  It is proposed that all flavor mixing is caused by the mixing of the three
quark and lepton families with vectorlike fermions in 5 + 5-bar multiplets of
SU(5). This simple assumption implies that both V_{CKM} and U_{MNS} are
generated by a single matrix. The entire 3-by-3 complex mass matrix of the
neutrinos M_{nu} is then found to have a simple expression in terms of two
complex parameters and an overall scale. Thus, all the presently unknown
neutrino parameters are predicted. The best fits are for theta_{atm} less than
or approximately 40 degrees. The leptonic Dirac CP phase is found to be
somewhat greater than pi radians.
