  At luminosities below a few percent of Eddington, accreting black holes
switch to a hard spectral state which is very different from the soft
blackbody-like spectral state that is found at higher luminosities. The hard
state is well-described by a two-temperature, optically thin, geometrically
thick, advection-dominated accretion flow (ADAF) in which the ions are
extremely hot (up to $10^{12}$ K near the black hole), the electrons are also
hot ($\sim10^{9-10.5}$ K), and thermal Comptonization dominates the X-ray
emission. The radiative efficiency of an ADAF decreases rapidly with decreasing
mass accretion rate, becoming extremely low when a source reaches quiescence.
ADAFs are expected to have strong outflows, which may explain why relativistic
jets are often inferred from the radio emission of these sources. It has been
suggested that most of the X-ray emission also comes from a jet, but this is
less well established.
