  We present the PLANET photometric dataset for the binary-lens microlensing
event MACHO 97-BLG-28 consisting of 696 I and V-band measurements, and analyze
it to determine the radial surface brightness profile of the Galactic bulge
source star. The microlensed source, demonstrated to be a K giant by our
independent spectroscopy, crossed the central isolated cusp of the lensing
binary, generating a sharp peak in the light curve that was well-resolved by
dense (3 - 30 minute) and continuous monitoring from PLANET sites in Chile,
South Africa, and Australia. Our modeling of these data has produced stellar
profiles for the source star in the I and V bands that are in excellent
agreement with those predicted by stellar atmospheric models for K giants. The
limb-darkening coefficients presented here are the first derived from
microlensing, among the first for normal giants by any technique, and the first
for any star as distant as the Galactic bulge. Modeling indicates that the
lensing binary has a mass ratio q = 0.23 and an (instantaneous) separation in
units of the angular Einstein ring radius of d = 0.69 . For a lens in the
Galactic bulge, this corresponds to a typical stellar binary with a projected
separation between 1 and 2 AU. If the lens lies closer, the separation is
smaller, and one or both of the lens objects is in the brown dwarf regime.
Assuming that the source is a bulge K2 giant at 8 kpc, the relative lens-source
proper motion is mu = 19.4 +/- 2.6 km/s /kpc, consistent with a disk or bulge
lens. If the non-lensed blended light is due to a single star, it is likely to
be a young white dwarf in the bulge, consistent with the blended light coming
from the lens itself.
