  We present new optical spectroscopic and XMM-Newton X-ray observations of the
Active Galactic Nucleus H1320+551. The optical data (consistent with but of
better quality than a previously published spectrum) show this source to be a
Seyfert 1.8/1.9 galaxy at z=0.0653. The narrow line region is significantly
reddened, with a Balmer decrement Ha/Hb~6 and the broad line region, with a
barely detectable Hb broad component, shows a much pronnounced Balmer decrement
(Ha/Hb>27). In spite of this, the EPIC-pn X-ray spectrum exhibits a power-law
continuum with a soft excess that is well fitted by a black body, with no
photoelectric absorption above the Galactic value. A Fe K emission line is also
seen at a rest-frame energy ~6.5 keV with an equivalent width of ~400 eV, far
too weak for the source being Compton-thick. Reconciling the optical and X-ray
data requires the narrow line region being internally reddened but with small
covering factor over the nuclear emission and the Balmer decrement of the broad
line region being an intrinsic property rather than caused by
reddening/absorption. The H1320+551 Seyfert 1.8/1.9 galaxy is not consistent
with being an obscured Seyfert 1 nucleus, i.e., it does not match the basic AGN
unified scheme hypothesis.
