  The standard spectral model for analyzing the soft component of thermal
emission from a thin accretion disk around a black hole is the
multi-temperature blackbody (MTB) model. The widely used implementation of this
model, which is known as ``diskbb,'' assumes nonzero torque at the inner edge
of the accretion disk. This assumption is contrary to the classic and current
literature on thin-disk accretion, which advocates the use of a zero-torque
boundary condition. Consequently, we have written code for a zero-torque model,
``ezdiskbb,'' which we compare to the nonzero-torque model diskbb by fitting
RXTE spectra of three well-known black hole binaries: 4U 1543-47, XTE
J1550-564, and GRO J1655-40. The chief difference we find is that the
zero-torque model gives a value for the inner disk radius that is about 2.2
times smaller than the value given by diskbb. This result has important
implications, especially for the determination of black-hole angular momentum
and mass accretion rate.
