  We consider a one-dimensional directed polymer in a random potential which is
characterized by the Gaussian statistics with the finite size local
correlations. It is shown that the well-known Kardar's solution obtained
originally for a directed polymer with delta-correlated random potential can be
applied for the description of the present system only in the high-temperature
limit. For the low temperature limit we have obtained the new solution which is
described by the one-step replica symmetry breaking. For the mean square
deviation of the directed polymer of the linear size L it provides the usual
scaling $L^{2z}$ with the wandering exponent z = 2/3 and the
temperature-independent prefactor.
