Maxity is a social impact protocol innovating NGO fundraising and strengthening transparency in charities using blockchain technology. With an NFT marketplace, a Volunteer and Reward and a SocialFi model, Maxity is building a Symbiotic Metaverse to contribute towards achieving the United Nations Sustainable Development Goals .
Humanity — Charity — Maxity

Table of Contents

1 Introduction
2 Background
2.1 Charities and their main challenges
2.2 The United Nations and its Sustainable Development Goals
2.3 Blockchain and cryptocurrency
2.4 Smart contracts
2.5 Decentralised finance (DeFi)
2.6 NFTs
2.7 DAOs
2.8 Metaverse
3 Maxity NFT marketplace platform
3.1 Functionality
3.2 Royalty models
3.3 Maxity DAOs
3.3.1 Charity DAO
3.3.2 Artists DAO
3.3.3 Influencer DAO
3.4 Donor community building
4 Maxity's Web3 social impact protocol: a transparency platform
4.1 A transparency platform
4.2 The social impact protocol
5 Maxity Symbiotic Metaverse
5.1 Functions of the Symbiotic Metaverse
5.1.1 E-commerce
5.1.2 NFTs/Digital assets Avatar NFTs Virtual Lands
5.1.3 CryptoCurrencies
5.1.4 Working & Gaming Charitable Tasks Volunteer and Reward (V&R)
5.1.5 SocialFi
5.1.6 Metaverse Technical Stack
6 MAX Token and Maxity DeFi platform
6.1 Emission schedule and allocation
6.2 Maxity Defi platform
7 Corporate Philosophy

1 Introduction

Maxity is a blockchain application dedicated to contributing to the United Nations 17 Sustainable Development Goals. There are 260,000 charities and NGOs worldwide, all devoted to creating a just society. Maxity helps charities and NGOs achieve these aims. The specific aims of charities may vary, according to the nature of work each charity does, but all charities necessarily have certain aims in common:
  • Charities and NGOs need to raise funds, so that they can carry out their activities;
  • They also need to manage their funds carefully, including producing reports of how the funds are acquired and used;
  • They need to plan their charitable activities, and communicate with their donors. This can include getting donor feedback and financial pledges on proposed activities;
  • They need to manage and incentivise volunteers, encouraging participation in charitable activities.
Maxity uses Web3 and blockchain technology to help charities and NGOs achieve these aims. Maxity is developing several platforms aimed at charities and NGOs.
The Maxity NFT marketplace is the first dedicated NFT marketplace for charities and NGOs to raise funds. It is being built on the eco-friendly Polygon Chain and will be integrated on to the Ethereum Chain after the merge in November 2022. The marketplace allows organisations with charitable aims to design, develop, market and sell NFTs which represent the work of the charity. Owners of NFTs can resell their NFTs to other collectors, and a percentage determined by the charity of the sale value goes to the charity upon each resale.
  • The Maxity NFT marketplace allows charities and NGOs to showcase their work, through thoughtful and beautiful artworks presented as NFTs. Supporters of a charity or an NGO buy and sell these NFTs, or receive them as gifts.
  • Buying and selling NFTs helps to build donor communities. By trading with each other, donors can get to know each other and discuss the work of the charity. By talking with their friends about the NFT collections, donors can introduce new people to the work of the charity.
  • Instead of minting one NFT at a time, Maxity enables charities and NGOs to bulk list NFTs to avoid lengthy and expensive processes of single minting. This is especially useful for minting for example NFT collectibles, event tickets and DAO entry tickets.
  • A fun way to sell NFTs is through auctions. An auction starts with the seller setting the opening bid for the NFTs and the NFTs will be sold to the higher bidder. If the auction price falls below the opening price, the seller reserves the right to reject the transaction.
  • Determined to lower the barrier of the blockchain world, Maxity has integrated fiat payment systems in which donors who do not hold a cryptocurrency wallet can purchase NFTs through their preferred methods (Debit/Credit Card or PayPal). The NFTs will be held by Maxity and can be claimed at any time, once users have installed a crypto wallet.
  • Maxity’s platform helps charities and NGOs raise their profile and raises public awareness. Donors of one charity can discover NFTs from other charities, and become acquainted with their work.
The Maxity transparency platform allows charities and NGOs to register their core activities on the blockchain — this can include the construction of buildings and other resources, or grants made to beneficiaries. Blockchain transactions can link incoming donations with outgoing payments for projects. By registering all activities such as fundraising, fund management, expenditure, financial reports, and charitable activities on the blockchain, charities can achieve greater financial transparency, and build greater trust in their donor communities. This not only gives donors the confidence to give more, it attracts new users into the world of philanthropy.
The Maxity DeFi platform will allow charities on the Maxity platform and their donors to manage and invest funds. By staking cryptocurrencies (including ETH, Matic, stable coins or Maxity’s MAX token), charities and donors can earn higher interest compared to traditional financial institutions or instruments, by availing themselves to Maxity’s yield-farming techniques.
The Maxity symbiotic metaverse will allow all charities, NGOs and social enterprises to further accelerate the goal of a sustainable environment and society in a virtual world. Beneficial proposals such as charitable Dao establishment, public welfare campaigns, fundraising activities, volunteer events, sharing exhibitions, allowing all to participate in social practices, living symbiotically in the metaverse.
DAOs, decentralised autonomous organisations, are decentralised entities developed through Web3 and blockchain technologies. No single party controls any aspect of these technologies. Rather, they are designed with democracy at their core.
Maxity has adopted these principles at the core of its design too. Firstly, the MAX token allows anyone to participate in Maxity’s governance and its success. Ownership of the MAX token confers voting rights, and as Maxity becomes successful the value of the token will rise.
Maxity has recruited 40 ambassadors globally[1]; they are individuals integrated in the not-for-profit sector of their region, who are familiar with fundraising for charities at the grassroots level. Maxity ambassadors assist charities and NGOs in the registration and verification process required to join the Maxity platform. The ambassador helps the charity draft the stories behind their NFT collections.
Maxity has also set up a few decentralised autonomous organisations (DAOs) to control the core aspects of its operations, namely Charity DAO, Artists DAO and influencer DAO, working in tandem to give all the charities on the Maxity platform visibility. These are described in detail in this white paper. As the Maxity platform develops, it is expected that more DAOs will be created.
[1] Maxity ambassadors.

