  We show that a universal texture zero in the (1,1) position of all fermionic
mass matrices, including heavy right-handed Majorana neutrinos driving a type-I
see-saw mechanism, can lead to a viable spectrum of mass, mixing and CP
violation for both quarks and leptons, including (but not limited to) three
important postdictions: the Cabibbo angle, the charged lepton masses, and the
leptonic `reactor' angle. We model this texture zero with a non-Abelian
discrete family symmetry that can easily be embedded in a grand unified
framework, and discuss the details of the phenomenology after electroweak and
family symmetry breaking. We provide an explicit numerical fit to the available
data and obtain excellent agreement with the 18 observables in the charged
fermion and neutrino sectors with just 9 free parameters. We further show that
the vacua of our new scalar familon fields are readily aligned along desired
directions in family space, and also demonstrate discrete gauge anomaly freedom
at the relevant scale of our effective theory.
