  We construct explicit examples with a horizontal, ``anomalous'' $U(1)$ gauge
group, which, in a supersymmetric extension of the standard model, reproduce
qualitative features of the fermion spectrum and CKM matrix, and suppress FCNC
and proton decay rates without the imposition of global symmetries. We review
the motivation for such ``more'' minimal supersymmetric standard models and
their predictions for the sparticle spectrum. There is a mass hierarchy in the
scalar sector which is the inverse of the fermion mass hierarchy. We show in
detail why DeltaS = 2 FCNC are suppressed when compared with naive estimates
for nondegenerate squarks.