2 Background

2.1 Charities and their main challenges

Americans gave US $485 Billion to charity in 2021[1], representing a 4% increase from 2020. This figure represents voluntary donations from individuals (not aid given by governments). Charity donations are an enormous business sector.
But surveys often show that donors are not satisfied by the process, and there are many reasons why people do not donate more than they already do:
  • Donors may feel a lack of connection between their donation and the benefit that it may bring.
  • Charity activities are often opaque, and could communicate their activities to donors in a better way.
  • Donors may not trust that their donations actually reach beneficiaries (as opposed to overhead costs, advertising campaigns, and other charity costs).
  • Uncountable news about scandalous and corruptive charities (charities using money for personal uses or money laundering, or aid workers committing crimes such as sexual violence against the vulnerable people they serve)
  • Charities charge high service and management fees for fundraising platforms and charities
Charities can find it difficult to engage donors, and demonstrate to them the real benefits that result from the work of the charity. They need more and better tools to build donor communities, and demonstrate transparency of their finances. They may need help with fund management and investment. They need tools to showcase their work, and they need ways to incentivise donors to give more. Finally, they need ways to manage volunteers and incentivise volunteers to participate in broader aspects of the charity’s work.

2.2 The United Nations and its Sustainable Development Goal

The 16, now 17, Sustainable Development Goals[1] set out by the United Nations General Assembly in 2015 are a call to world leaders to act now ensuring everyone around the globe enjoys peace and prosperity by 2030. The goals are targeted at prioritising those who are furthest behind, specifically ending poverty, hunger, AIDS and discrimination against women and girls. The goals include ensuring every person’s access to water, health, education, clean energy, economic growth and justice. Governments are expected to target investment in innovation, sustainability and climate action, as well as have a particular focus on animal welfare and biodiversity.
The Global Goals are a commitment made by governments but the practical realisation of these goals on the ground is carried out by grassroots organisations. Whilst several tools track the implementation of the Global Goals, the Sustainable Development Goals Report 2022 states that the world is unlikely to achieve the Global Goals by 2030. In order to reach the goals, grassroots organisations require funding, particularly in the wake of the COVID19 pandemic, and greater transparency is needed in the development sector. Maxity provides a solution to this. As a platform using technology to direct funding at organisations least funded, and increasing transparency in the charity sector overall, Maxity is a critical partner in ensuring the Sustainable Development Goals are achieved. In addition, Maxity makes a strong contribution to monitoring progress of SDG implementation, making data of the furthest left behind more available and easily understood. Maxity’s 90 charities across South and North America, Europe, Africa and Asia are contributing towards all of the 17 Sustainable Development Goals.
[1] Also known as Sustainable Development Goals

2.3 Blockchain and cryptocurrency

A blockchain is a sequence of “blocks”, each one consisting of a set of transactions that have taken place. The blocks are cryptographically bound together, so that any change to any of the transactions will invalidate the block and the entire chain. The blockchain is maintained by a decentralised set of individuals, often called “miners” because they are rewarded for their efforts by the creation of tokens (similarly to how gold miners are rewarded by the discovery of gold nuggets). The most famous blockchain is the Bitcoin blockchain; it is “permissionless” in the sense that anyone can be a miner, but the cryptographic binding that is core to blockchain integrity requires a large amount of computational work to be done if one wants to mine successfully. Blockchains are decentralised; no person or organisation has control of them, but a large number of individuals contribute to their maintenance by participating in the verification and formation of new blocks of transactions.
Blockchains can be used to make new currencies, called cryptocurrencies. As mentioned, the foremost one is Bitcoin, but there are hundreds of others. Cryptocurrencies work as currencies because they have a purposefully limited supply; for example, the supply of Bitcoin will never exceed 21 million coins. There are about 19 million coins in circulation, and new ones are mined every day, but the rate of mining is decreasing so that the limit of 21 million will never be exceeded.
As well as the ownership of currencies, blockchains can be used to record ownership of other kinds of assets, such as artworks, certificates, and tickets. Whereas currencies are fungible (one dollar is equivalent and exchangeable with any other dollar), other kinds of assets are not fungible (one artwork is not generally equivalent or exchangeable with another one), giving rise to the term non-fungible token (NFT). An NFT is the record on a blockchain that a certain asset belongs to a certain user.

2.4 Smart contracts

A smart contract is a program that is intended to automatically execute on a blockchain, once certain conditions are met. Once put in place, smart contracts cannot be controlled by anyone; they will simply execute their code. The idea is that they act as a kind of self-enforcing contract between people that may provide inputs to the program, or obtain outputs. For example, a smart contract could be set up so that whenever money is paid into the contract, it can be paid out equally to Alice and Bob (50% each). Once that contract is established on the blockchain, it will be executed every time money is paid in, and no-one can change the way it disburses the money. Of course, this example is a very simple smart contract. More sophisticated examples include Uniswap (which allows users to exchange cryptocurrencies with each other) and NFT marketplaces (which allow users to buy and sell NFTs).
The original idea of smart contracts as immutable has led to some problems, because if a program is complex then inevitably bugs will be found in it. A smart contract that is immutable cannot be fixed once it is launched. Therefore, researchers have developed the idea of "updatable smart contracts".[1]
[1] A contract P (called a proxy) stores the address of another contract I1 (called the implementation). When P is executed, it calls functions of its implementation I1. If I1 is found to have bugs, a new implementation I2 can be launched, and P can be updated to store I2 instead. I1 will continue to exist, but it will no longer be called. If I2 is found to have bugs, it can be replaced (in P) to a new I3, etc.

