  We introduce a generic model for spouse's pensions. The generic model allows
for the modeling of various types of spouse's pensions with payments commencing
at the death of the insured. We derive abstract formulas for cashflows and
liabilities corresponding to common types of spouse's pensions. We show how the
standard formulas from the Danish G82 concession can be obtained as a special
case of our generic model. We also derive expressions for liabilities for
spouse's pensions in models more advanced than found in the G82 concession. The
generic nature of our model and results furthermore enable the calculation of
cashflows and liabilities using simple estimates of marital behaviour among a
population.
