  With the rise of the concept of financial technology, financial and
technology gradually in-depth integration, scientific and technological means
to become financial product innovation, improve financial efficiency and reduce
financial transaction costs an important driving force. In this context, the
new technology platform is from the business philosophy, business model,
technical means, sales, internal management, and other dimensions to re-shape
the financial industry. In this paper, the existing big data platform
architecture technology innovation, adding space-time data elements, combined
with the insurance industry for practical analysis, put forward a meaningful
product circle and customer circle.