2.5 Decentralised finance (DeFi)

Decentralised finance (DeFi) is the idea that financial instruments (like investments, currency exchanges, and loans) can be offered without relying on intermediaries such as brokerages, exchanges, or banks. It works by using smart contracts on a blockchain. Well-known examples of DeFi platforms include Uniswap and Aave. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts.

2.6 NFTs

Non-Fungible Tokens (NFTs) are records of ownership of digital assets (such as images, songs, tickets or in-game assets) on a blockchain. The benefit of maintaining ownership records on a blockchain is that the blockchain is not controlled by any individual or organisation, and the record of transactions cannot be altered or erased. Anyone can see the full transaction history behind any artwork. NFTs provide a public certificate of authenticity or proof of ownership.
The term "NFT" only achieved wider usage with the ERC-721 standard, first proposed in 2017 via the Ethereum GitHub, following the launch of various NFT projects that year. The standard coincided with the launch of several NFT projects, including Curio Cards, CryptoPunks, and rare Pepe trading cards. Some NFT collections, including Bored Apes, EtherRocks and CryptoPunks are examples of generative art, where many different images are created by assembling a selection of simple picture components in different combinations.
NFTs can represent in-game assets, such as digital plots of land. Because the NFT blockchain is not controlled by any single party, these assets can be considered controlled by their owners instead of by the game developer. They can be traded on third-party marketplaces without permission from the game developer. CryptoKitties was an early successful blockchain online game in which players adopt and trade virtual cats. The monetisation of NFTs within the game raised a $12.5 million investment, with some kitties selling for over $100,000 each. A similar NFT-based online game, Axie Infinity, was launched in March 2018.
The NFT market grew dramatically from 2020–2021: the trading of NFTs in 2021 increased to more than $17 billion, up by 200x compared to 2020's total of $82 million. Individual NFTs have been sold (and resold) for millions of dollars.
This growth may not be sustainable, but the core technology behind NFTs and their usefulness as public records of ownership is of great value to artists and art collectors alike. While different types of NFTs have different values, the NFTs developed by Maxity have an important role in developing the work of charities and in forming donor communities. Integrating NFTs into future iterations of the Maxity platform will further enhance their intrinsic value, by incorporating them into the Maxity metaverse and charity decision-making processes.

2.7 DAOs

A decentralised autonomous organisation (DAO) is an organisation constructed by rules encoded as a smart contract that is often transparent, controlled by the organisation's members and not influenced by a central authority such as a government or corporation. DAOs are member-owned communities without centralised leadership. A DAO's financial transaction records and rules are maintained on a blockchain.
DAO governance is coordinated using blockchain tokens that grant voting powers. Admission to a DAO is limited to people who have a confirmed ownership of these governance tokens in a cryptocurrency wallet, and membership may be exchanged. Governance is conducted through a series of proposals that members vote on through the blockchain, and the possession of more governance tokens often translates to greater voting power. Contributions from members towards the organisational goals of a DAO can be tracked and internally compensated.

2.8 Metaverse

“Metaverse” is the name given to a collection of ideas and proposals for the future evolution of the internet. It will be an immersive virtual world, made possible by virtual reality and augmented reality technologies. Early versions being developed require clunky headsets, but in the future the required hardware will be integrated into the built environment, and people will move in and out of the metaverse as seamlessly as they move between physical conversations and WhatsApp chats today. As we continue to conduct more and more of our lives online through our phones and laptops, the metaverse will magnify and accelerate this process. Internet-of-things technologies will blur the distinction between what is online and what is physical.

3 Maxity NFT marketplace platform

Maxity is one of the first dedicated NFT marketplaces for charities to raise funds. The marketplace allows a charity to design, develop, market and sell NFTs which represent the work of the charity. Maxity encourages charities, NGOs and NFT designers to dig deep into the underlying environment and social issues, then recreate them into digital arts (NFTs). The NFTs can be arranged into collections, allowing donors to choose whether to buy one from several different collections, or to try to complete their collection. 98% of the initial sale value of each NFT goes directly to the charity. Owners of NFTs can resell their NFTs on the Maxity marketplace, and a percentage determined by the charity (Royalty fee) of the NFT sales value goes to the charity upon each resale.
Maxity’s marketplace helps connect people to the charitable causes they support. It helps charities understand the potential of NFTs, and work with them to identify NFTs that they can create in order to boost their donor engagement and publicise their mission. These NFTs will replace traditional fundraising badges or ribbons as acknowledgements for donors, which can be further used for personal (profile picture) or business (business logo) use.
NFTs present entirely new ways for organisations to engage with donors. Through Maxity, charities and NGOs are just discovering how they can leverage NFT fundraising to generate new streams of revenue and engagement. Maxity works with charities through each stage of the NFT lifecycle, from ideation to execution, aiming to provide a one-stop shop for showcasing and managing NFT charity projects and a platform for charities to generate revenue through accrual of resales.
Maxity is currently the world's largest market for charity NFTs. With Maxity, users can discover, collect, and sell NFTs linked to a cause that they support, while also giving back to society. NFT charity events for digital art are held to generate funds to be forwarded to the charities. We aim to create a new platform to fundraise towards solving global issues.
Maxity’s NFT marketplace launched in March 2022, and by August 2022 it had 84 charities onboarded. Most of these NGOs have begun to actively sell NFTs. These numbers are expected to increase dramatically as the benefits to charities become more widely known. Maxity is actively training charities (and donors) about the benefits that NFTs can bring. The Maxity NFT marketplace runs on the Polygon blockchain, and is expected to run in parallel on Ethereum after the merge in November (An upgrade shifting Ethereum proof-of-work to proof-of-stake framework). The marketplace consists of some smart contracts and a front-end dApp. It uses the ERC-721 standard for NFTs. NFTs are priced in Matic, which is the currency of the Polygon blockchain.

