Creed refers to a set of moral or ethical beliefs and the practices and observances associated with those beliefs. Although creed includes traditional religious beliefs, it also incorporates belief systems that may not be expressed by an organized religious group.
Discrimination means being treated differently by any person with the authority to rent, sell, or deal with applicants or residents of a housing accommodation. Discrimination based on creed includes the perception of those beliefs by others. You do not need to support a belief to be discriminated against because of it. The negative perception of others may be based on your dress, jewelry, a book you carry, or a symbol on a tee shirt. The City’s Human Rights Law states that your creed should not bar you from housing opportunities.*
These behaviors, policies, or practices could be evidence of discrimination:
- Advertising on Craigslist that the owners prefer “Christians”;
- Being told by the real estate agent that you will be happier in a nearby area because “the Jews all live there” after he took notice of your last name;
- Being told by the bank officer that you would have a better chance of getting a mortgage loan if you did not dress like a Muslim; or,
- Being denied services in your apartment after the landlord saw you with a bible published by a group he described as a ‘cult’.
*The law contains an exemption for housing owned by and designated for a religious group that is used for noncommercial purposes – a seminary, for example.The Law also prohibits retaliation if you file a discrimination complaint against someone, or act as a witness for someone else who files a complaint.