  It has been recognized long ago that the presence of hot plasma in the inner
accretion disks around black holes could lead to the neutron production via
dissociation of helium nuclei. We show that, for a broad range of accretion
parameters, neutrons effectively decouple from protons and pile up in the inner
disk leading to the formation of self-sustained halo. This means that new
neutrons in the halo are supplied mainly by the splitting of helium nuclei in
their collisions with existing neutrons. Once formed, such a halo can exist
even if the proton temperature is much lower than the energy threshold of
helium dissociation. We show that neutron haloes can be the natural source of
relativistic electrons and positrons, providing characteristic comptonization
spectra and hard spectral tails observed in many black hole candidates, and
also giving rise to relativistic outflows. Deuterium gamma-ray line at 2.2 MeV
resulting from neutron capture is also expected at a level detectable by future
INTEGRAL mission. Furthermore, the presence of a neutron halo strongly affects
the dynamics of accretion and leads to the rich variety of transient dynamical
regimes.
