  We develop a quantum analog of the classical spin-torque model for
current-driven magnetic dynamics. The current-driven magnetic excitation at
finite field becomes significantly incoherent. This excitation is described by
an effective magnetic temperature rather than a coherent precession as in the
spin-torque model. However, both the spin-torque and effective temperature
approximations give qualitatively similar switching diagrams in the
current-field coordinates, showing the need for detailed experiments to
establish the proper physical model for current-driven dynamics.
