  We consider magnetic field evolution of neutron stars during polar-cap
accretion. The size of the polar cap increases as the field decays, and is set
by the last open field line before the accretion disk. Below the polar cap we
find the temperature to be so high that electron-phonon scattering dominates
the resistivity. Outside the polar cap region, the temperature is such the
resistivity is dominated by temperature independent impurity scattering which
can be a few orders of magnitude larger than the electron- phonon resistivity.
The time-scale for field decay is therefore initially given by impurity
scattering dominated resistivity. When the field strength has been reduced to
$\sim 10^8 gauss$ the accretion is spherical and the time scale for field decay
is given by the smaller electron-phonon scattering resistivity. The field
strength is now reduced rapidly compared to before and this could be a reason
for there being no pulsars known with field strengths below $10^8 gauss$. We
also investigate the evolution of multipoles at the neutron star surface. We
find that contribution from higher-order multipoles are at most 30% to that of
the dipole mode.
