  Cybersecurity is very essential for Mobile Transactions to complete
seamlessly. Mobile Commerce (Mcom.) is the very basic transaction type, which
is very commonly used (2 in 5 people uses mobile as transaction medium), To
secure this there are various technologies used by this research. The four
factors formally known as Multi-Factor-Authentication are: two of them are
Traditional methods (User Login-password and One Time Password (aka OTP)) with
addition of Geolocation and Facial Recognition. All the data is converted to a
text file, which is hidden in an image (using Babushka algorithm). The
end-point then decrypts the image using same algorithm.
