Diversification efforts have been made by investment advisers, sovereign wealth pension funds, political actors, and other stakeholders to reduce access to capital markets and increase the cost of lending to companies that extract fossil fuels. Additionally, institutional lenders who finance oil and gas companies have become more focused on sustainable lending practices. This could negatively impact our business operations, ability to access capital, and reputation. Additionally, the increasing attention to climate change risks has resulted in an increased risk of government investigations and additional private litigation against Occidental.