Seen above is a bank branch in Seoul, Thursday, when the government introduced toughened real estate regulations. Under the new measures, those who own multiple homes or a house worth more than 900 million won ($775,000) will not be allowed 'jeonse loans' from Jan. 20. Jeonse is a unique way means of leasing an apartment in Korea in which tenants pay a lump sum as a rental deposit instead of monthly rent. Yonhap