  The recent detection of GW190814 featured the merger of a binary with a
primary having a mass of $\sim 23\,M_{\odot}$ and a secondary with a mass of
$\sim 2.6\,M_{\odot}$. While the primary was most likely a black hole, the
secondary could be interpreted as either the lightest black hole or the most
massive neutron star ever observed, but also as the indication of a novel class
of exotic compact objects. We here argue that the secondary in GW190814 needs
not be an ab-initio black hole nor an exotic object; rather, based on our
current understanding of the nuclear-matter equation of state, it can be a
rapidly rotating neutron star that collapsed to a rotating black hole at some
point before merger. Using universal relations connecting the masses and spins
of uniformly rotating neutron stars, we estimate the spin, $0.49 \lesssim \chi
\lesssim 0.68$, of the secondary -- a quantity not constrained so far by the
detection -- and a novel strict lower bound on the maximum mass, $M_{\rm TOV} >
2.08^{+0.04}_{-0.04}\, \,M_{\odot}$, of nonrotating neutron stars, consistent
with recent observations of a very massive pulsar. The new lower bound also
remains valid even in the less likely scenario in which the secondary neutron
star never collapsed to a black hole.
