pose
A) Acknowledges B) Mandates C) Highlights D) Criticises E) No improvement required
A) Appropriate B) Vulnerable C) Predominant D) Disregarded E) No improvement required
A) Pairs B) Mixtures C) Allegations D) Combinations E) No improvement required
A) Inclusive B) Appropriate C) Rewarding D) Comprehensive E) Diverse
A) Reinvesting B) Negotiating C) Rethinking D) Acknowledging E) No improvement required
A) Cost-effective B) Resilient C) Suitable D) Attractive E) Advanced
A) Reliable B) Repurposing C) Entranced D) Functional E) No improvement required
Directions (Q.21 - 25): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate words.
Globalization is a term used to ....(21).... how trade and technology have made the world into a more connected and interdependent place. Globalization also captures in its ....(22).... the economic and social changes that have come about as a result. It may be pictured as the threads of an immense spider web formed over millennia, with the number and reach of these threads increasing over time. People, money, material goods, ideas, and even disease and .... (23).... have traveled these silken strands, and have done so in greater numbers and with greater speed than ever in the present age. Many scholars say it started with Columbus’s ...(24)... to the New World in 1492. People travelled to nearby and faraway places well before Columbus’s voyage, however, exchanging their ideas, products, and customs along the way. The Silk Road, an ancient ... (25) ... of trade routes across China, Central Asia, and the Mediterranean used between 50 B.C.E. and 250 C.E. is perhaps the most well-known early example.
21. A) elaborate B) enhance C) enlarge D) describe E) engage
Sol: Describe: give a detailed account in words of.
22. A) settled B) scope C) context D) nature E) organization
Sol: Scope: the extent of the area or subject matter that something deals with or to which it is relevant.
23. A) devastation B) remembrance C) violation D) refreshment E) differences
Sol: Devastation: great destruction or damage. Ans: A
24. A) trip B) travelling C) voyage D) tour E) Cruise
Sol: Voyage: a long journey involving travel by sea or in space.
25. A) connection B) production C) network D) engage E) period
Sol: Network: a group or system of interconnected people or things.