3.1 Functionality

Maxity’s front-end dApp allows charities to mint NFTs (individually and in bulk), and to list them for sale. A buyer can buy an NFT, in which case it is transferred by the smart contract to the user’s Ethereum address. Once owned by a user, the user can re-list the NFT, possibly at a new price, and another user can buy it. Users can buy and sell NFTs from each other. At the first sale, 98% of the sale price goes to the charity that minted it, with 2% going to Maxity as a service fee. On subsequent sales, a certain percentage (“royalties”) of the transaction amount goes again to the charity, and 2% to Maxity as service fee, with the remainder going to the seller and the NFT designer. The royalty percentage is set by the charity at mint-time, and can be up to 10%. In this way, the charity continues to benefit financially every time the NFT is traded.
Because charity donors may not be familiar with cryptocurrency and Ethereum addresses, Maxity supports payment by fiat currency using bank payment cards too. This is the greatest innovation in the NFT industry. Maxity, one of the few NFT marketplaces to support fiat payments, further lowers the barrier of Web2 users to enter the blockchain and NFT world. A user that doesn’t yet have an Ethereum address can still purchase (or be given) an NFT; if the user doesn’t cite an Ethereum address the NFT is held by smart contracts and servers, the NFT can be claimed by the user at any time in the future when they have downloaded a wallet (such as MetaMask) and established an Ethereum address.
Maxity marketplace supports NFT collections. A collection is a series of similar-looking NFTs that follow a theme. Typically they also have similar titles, differing by a serial number. Users can mint up to 10 NFTs in a single transaction. A collection can consist of any number of NFTs, but a collection of more than 10 will have to be minted in several steps. (The limitation of 10 minted NFTs at a time is to ensure that transaction sizes don’t become unwieldy.)
To increase NFT selling opportunities, the Maxity marketplace has integrated a timed auction function allowing users to bid on NFTs. Auction creates an exciting atmosphere, motivating donors who have been caught up in the competitiveness of bidding, to bring the price of NFTs higher. Sometimes donors wish to collect all the NFTs in an NFT collection, and will spend all dimes to win at all costs. In the end, it is the donors and charities who receive most of the benefits, with one enjoying the pleasure of winnings and one receiving a great amount of donations.

3.2 Royalty models

The Maxity NFT platform allows charities to earn “royalties” when its NFTs are sold on the secondary market. At mint time, a royalty percentage is set (from 0 to 10%) by the charity. Then, if a donor owns an NFT minted by the charity and sells it on to an additional donor, the distribution of the amount the additional donor pays is as follows:
  • Maxity gets 2% of the amount, as its fee;
  • The charity gets the royalty according to the royalty percentage set at mint time;
  • The first donor gets the remainder.
The charity may have used an artist supported by artist royalties. If this is the case, then the charity stipulates the artist at mint time. On the primary sale of the NFT, 90% of the sale value goes to the charity, 8% goes to the artist, and 2% to Maxity. On a secondary sale, 20% of the charity royalty part goes to the artist, 80% of the charity royalty part goes to the charity, 2% of the sale goes to Maxity, and the remainder goes to the seller.
These arrangements are summarised in the table below:

3.3 Maxity DAOs

Maxity has established decentralised autonomous organisations (DAOs) to expand its core ecosystems.

3.3.1 Charity DAO

Charity DAO is made up of charities and Maxity ambassadors. The DAO facilitates NFT fundraising for charities, focusing on raising funds in emergency contexts, such as the sudden onset of natural disasters, war and other situations where humanitarian relief is needed. Charity DAO aims to respond rapidly in such situations, by creating, completing and releasing NFTs for charities within 24 hours. This helps raise funds quickly and effectively to respond to the crisis.
Charity DAO has established the Stop Climate Change NFT collection. This NFT project, which is a limited collection of 100 NFTs, aims to increase awareness of serious climate change issues among top decision makers. Climate change is no longer a future problem, it is a current reality. The artist combines natural climate, disasters, and human imagery through painting and collage techniques to demonstrate the interdependent relationship between humans and their environment.
Charity DAO NFT designers have created an optical illusion NFT collection in support of the women, children, and elderly people of the Ukraine. Ukraine family support is a limited collection of 80 NFTs. Funds from sales of this collection will be distributed to the people affected by the Ukraine crisis.
Freedom for Women is an NFT collection in collaboration with Charity DAO. The decision to withdraw federal support for termination of pregnancy in the United States directly affects half of the American population – women. The data is clear, attempts at ending pregnancy will continue even when there is no safe route to do so. There will only be more women who do not survive unsafe termination. The rich colours in this NFT represent the right to bodily autonomy for all women around the world - the painting depicts a girl stretching her limbs in the air, free and flexible; illustrating that women flourish as human beings when able to make their own decisions.
As well as these NFT series in response to crises, Charity DAO has issued NFT tickets, which provide access to all of Charity DAO's benefits and services. Ticket holders will be eligible for the MAX token rewards according to their contribution; they will also be eligible for the Charity DAO token airdrops, and a certain number of Charity DAO tokens will be allocated according to their contribution. Ticket holders can enter the Maxity Metaverse to claim various charitable tasks, accumulate a certain amount, and have the opportunity to receive Metaverse virtual land rewards.
Charity DAO members have the obligation to promote the Charity NFT project on Charity DAO and Maxity platforms; and to raise funds for the charity NFT released by Charity DAO.
When a user buys a Charity DAO NFT, then 90% of the sale price goes to the particular cause represented by the NFT being sold; the remaining 10% paid to Charity DAO. Members of Charity DAO share the management fee according to their contribution.

