Mabengwa is the treasurer of the loan group called « Nuru ». She is a valiant young entrepreneur, 36 years old and the mother of nine children. Her husband is a civil servant in public administration.

Mabengwa sells dried beans. She began this business with some money she received from her husband. This new loan will allow her to buy eight sacks of dried beans. The insecurity in rural areas and the bad condition of the roads serving them are the major difficulties for her in developing her business.

In the future, she wishes to expand her business and put her children through school. Thus, she thanks Hekima for supporting women entrepreneurs through micro-loans.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.