  Climate extreme events are constantly increasing. What is the effect of these
potentially catastrophic events on insurance demand in Italy, with particular
reference to the economic activities? Extreme precipitation events over most of
the midlatitude land masses and over wet tropical regions will very likely
become more intense and more frequent by the end of this century, as global
mean surface temperature increases. If we look to Italy, examination of the
precipitation time series shows a sensitive and highly significant decrease in
the total number of precipitation events in Italy, with a trend of events
intense dissimilar as regards to low and high intensity, with a decline of
firsts and an increase of seconds. The risk related to hydrological natural
disasters is in Italy one of the most important problem for both damage and
number of victims. How evolves the ability to pay for damages, with a view to
safeguarding work and economic activities, and employment protection?