3.3.2 Artists DAO

Artists DAO is an artists’ community that aims to empower artists to design meaningful NFTs. It is composed of artists that have created NFTs on behalf of charities. Artists DAO also runs NFT design training courses, promotes successful artists. It has a mentoring programme for young and aspiring artists. Members of Artists DAO bring more artists to join the DAO, and participate in the mentoring programme.
The Maxity platform rewards artists through the royalty programme. When an NFT is minted, a percentage of the first-sale and resale amounts can be declared, and on each sale this percentage is transferred to Artists DAO. Members of Artists DAO also get rewarded with MAX token. When an artist designs an NFT, they can choose whether to obtain the services of Artist DAO or not.
An artist can choose whether to use each of the three principals Artists DAO services, or not. The revenue from the artwork will be distributed according to the artist’s choices
3.3.3 Influencer DAO
The idea of Influencer DAO is to harness social media influencers (on platforms like YouTube, Instagram, TikTok, Twitter, etc.) to promote charities, and to feature in NFTs. To achieve this, Maxity will collaborate with several key opinion leader agencies in the UK. We will recruit top influencers with this partnership, and issue exclusive NFTs for them on the Maxity NFT marketplace. They will be chosen from influencers on social media platforms such as Instagram, Twitter, Tiktok, etc., that have more than 200M followers.
The influencers will be used to support charities. Each one will be matched with a set of carefully chosen charities that are fitting to the influencer's interests, so that the influencer can promote the NFTs for the charities. There will be attractive incentives of MAX Token and Influencer DAO Token for their contributions. Artist DAO will also create charity NFTs for the influencers that make significant contributions.
Influencer Dao has a separate tokenomics, and is governed by all Influence DAO members, with IEO planned in 2024.

3.4 Donor community building

Donors to a charity have much in common with each other, namely, the interests and objectives of the charity they are supporting. The charity would benefit greatly from building a community among its donors, to give them the opportunity to discuss the charity’s work and become more involved. But this is difficult to achieve: donors may be geographically distributed (preventing meeting at events the charity might organise), and online fora are usually clunky and painful for donors to use.
Maxity NFT marketplace is our first step in helping charities form donor communities. Through the marketplace, donors can showcase the NFT collections they have acquired, and transact with each other. Donors might be interested in completing a particular NFT collection created by the charity, and hence compete with each other to bid for the NFTs they need.
In the community, charities and NGOs synchronise their operations and plans to donors, engaging with their contributors proactively to refine donors’ experiences.
In the future, the Maxity platform will support other kinds of donor engagement. Donors will be able to look at projects the charity is considering undertaking, in a virtual reality setting. They can vote for projects they like, and pledge financial support for them. Charities will be able to try out new ideas, and see which ones gain approval from their donor communities.

4 Maxity’s Web3 social impact protocol: a transparency platform

4.1 A transparency platform

A blockchain is a public and immutable record of the transactions that have been recorded on it. This immutable and public nature is what makes cryptocurrencies successful: once a transaction has taken place, it cannot be altered or erased, and everyone can see what transactions have taken place.
These properties of blockchains have led to their being used in other domains which are not primarily financial. Many blockchains have been used to achieve supply-chain transparency. For example, Topl has built a blockchain to assure the provenance and authenticity of coffee[1]. Farmers enter their harvests on the blockchain, and each transaction is recorded there, so that the final consumer can see a record of all the transactions undergone by the coffee they are purchasing. The blockchain assures that there is no double-counting, in which the same premium coffee is being fraudulently shown in different parts of the supply chain (but actually being substituted by a cheaper variety). It ensures pricing fairness, by allowing intermediaries to earn an appropriate profit, while avoiding both excessive profits and unjust exploitation. Many other industries are using blockchain in their supply chains, such as the motor industry, computer industry, and even 3D printing[2] where the blockchain assures proper recording of intellectual property usage for 3D printing designs.
Maxity will use this technology to build the Maxity transparency platform to serve the charity sector. The platform will assure transparency of the donations received by charities, and the expenditure on project work undertaken by them. In the future, Maxity’s platform will allow charities to register their core project activities on the blockchain. For example, if a charity is building a school, then all the purchases of materials and hiring of labour can be recorded. Donors can see exactly how much is being spent on what, and this openness and transparency will encourage donors to give more. It will become easier for donors to donate to specific projects being undertaken by the charity, and easier for the charity to manage its funds and the project restrictions that have been given as conditions by donors. By putting these activities on the blockchain, charities can achieve greater financial transparency, and hence greater trust by their donor communities.
[1] Topl: the blockchain built for good. Decentralized protocol designed to unlock the next wave of inclusive, sustainable innovation across supply chains and markets.
[2] Klöckner, Kurpjuweit, Velu, Wagner: Does Blockchain for 3D Printing Offer Opportunities for Business Model Innovation? Research-Technology Management, 63(4), 2020.

4.2 The social impact protocol

The social impact protocol provides a one stop solution for registering fundraising, fund management, expenditure, financial ledgers and report, proposals for implementing activities, and results of all projects on the blockchain for verification.
  • Fundraising: Instead of being a standard donation platform, Maxity allows charities and NGOs to tell their stories and challenges in digital art form (NFTs) to raise funds. Charities and NGOs onboarding Maxity receive full assistance through DAOs (decentralised autonomous organisations).
    1. 1.
      Artists from Artists Dao will provide design support and ideas for charities and NGOs to create creating NFT artworks;
    2. 2.
      Influencers from Influencer Dao provide in house marketing support for charities, to allow charities to reach new audiences through exposures by well-known inspirers;
    3. 3.
      Charity Dao will assist in facilitating NFTs fundraising for personal and emergency context and provide guidance and specification for charities and NGOs;
    4. 4.
      Donors receive valuable and meaningful NFTs for their personal use in return for their donation;
  • Fund Management: The DeFi product - MakeSwap on Maxity provides a decentralised protocol for fundraisers to deposit, manage or lock up their funds to get rewards (yield-farming). It also allows peer-to-peer exchange of tokens received through selling of NFTs for fiat currencies;
  • Expenditure: Maxity requires charities to make contributions to support groups, compliant goods and services providers using a decentralised wallet. This is to remove intermediaries, monitor the accountability and transparency of cash flows. Maxity also allows all global licensed payment companies to participate in the exchange of digital currencies and fiat currencies;
  • Voting for activities to be implemented: Charitable organisations and NGOs engage donors, other charities and interested parties to vote on proposals that demonstrate their plans (goals, plans, proposals, supports, budgets, etc). Their willingness to be transparent about their operations will allow users to connect with charities and NGOs at an individual level. Donors can create counter-proposals and build them in the metaverse; these counter-proposals can be compared with the proposals made by the charities;
  • Project results: Charity activities will be executed online (in the metaverse) and offline (in the physical world) simultaneously once the proposals have been agreed upon. The Maxity Symbiotic Metaverse will connect with the Maxity transparency platform to ensure all the activities of charities and NGOs are correctly recorded on the blockchain;
  • Financial Reports Disclosure: Charities and NGOs are required to disclose financial ledgers, expenditure and related statements on the blockchain, on the premise of meeting the privacy protection requirements of participants and other relevant laws and regulations. Annual financial audit reports, tasks that volunteers can complete in the metaverse, volunteer activities and rewards also need to be disclosed in order to strengthen trust in the charity sector. Global licensed audit firms are welcome to participate in evaluating the internal control and contents of financial statements;
Maxity encourages donors, volunteers, charities, NGOs, social enterprises, recipients to share experiences, thoughts, stories, impacts on the Symbiotic Metaverse to help develop shared values with the wider community. By incorporating the SocialFi model, these creators have the ultimate ownership to their shared contents, and are rewarded accordingly.
The social impact protocol proposed by Maxity will fundamentally revolutionise the voluntary sector, through genuine statements and proactive engagements, rebuilding the loyalty of donors and reaching a wider audience. In this way, Maxity can make a strong contribution towards the 17 Global Goals set out by the United Nations for a sustainable future.

