  We review here two approaches to describe hard leptoproduction of
transversally polarized rho-meson, based on recent calculation of the gamma*T
-> rhoT impact factor up to twist 3 accuracy in the collinear factorization
frame, including 2- and 3- particles Fock-states. The first approach uses a
model of the unintegrated gluon density (the proton impact factor) which allows
a comparison of our predictions with H1 and ZEUS data for the ratios of
helicity amplitudes T(gamma*T -> rhoT)/T(gamma*L -> rhoL) and T(gamma*T ->
rhoL)/T(gamma*L -> rhoL). In the second approach, we transform the gamma*T ->
rhoT impact factor into the impact parameter space. We show that the
transformed amplitude factorizes according to conventional dipole picture. We
shortly discuss a way to implement the nucleon saturation effects in our
approach.
