  We discuss numerous justifications for why crypto-currencies would be highly
conducive for the smooth functioning of today's society. We provide several
comparisons between cryptocurrencies issued by blockchain projects, crypto, and
conventional government issued currencies, cash or fiat. We summarize seven
fundamental innovations that would be required for participants to have greater
confidence in decentralized finance (DeFi) and to obtain wealth appreciation
coupled with better risk management. The conceptual ideas we discuss outline an
approach to: 1) Strengthened Security Blueprint; 2) Rebalancing and Trade
Execution Suited for Blockchain Nuances 3) Volatility and Variance Adjusted
Weight Calculation 4) Accommodating Investor Preferences and Risk Parity
Construction; 5) Profit Sharing and Investor Protection; 6) Concentration Risk
Indicator and Performance Metrics; 7) Multi-chain expansion and Select
Strategic Initiatives including the notion of a Decentralized Autonomous
Organization (DAO). Incorporating these concepts into several projects would
also facilitate the growth of the overall blockchain eco-system so that this
technology can, have wider mainstream adoption and, fulfill its potential in
transforming all aspects of human interactions.
