  Following a regulatory change in Europe which mandates that car manufacturers
include an eCall system in new vehicles, many car manufacturers are adding
additional services on top, so that more and more cars become connected
vehicles and act like IoT sensors. In the following study, we analyse the
maturity level of this new technology to build insurance products that would
take vehicle usage into account. For this, the connectivity of recent cars
a-priori eligible has been first tested. Then, an ad-hoc platform has been
designed to collect driving data. In particular, 4 cars have been connected to
this platform for periods of over one month. Our results highlight that, while
this technological innovation appears very promising in the future, the
pricing, the lack of uniformity of data collected and the enrollment process
are currently three pain points that should be addressed to offer large-scale
opportunities. In the meantime, this technology might still be used for high
value use cases such as the insurance of luxurious cars.
