  Assuming that cards are dealt with replacement from a single deck and that
each of Player and Banker sees the total of his own two-card hand but not its
composition, baccara is a 2 x 2^88 matrix game, which was solved by Kemeny and
Snell in 1957. Assuming that cards are dealt without replacement from a d-deck
shoe and that Banker sees the composition of his own two-card hand while Player
sees only his own total, baccara is a 2 x 2^484 matrix game, which was solved
by Downton and Lockwood in 1975 for d=1,2,...,8. Assuming that cards are dealt
without replacement from a d-deck shoe and that each of Player and Banker sees
the composition of his own two-card hand, baccara is a 2^5 x 2^484 matrix game,
which is solved herein for every positive integer d.
