  We analyse, within the framework of universal strength for Yukawa couplings
(USY), various structures for the Dirac and Majorana neutrino mass matrices
giving rise, through the see-saw mechanism, to a degenerate mass spectrum. A
specific USY ansatz is presented for the charged lepton and neutrino effective
mass matrix, leading to quasi-degenerate neutrinos and a leptonic mixing matrix
which provides a large angle solution for both the atmospheric and solar
neutrino problems.
