Home Equity Rates

Rates are current as of 01-21-2019. Rates, terms, and conditions are subject to change.

Table data for Home Equity Loans

01-21-2019

Term

Loan to Value

1st Lien Position - APR (as low as)

2nd Lien Position - APR (as low as)

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5 Years

up to 80%

3.74%

3.99%

up to 90%

3.99%

4.99%

10 Years

up to 80%

3.99%

4.64%

up to 90%

4.49%

6.04%

15 Years

up to 80%

4.49%

5.24%

up to 90%

4.74%

6.39%

20 Years

up to 80%

4.74%

5.74%

up to 90%

4.99%

6.64%

APR denotes Annual Percentage Rate. All APR calculations on Home Equity Loans are based on a $20,000 loan amount. The rates for this loan type are based on an evaluation of applicant credit. Maximum LTV for loan amounts up to $150,00 is up to 90%. The Maximum LTV for any loan amounts over $150,00 and up to $500,000 is 80%.

APR denotes Annual Percentage Rate. The minimum interest rate for a Home Equity Line of Credit is the Prime Rate plus a margin with a minimum floor of 3.50% ARPR and a maximum ceiling of 15% APR. The rates for this loan type after the introductory period is variable and are based on the applicant’s credit score at time of application.

1This account has a draw period of 15 years, after which you will be required to repay any outstanding amount in one balloon payment. If only minimum payments are made, the loan balance will not decrease. Maximum loan amount $250,000.↵