  We study the charged Higgs couplings to fermions in the "democratic"
three-Higgs-doublet model, in which one doublet couples to down-type quarks,
one to up-type quarks, and one to charged leptons. Flavor-changing neutral
Higgs couplings are absent because the Glashow-Weinberg-Paschos condition for
natural flavor conservation is in effect. We show that this model reproduces
the coupling structure of the charged Higgs boson in the recently-proposed
Yukawa-aligned two-Higgs-doublet model, with two subtle constraints that arise
from the unitarity of the charged Higgs mixing matrix. Adding a fourth Higgs
doublet with no couplings to fermions eliminates these constraints.
