  We present an effective flavor model for the radiative generation of fermion
masses and mixings based on a SU(5)xU(2) symmetry. We assume that the original
source of flavor breaking resides in the supersymmetry breaking sector. Flavor
violation is transmitted radiatively to the fermion Yukawa couplings at low
energy through finite supersymmetric threshold corrections. This model can fit
the fermion mass ratios and CKM matrix elements, explain the non-observation of
proton decay, and overcome present constraints on flavor changing processes
through an approximate radiative alignment between the Yukawa and the soft
trilinear sector. The model predicts new relations between dimensionless
fermion mass ratios in the three fermion sectors, and the quark mixing angles.
