  The Accumulate Protocol ("Accumulate") is an identity-based, Delegated Proof
of Stake (DPoS) blockchain designed to power the digital economy through
interoperability with Layer-1 blockchains, integration with enterprise tech
stacks, and interfacing with the World Wide Web. Accumulate bypasses the
trilemma of security, scalability, and decentralization by implementing a
chain-of-chains architecture in which digital identities with the ability to
manage keys, tokens, data, and other identities are treated as their own
independent blockchains. This architecture allows these identities, known as
Accumulate Digital Identifiers (ADIs), to be processed and validated in
parallel over the Accumulate network. Each ADI also possesses a hierarchical
set of keys with different priority levels that allow users to manage their
security over time and create complex signature authorization schemes that
expand the utility of multi-signature transactions. A two token system provides
predictable costs for enterprise users, while anchoring all transactions to
Layer-1 blockchains provides enterprise-grade security to everyone.