5 Maxity Symbiotic Metaverse

Metaverses have no limitations, they can be in whatever shapes as one would like. However, the majority of metaverses are being restricted to revolve around the gaming industry, with nobody directing metaverse - a virtual world full of capabilities, to resolve evident issues in the real world. Hence, Maxity is building the Symbiotic Metaverse.
Symbiotic Metaverse is composed of 7 continents (just like the real world), which is then made up of 100,000 Virtual Lands. It is an evolutionary innovation focusing on establishing a virtual community that connects all humanity, to urge mankind to grow, advance, solve problems, co-evolve, share knowledge, goals and decisions that matter. Maxity realises it is implausible to create a fair and just society when only the riches are in the Symbiotic Metaverse, which is why, in order to allow everyone to join the metaverse, Maxity has proposed a Volunteer and Reward model (V2R). This enables low-income people to earn hardware equipment to enter this virtual world.
In the Symbiotic Metaverse, all hardships faced by all living creatures, environment, society etc, even at the edge of the world, will be remedied by charitable tasks. Income, race, religion, gender, organisation inequality will no longer occur in this parallel universe. It is a metaverse where mankind, flora and fauna, and the environment live in genuine freedom and solidarity with each other, with the goal of achieving Cosmic Harmony.

5.1 Functions of the Symbiotic Metaverse

A metaverse has the six key elements as below:
The Symbiotic Metaverse includes the following functions:

5.1.1 E-commerce

NFTs and digital assets in the metaverse will be traded on Maxity NFT Marketplace;

5.1.2 NFTs/Digital assets Avatar NFTs
An Avatar represents a participant or a volunteer, these NFTs will be created by artists from the Artists Dao. Purchasing Avatars will allow users all over the world to enter the Symbiotic Metaverse and participate in various events. These superheroes will be on a mission to save the earth and humanity through immersing themselves in charitable tasks, to accomplish the goal of a sustainable future for mankind. An avatar possesses certain specifications and formats and comes with a default set of animations such as walking, running, jumping or fighting. Specifically, the avatar will be modifiable piece by piece (helmet, arms, torso, legs, etc.) by equipping it with different compatible asset tokens. Virtual Lands
  • The Symbiotic metaverse Tier 1 will contain 7 continents with 100 thousand virtual lands, the capacity is fixed;
  • Landowners can create buildings, scenes, artworks, challenges etc on their lands;
  • Create billboards for advertising or design a headquarter to display NFTs;
  • Free to build or rent out lands for any kind of events or social activities;
  • Buy and sell Land, Avatar wearables and tools on NFT Marketplace, backed by the eco-friendly blockchain;
  • Being in a “premium neighbourhood” or close to landmark locations should influence the value of lands;
  • Charities with 100 NFTs sales are eligible for free mint;
  • Charities can own lands and utilise them for their works at their own discretion. Lands will have different values according to their locations within the metaverse, and their easy access to resources;

5.1.3 CryptoCurrencies

MAX coin is an essential part of The Symbiotic Metaverse and Maxity is working on establishing key mechanics that makes it intrinsically tied to the Symbiotic Metaverse and its value. MAX coin is an ERC-20 utility token built on the Ethereum blockchain that serves as the basis for transactions within The Symbiotic Metaverse.
Under the Volunteer and Reward model，there will be the two token models named MAX “governance” token and their MAXI V&R token. MAX is a fixed supply token that is meant to accrue value over time with its digital scarcity, while the total supply of MAXI is infinite which can be minted and burned as needed to balance out the game.

5.1.4 Working & Gaming Charitable Tasks
  • For charities and NGOs, creating an emotional reaction and personal connection in an ethical manner that will encourage donations is one the biggest challenges for any charity campaign;
  • Charitable organisations in the Symbiotic Metaverse are allowed to hold volunteer events globally;
  • The topics of charitable tasks can be about wildlife or environment protection, blood donation, clothing or money donation, education support; Volunteer and Reward (V&R)
  • Volunteer and Reward (V&R) is a scheme that incentivises charity volunteers to join the metaverse and work in it for the charity;
  • Volunteers worldwide will be claiming charitable tasks, with each completion comes with MAXI token rewards on Symbiotic Metaverse;
  • MAXI token is available to exchange metaverse devices, purchase charity NFTs to donate to charities and tradeable on crypto exchanges;
  • Virtual lands utility upgrades, building constructions, maintenances and upgrades will exhaust and stabilise MAXI token;
  • All the utilities, buildings, lands come in the form of NFTs, which are tradeable on Maxity NFT marketplace;

5.1.5 SocialFi

  • In the metaverse, A nascent trend named “Social Verse” comes from active virtual social activities. Everyone can create an avatar, based on personal interests or recommendations to experience immersive virtual social events;
  • Under the Volunteer-to-Earn model, like-minded individuals can build social connections through communicating about the same activities;
  • Empowering creativity by making creators the ultimate beneficiaries for all knowledge, opinions, contents, disregard of their formats (pictures, articles, videos etc) shared on Social Verse;
  • Decentralised technology allows social communities to enjoy complete liberty on Social Verse, which eventually will normalise the concept of DAO;

5.1.6 Metaverse Technical Stack

Maxity team and the UK All Party Parliamentary Group on Metaverse and Web 3.0, will work with top universities to develop the core technologies above.

