  We apply the perturbative chiral quark model to the gamma N -> Delta
transition. The four momentum dependence of the respective transverse helicity
amplitudes A(1/2) and A(3/2) is determined at one loop in the pseudoscalar
Goldstone boson fluctuations. Inclusion of excited states in the quark
propagator is shown to result in a reasonable description of the experimental
values for the helicity amplitudes at the real photon point.
