  An effective field theory for infalling observers in the vicinity of a
quasi-static black hole is given in terms of a freely falling lattice
discretization. The lattice model successfully reproduces the thermal spectrum
of outgoing Hawking radiation, as was shown by Corley and Jacobson, but can
also be used to model observations made by a typical low-energy observer who
enters the black hole in free fall at a prescribed time. The explicit short
distance cutoff ensures that, from the viewpoint of the infalling observer, any
quantum information that entered the black hole more than a scrambling time
earlier has been erased by the black hole singularity. This property, combined
with the requirement that outside observers need at least of order the
scrambling time to extract quantum information from the black hole, ensures
that a typical infalling observer does not encounter drama upon crossing the
black hole horizon in a theory where black hole information is preserved for
asymptotic observers.
