  We present a permanent magnetic film atom chip based on perpendicularly
magnetized TbGdFeCo films. This chip routinely produces a Bose-Einstein
condensate (BEC) of 10^5 87Rb atoms using the magnetic film potential.
Fragmentation observed near the film surface provides unique opportunities to
study BEC in a disordered potential. We show this potential can be used to
simultaneously produce multiple spatially separated condensates. We exploit
part of this potential to realize a time-dependent double well system for
splitting a condensate.