6 MAX Token and Maxity DeFi platform

Maxity has launched an Ethereum ERC-20 token, called MAX. The purpose of the token is to allow charities, donors, volunteers, and investors to benefit from Maxity’s work.
The total supply of MAX is limited to 1,000,000,000 tokens.

6.1 Emission schedule and allocation

Tokens will be minted on a schedule over the period 2022 to 2026:
As shown in the table, tokens will be allocated for the following purposes:
  • Ecosystem (20%): this amount is reserved for development of the Maxity ecosystem. It may be given as rewards or grants to developers in the Maxity community.
  • Stake & trade rewards (15%): this amount is reserved for paying interest on the Maxity DeFi platform. The platform allows investors to stake MAX for predefined fixed periods, and receive MAX interest payments from this fund.
  • Charities, and Charity DAO, Artists DAO and Influencers DAO (15%): these tokens are reserved for allocating to charities and the various DAOs.
  • Team (15%): Reserved for strategic rewards to the Maxity team.
  • Airdrop (10%): To publicise Maxity and to create a Maxity community, we will airdrop tokens to strategically-chosen addresses.
  • Treasury (10%): This amount is onchain managed funds of Maxity. The function of the treasury is to create the needed runway as opportunities arise. This is slated for realising partnerships, community grants, developer rewards, operating capital, market making, exchange listings, strategic investment and anything that will best ensure the long-term benefit of the project. A portion of these tokens will function as a liquidity allocation which likely represents our nearest-term allocation.
  • Investor (10%): this amount is reserved for VC investors.
  • Strategic sales (3.5%): this amount is reserved for individual investors who can bring strategic resources.
  • Liquidity management (1.5%): Reserved for market making on partner exchanges.

7 Corporate Philosophy

Maxity’s aim is to use technology for good in the world, and to achieve this aim it invites the cooperation of charities worldwide. Charities and NGOs can join Maxity and create NFT collections on its platform. Later, they will obtain the other services described in this whitepaper, via Maxity’s upcoming transparency platform, DeFi platform, and symbiotic universe.
Charities and other interested parties can directly participate in the governance of Maxity by acquiring the MAX token, which confers voting rights. MAX token can be obtained by buying it on exchanges, or participating in the DAOs that Maxity has established.

Last modified 1mo ago


Menu Close
Health Lifestyle

7 Weird Ways Your Body Might Be Reacting To Hot Weather, From Nosebleeds To Swollen Feet

After days of Met Office warnings, we’ve been bracing ourselves for the extreme heatwave, anticipating lots of sweating, increased thirst and sleepless nights, as temperatures soar above the 30ºC mark.

But now that the heat is here, are you experiencing symptoms you didn’t expect? When the mercury rises way beyond its usual level, you may discover some unusual physical effects.

We asked health experts to talk us through some of the issues you might encounter during a heatwave, and how to cope with them…

1. Nosebleeds

Pregnant woman having a nosebleed

“It is really common for nosebleeds to occur during a heatwave,” says Dr Ross Perry, GP and medical director of Cosmedics.

“Dry air irritates and dries out the nasal membrane, causing crusts in the nose channels, which can be itchy, especially at night, and then bleeds if you’re scratching, causing further irritation and potential nosebleeds.”

They can be more common in the elderly, pregnant women and children, he warns: “If nosebleeds are happening all too often, it’s best to seek the advice of your GP, who can rule anything else out.”

What should you do if you get a nosebleed? Perry advises: “Sit or stand upright and pinch your nose just above the nostrils for 10 minutes or so. Try to lean forward and breathe through your mouth. An ice pack placed at the bridge of the nose will also help.”

2. Breathlessness

Man experiencing breathlessness

If you can’t escape the heat, you’ll naturally sweat more, and dehydration can have certain side-effects.

“This can dry out the nasal passage, bronchial tubes and lungs, and leave us feeling breathless,” explains Perry. “Also, take into account, hot air holds more water vapours than cool air, resulting in less oxygen and higher humidity.”

He recommends taking caution when exercising, staying hydrated and avoiding the midday heat as a minimum: “With breathing problems such as asthma, people do need to take more care. If breathlessness continues, then book an appointment with your GP, to rule out any underlying problems.”

3. Itchy rash

“Your skin can have a reaction to the sun, known as a polymorphic light eruption,” says Scott McDougall, co-founder and registered manager of The Independent Pharmacy, resulting in a red rash that presents as a dense cluster of tiny inflamed bumps, or a large raised patch.

“The rash typically appears 30 minutes after exposure to the sun and can last for up to two weeks. Episodes are most likely to occur after a long period of having little to no sun exposure. Therefore, you should experience fewer symptoms as the summer progresses.”

It’s important not to scratch the rash to prevent scarring, McDougall advises: “To calm the itching, get out of the sun and dab the affected area with a cool, damp cloth. Also, drink plenty of water and take an over-the-counter antihistamine, like Piriton tablets, or syrup if you struggle with the tablet form.”

4. Upset stomach

Badtimestories gif - find & share on giphy

A whole host of tummy troubles can result from hot weather.

“Stomach bugs and intestinal infections can be rife, and people who suffer from IBS may also find the heatwave exacerbates symptoms.

“Firstly, diarrhoea could be a sign of heat exhaustion, which can be incredibly dangerous,” says Perry. “Make sure you’re drinking plenty of water, and if you have any other symptoms of feeling unwell – including feeling dizzy and confused – you must speak to your doctor.”

