  We compute the effect of non diagonal neutrino mass in l_i -> l_j gamma in
SUSY theories with non trivial Quark-Lepton complementarity and a flavor
symmetry. The correlation matrix V_M=U_{CKM}U_{PMNS} is such that its (1,3)
entry, as preferred by the present experimental data, is zero. We do not assume
that $V_M$ is bimaximal.
  Quark-Lepton complementarity and the flavor symmetry strongly constrain the
theory and we obtain a clear prediction for the contribution to mu -> e gamma
and the tau decays tau -> e gamma and tau -> mu gamma. If the Dirac neutrino
Yukawa couplings are degenerate but the low energy neutrino masses are not
degenerate, then the lepton decays are related among them by the V_M entries.
On the other hand, if the Dirac neutrino Yukawa couplings are hierarchical or
the low energy neutrino masses are degenerate, then the prediction for the
lepton decays comes from the U_{CKM} hierarchy.
