Wholesaler & Manufacturer Insurance

There are many elements involved in a Wholesale and Manufacture Business, and having the right insurance cover will protect you against a variety of risks.Your livelihood is vitally important, which is why it’s essential to take out the appropriate insurance policy options. It can save you thousands of pounds that can result from a single claim.

To give you some examples, we’ll start with the stock. Protecting stock against damage and theft will enable you to replace it as soon as possible, which is one of the benefits of stock cover. Employer’s liability insurance is required by law. Public liability insurance, is not a legal requirement, but is helpful to have in order to avoid paying out large sums of money in the event of an employee injury.

A Range of Relevant Covers

A Wholesale and Manufacture Insurance policy has a range of relevant covers including theft or damage of stock, damage to contents, improvements, fixtures and fittings, damage to glass, blinds & signs, theft of money, goods in transit, business interruption, rent/lease payments cover, employers liability, public & products liability and legal expenses. A seasonal Increase in stock cover is also available if requested.

We understand that every business, large or small, is different so we offer policy options which can be tailored to the needs of your company.

Optional Extras

Buildings – (if you are responsible for insuring the building) ensures that your office building is covered for a number of risks, including fire, flooding and storm damage

Employee Theft – cover for loss of money or property belonging to you as a direct result of an act of fraud or dishonesty by an employee

Terrorism – cover for material damage and business interruption if your business is directly affected by terrorism

Excess Protection – cover for your policy excess in the event of a claim

You may also be interested in the following insurances:

Directors and Officers – covers the cost of compensation to a customer if a claim is made against one of your business directors or other staff (not if the claim is made against your organisation as a whole)

Cyber Protection – if your business collects personal data this protects in the event of a breach of data protection laws or malicious data attacks

Oncover Insurance Services Ltd are authorised and regulated by The Financial Conduct Authority, registered number is 306045. The Financial Conduct Authority's Register can be accessed through www.fca.gov.uk. Registered in England & Wales No. 04036567. Registered Address: 89C College Place London NW1 0DR