  A geometrical model of electric charge is proposed. This model has ``naked''
charge screened with a ``fur - coat'' consisting of virtual wormholes. The 5D
wormhole solution in the Kaluza - Klein theory is the ``naked'' charge. The
splitting off of the 5D dimension happens on the two spheres (null surfaces)
bounding this 5D wormhole. This allows one to sew two Reissner - Nordstr\"om
black holes onto it on both sides. The virtual wormholes entrap a part of the
electrical flux lines coming into the ``naked'' charge. This effect essentially
changes the charge visible at infinity so that it satisfies the real relation
$m^2<e^2$.
