  We perform a detailed numerical and analytical study of the properties of
observed light curves from relativistic thin discs, focussing on observational
bands most appropriate for comparison with tidal disruption events (TDEs). We
make use of asymptotic expansion techniques applied to the spectral emission
integral, using time dependent disc temperature profiles appropriate for
solutions of the relativistic thin disc equation. Rather than a power law
associated with bolometric disc emission $L \sim t^{-n}$, the observed X-ray
flux from disc-dominated TDEs will typically have the form of a power law
multiplied by an exponential (see eq. 91). While precise details are somewhat
dependent on the nature of the ISCO stress and disc-observer orientational
angle, the general form of the time-dependent flux is robust and insensitive to
the exact disc temperature profile. We present numerical fits to the UV and
X-ray light curves of ASASSN-14li, a particularly well observed TDE. This
modelling incorporates strong gravity optics. The full 900 days of ASASSN-14li
X-ray observations are very well fit by a simple relativistic disc model,
significantly improving upon previous work. The same underlying model also fits
the final 1000 days of ASASSN-14li observations in three different UV
bandpasses. Finally, we demonstrate that the analytic formulae reproduce the
properties of full numerical modelling at both UV and X-ray wavelengths with
great fidelity.
