  We present an exploration of the significance of Carbon/Oxygen phase
separation in white dwarf stars in the context of self-consistent evolutionary
calculations. Because phase separation can potentially increase the calculated
ages of the oldest white dwarfs, it can affect the age of the Galactic disk as
derived from the downturn in the white dwarf luminosity function. We find that
the largest possible increase in ages due to phase separation is 1.5 Gyr, with
a most likely value of approximately 0.6 Gyr, depending on the parameters of
our white dwarf models.
  The most important factors influencing the size of this delay are the total
stellar mass, the initial composition profile, and the phase diagram assumed
for crystallization. We find a maximum age delay in models with masses of 0.6
solar masses, which is near the peak in the observed white dwarf mass
distribution. We find that varying the opacities (via the metallicity) has
little effect on the calculated age delays.
  In the context of Galactic evolution, age estimates for the oldest Galactic
globular clusters range from 11.5 to 16 Gyr, and depend on a variety of
parameters. In addition, a 4 to 6 Gyr delay is expected between the formation
of the globular clusters and that of the Galactic thin disk, while the observed
white dwarf luminosity function gives an age estimate for the thin disk of 9.5
+/-1.0 Gyr, without including the effect of phase separation. Using the above
numbers, we see that phase separation could add between 0 to 3 Gyr to the white
dwarf ages and still be consistent with the overall picture of Galaxy
formation. Our calculated maximum value of 1.5 Gyr fits within these bounds, as
does our best guess value of 0.6 Gyr.
