  We consider the propagation of massive-particle de Broglie waves in a static,
isotropic metric in general relativity. We demonstrate the existence of an
index of refraction that governs the waves and that has all the properties of a
classical index of refraction. We confirm our interpretation with a WKB
solution of the general-relativistic Klein-Gordon equation. Finally, we make
some observations on the significance of the optical action.
