  We describe the local structure of Riemannian manifolds with harmonic
curvature which admit a maximum number, in a well-defined sense, of local
warped-product decompositions, and at the same time their Ricci tensor has, at
some point, only simple eigenvalues. We also prove that, in every given
dimension greater than two, the local-isometry types of such manifolds form a
finite-dimensional moduli space, and a nonempty open subset of this moduli
space is realized by locally irreducible complete metrics which are neither
Ricci-parallel, nor -- for dimensions greater than three -- conformally flat.
