  The Lightning Network, known for its millisecond settlement speeds and low
transaction fees, offers a compelling alternative to traditional payment
processors, which often have higher fees and longer processing times. This is
particularly significant for the unbanked population, which lacks access to
standard financial services. Our research targets businesses looking to shift
their client to client payment processes, such as B2B invoicing, remittances,
and cross-border transactions, to the Lightning Network. We compare the
efficiency of interconnected mesh nodes (complete graph topology) with central
routing nodes (star graph topology), with a specific focus on the dual central
node approach. This approach introduces features like circular rebalancing,
redundancy, and a closed network system. Through a basic SimPy model, we assess
the network's throughput in a 100 node scenario. While this approach
centralizes a technology initially designed for decentralization, it fosters
broader enterprise adoption of Bitcoin-based payment networks and encourages
participation in the decentralized financial ecosystem. Our study also
considers the regulatory implications of using central routing nodes, possibly
classified as payment processors under Money Transmission Laws (MTL). These
findings aim to contribute to the discourse on the Lightning Network's
application in business, highlighting its potential to drive shifts in
financial technology towards more decentralized systems.
