  We review the present state of and future outlook for our understanding of
neutrino masses and mixings. We discuss what we think are the most important
perspectives on the plausible and natural scenarios for neutrinos and what may
have the most promise to throw light on the flavor problem of quarks and
leptons. We focus on the seesaw mechanism which fits into the big picture of
particle physics such as supersymmetry and grand unification providing a
unified approach to flavor problem of quarks and leptons. We argue that in
combination with family symmetries, this may be at the heart of a unified
understanding of flavor puzzle. We also discuss other new physics ideas such as
neutrinos in models with extra dimensions and possible theoretical implications
of sterile neutrinos. We outline some tests for the various schemes.
