  A simple interpretation of the more than dozen microlensing events seen in
the direction of the LMC is a halo population of MACHOs which accounts for
about half of the mass of the Galaxy. Such an interpretation is not without its
problems, and we show that current microlensing data can, with some advantage,
be explained by dark components of the disk and spheroid, whose total mass is
only about 10% of the mass of the Galaxy.
