  We theoretically explore the mechanism of the colossal magnetoresistance in
manganese oxides by explicitly taking into account the phase competition
between the double-exchange ferromagnetism and the charge-ordered insulator. We
find that quenched disorder causes a drastic change of the multicritical phase
diagram by destroying the charge-ordered state selectively. As a result, there
appears a nontrivial phenomenon of the disorder-induced insulator-to-metal
transition in the multicritical regime. On the contrary, the disorder induces a
highly-insulating state above the transition temperature where charge-ordering
fluctuations are much enhanced. The contrasting effects provide an
understanding of the mechanism of the colossal magnetoresistance. The obtained
scenario is discussed in comparison with other theoretical proposals such as
the polaron theory, the Anderson localization, the multicritical-fluctuation
scenario, and the percolation scenario.
