  We present two rather differently based predictions for the quark and lepton
spectrum: One provides a rather successful fit to the mass suppressions---the
well known fermion mass hierarchy---interpreted as due to most mass terms
needing to violate approximately conserved quantum numbers corresponding to the
AGUT group $ SMG^3\times U(1)_f$. This is actually, under certain conditions,
the maximal group transforming the known 45 Weyl components of the quark and
leptons into each other. From the fit to the fermion spectrum, we get a picture
of the series of Higgs fields causing the breakdown (presumably at the Planck
scale) of this AGUT to the Standard Model and, thus, providing the small masses
of all quarks and leptons except for the top quark. We separately predict the
top quark mass to be $173 \pm 5$ GeV and the Higgs mass to be $135 \pm 9$ GeV,
from the assumption that there be two degenerate minima in the effective
potential for the Weinberg Salam Higgs field with the second one at the Planck
field strength.
