  We present J and K-band near-infrared photometry of a sample of mid-infrared
sources detected by the Infrared Space Observatory (ISO) as part of the
European Large Area ISO-Survey (ELAIS) and study their classification and
star-forming properties. We have used the Preliminary ELAIS Catalogue for the
6.7 micron (LW2) and 15 micron (LW3) fluxes. All of the high-reliability LW2
sources and 80 per cent of the LW3 sources are identified in the near-IR survey
reaching K = 17.5 mag. The near- to mid-IR flux ratios can effectively be used
to separate stars from galaxies in mid-IR surveys. The stars detected in our
survey region are used to derive a new accurate calibration for the ELAIS
ISOCAM data in both the LW2 and LW3 filters. We show that near to mid-IR
colour-colour diagrams can be used to further classify galaxies, as well as
study star-formation. The ISOCAM ELAIS survey is found to mostly detect
strongly star-forming late-type galaxies, possibly starburst powered galaxies,
and it also picks out obscured AGN. The ELAIS galaxies yield an average mid-IR
flux ratio LW2/LW3 = 0.67 +/- 0.27. We discuss this [6.7/15] ratio as a star
formation tracer using ISO and IRAS data of a local comparison sample. We find
that the [K/15] ratio is also agood indicator of activity level in galaxies and
conclude that the drop in the [6.7/15] ratio seen in strongly star-forming
galaxies is a result of both an increase of 15 mic emission and an apparent
depletion of 6.7 mic emission. Near-IR data together with the mid-IR give the
possibility to estimate the relative amount of interstellar matter in the
galaxies.
