  Observations of the nearby large galaxies that can be examined in
particularly close detail suggest that many have small stellar luminosity
fractions in bulges and haloes. Simulations of galaxy formation tend to produce
considerably larger fractions of the star particles in model bulges, stellar
haloes, and more generally in orbits seriously different from circular. The
situation might be improved by a prescription for non-Gaussian initial
conditions on the scale of galaxies.
