The most important life lessons start early. Handling finances is no exception. You can help today’s youth learn sound money management skills by sharing a financial literacy program with children in 3rd through 12th grades.
Nearly a third of high school seniors use credit cards and even more have ATM cards. But many don’t know the basics of budgeting, saving and planning for their financial future. As a result, many young Americans are entering adulthood without basic financial education — and with debt.
Teens believe that as adults they will earn an average salary of $145,000. In reality adults with a bachelor’s degree earned an average of $54,689 in 2005.
Teaching! You have something young people don’t have — experience and perspective — so you can help give a child or teen a financial literacy education. Junior Achievement offers an easy step-by-step financial literacy program that you can share with children in their schools.
Varies, depending on your schedule, from a single school day to a weekly one-hour visit for five to 10 weeks.
Who can do this?
In a recent Junior Achievement study, 83% of teens said the best time to learn money management is in grades K-12.
Great Reasons to do this Project
Great reasons to do this project
- Help young people in your community understand the necessity and value of managing their money.
- Engage with America’s future!
- Share your experience so others can learn from it.
Junior Achievement (JA) volunteers always say how fulfilling it is to see the light go on as kids begin to understand the basics of managing their money and the importance this plays in their economic success. In a short time, you can make a big difference in the life of a young person.