Know your rights
The more you know about your rights, the easier it will be for you to exercise them. Read Australian Privacy Principles (APPs) to know more about your right. Familiarise yourself with the APPs so that you can exercise your rights.
Read privacy policies and collection notices
Always ask why, how and who
Entities must only collect your personal information by lawful and fair means and, generally, must only collect information that is reasonably necessary for their functions. If you don’t think they should collect the information they are asking for, ask why they want or need it. This helps you to know how your personal information is going to be used. Don’t give out your personal information unless you are comfortable with how it is going to be used.
Check your credit report
It’s important to make sure your credit information is correct. You can access or ask for corrections to your credit report for free. You do not need to use a credit repair agency to get a mistake on your credit report fixed – you can request it yourself. And as always make sure your credit information is correct and up-to-date.
Protect yourself online
There are a lot of ways you can protect your privacy when transacting online.
- You should never share financial details openly online.
- Avoid using unsecured Wi-Fi networks for secure transactions.
- Use different passwords for different accounts, make sure you choose strong passwords and change them regularly.
Be aware of your mobile security
Think about how much of your personal information is stored on your phone, and how many services (such as social media) you stay logged in to. Treat your phone like your wallet, and keep it secured at all times.
Use security software
Using security software on your computer is one of the simplest ways to protect yourself and your privacy.
Be careful what you share on social media
If you use social media sites, make sure that you read their privacy policies, and choose the privacy settings that best suit your needs. Your digital footprint can be forever, so think before you share.
Don’t leave your personal information lying around
Properly destroying personal information, you don’t want others to see before throwing it out will help to protect you from potential identity theft. Securely dispose of hard copy and electronic records.
Beware of scams
There are many online and email scams out there. If you’re not expecting a request to update information, to get a refund, or to /win a prize, don’t give out your personal information until you’re sure it’s legitimate and above-board. If it looks too good to be true, don’t share your personal information!