  A successful response to climate change needs vast investments in low-carbon
research, energy, and sustainable development. Governments can drive research,
provide environmental regulation, and accelerate global development, but the
necessary low-carbon investments of 2-3% GDP have yet to materialise. A new
strategy to tackle climate change through consumer and government action is
outlined. It relies on ethical investments for sustainable development and
low-carbon energy, and a voluntarily financed low-carbon fund for adaptation to
climate change. Together these enable a global response through individual
actions and investments. With OECD savings exceeding 5% of disposable household
income, ethical savings alone have considerable potential.
