The Fund is striving to identify governance problems in investment holding companies that may have negative effects on the company's long-term financial interests. The risk assessment is based on factors such as: 1) poor reputation; 2) insufficient recognition of social, environmental, or ethical trends; 3) a lack of urgency in responding to social changes and trends; 4) insufficient compliance with reporting standards; 5) inadequate board structure in terms of make-up, expertise, and independence.