  Topology change -- the creation of a disconnected baby universe -- due to
black hole collapse may resolve the information loss paradox. Evolution from an
early time Cauchy surface to a final surface which includes a slice of the
disconnected region can be unitary and consistent with conventional quantum
mechanics. We discuss the issue of cluster decomposition, showing that any
violations thereof are likely to be unobservably small. Topology change is
similar to the black hole remnant scenario and only requires assumptions about
the behavior of quantum gravity in planckian regimes. It does not require
non-locality or any modification of low-energy physics.
