  We study effective actions for order parameter fluctuations at low
temperature in layered d-wave superconductors such as the cuprates. The order
parameter lives on the bonds of a square lattice and has two amplitude and two
phase modes associated with it. The low frequency spectral weights for
amplitude and relative phase fluctuations is determined and found to be
subdominant to quasiparticle contributions. The Goldstone phase mode and its
coupling to density fluctuations in charged systems is treated in a
gauge-invariant manner. The Gaussian phase action is used to study both the
$c$-axis Josephson plasmon and the more conventional in-plane plasmon in the
cuprates. We go beyond the Gaussian theory by deriving a coarse-grained quantum
XY model, which incorporates important cutoff effects overlooked in previous
studies. A variational analysis of this effective model shows that in the
cuprates, quantum effects of phase fluctuations are important in reducing the
zero temperature superfluid stiffness, but thermal effects are small for $T <<
T_c$.