Dehydration can also cause an IBS flare-up: “When we lose electrolytes such as sodium and potassium, it is likely to have more of an effect on IBS sufferers, worsening symptoms.”

And finally, be careful with how you store and reheat high-risk foods: “Eating leftover BBQ foods during hot weather can also cause stomach problems if the food has been left out for a prolonged period of time, or hasn’t been cooked properly.”

5. Bad breath

Stink smells bad gif by charm la'donna - find & share on giphy

“Bad breath is one of the little-known side-effects of not drinking enough water when it’s hot outside,” McDougall explains.

“When dehydrated, your mouth becomes parched and cannot produce enough saliva to wash away food particles. There is not enough water or acid to neutralise cells growing on your tongue.”

Plus, if you’re drinking things like fizzy pop to try and cool down, you’re feeding the bacteria in your mouth lots of sugar, which can contribute to the build-up of smelly dental plaque.

But the solution is simple, McDougall says: “The best way to avoid bad breath in a heatwave, is to drink lots of water.”

6. Fungal infections

Bare feet on the grass

“Fungal infections such as Athlete’s foot, can be worse during a heatwave, due to the increasing warmth and moisture,” Perry says, which is why it’s important to opt for cotton or breathable socks, and change them regularly.

“Better still, wear sandals,” he continues. “And make sure feet aren’t neglected when you shower or bath – exfoliating the feet is also a good way of getting rid of dead, flaky skin.

If you’re suffering, head to your local pharmacy, where you will be able to source a treatment to help.”

7. Swollen hands and feet

Bathebotanicals gif - find & share on giphy

Have you noticed your shoes feel a bit tight today?

“During hot weather it can be quite common for fingers, toes, hands and feet to swell,” says Perry. Called ‘heat edema’, it’s caused by either internal or external exposure to heat. Generally not considered dangerous, it indicates an imbalance in fluids and electrolytes.

“You can reduce the symptoms by making sure you’re hydrated and sitting somewhere cool, which will reduce your body temperature,” Perry says. “If, however, this is becoming more and more regular, and happening when you’re not being exposed to heat, then it’s best to seek advice from your GP.”


How Do I LeAve FeedbAck For a Member Who Is Showing As Not a Registered User

How can I submit feedback on eBay for a buyer? Go to Orders in Seller Hub or in a new window or tab. Sold in My eBay – opens in a new window or tab. Select the item(s) and then select Leave feedback. Select Positive, add a remark, and then select Leave feedback.

Why am I unable to write feedback for a buyer on eBay? Sellers cannot provide neutral or negative Feedback for purchasers. This indicates that sellers need more tools that safeguard them from unjust treatment by buyers and bring these purchasers to eBay’s notice. You may prohibit purchasers with an excessive number of policy violations, unpaid products, or who have not registered with PayPal.

When may negative feedback be left on eBay? As soon as money is received, sellers are urged to offer feedback (or has cleared). This will begin the Feedback process on a positive note. Buyers should not provide vendors Feedback until after they have received the item.

How Do I LeAve FeedbAck For a Member Who Is Showing As Not a Registered User – RELATED QUESTIONS

How do you assess a purchaser?

Choose an overall star rating on a scale from 1 to 5 for the buyer. Respond to the two questions in terms of specific expectations and professionalism. Include any extra remarks on the buyer or the project. Click the Save rating button.

Can eBay buyers provide bad feedback without making a payment?

Ebay states that purchasers may provide any sort of feedback to inform others of their experience with the seller, and the same should apply to sellers. It seems that eBay protects purchasers who fail to pay or communicate with vendors.

Can an eBay buyer erase negative feedback?

Once feedback is submitted, it cannot be edited or deleted. You may submit a follow-up remark if you like to add further information to your first comments. You may request a revision of your negative or neutral feedback from the seller if you want to amend it.

Should I abandon eBay with poor feedback?

Protect your feedback profile and your reputation from the figurative arrows of angry eBay customers. Negative comment is often unneeded.

How can I modify my eBay feedback settings?

Go to your profile for feedback. Set the option in the area titled All Received Feedback to either Visible to everyone or Hide comments.

Can eBay feedback be made private?

You may make your feedback profile completely private by visiting eBay and selecting “Make your Feedback Profile private” before hitting “Save.” This may be changed back at any moment, and it is highly suggested if you want to continue using eBay as a buyer or seller.

Can I edit my eBay feedback?

Once you have submitted Feedback, you will no longer be able to amend or remove it. You may post a follow-up remark if you like to add further information to your first Feedback. If you would want to amend your negative or neutral Feedback, you may request a Feedback revision from the vendor.

How do I provide negative comments?

Be truthful and genuine. Be explicit and forthright. Encourage introspection. Observe and listen.

Why can’t I provide feedback for a seller on eBay?

Members of eBay who are registered may only leave feedback. If you made a purchase as a guest, you won’t be able to provide feedback on your transaction.

How can you write a positive review for a seller?

“Super quality! “speedy delivery” The thing was remarkable. Rapid to send. “Extremely satisfied.” “Excellent quality! Superior delivery.”. “The packaging was of the highest quality.” The packing was really elegant. “The item was excellent.” Exceptionally amazing package.

Who provides comments on eBay first?

Due to timely payment, the SELLER should offer immediate feedback. Then, after I (BUYER) get the goods, BUYER leaves the final feedback, barring any issues.

What should I include in my buyer feedback?

“Super quality! Rapid delivery” The thing was remarkable. Swift to dispatch. “Extremely satisfied.” “Excellent quality! Superior delivery “. “The packaging was of the highest quality.” The packing was really elegant. “The item was excellent.” Exceptionally amazing package.

How can I provide comments on Facebook Market 2022?

Access your purchase history in your Meta Pay Activity via the Facebook app for iPhone or Android. Tap the order that contains the item, then tap the item’s name under Item information. Tap Write review after scrolling down. Tap to choose a rating between 1 and 5

Can a vendor View a buyer’s rating?

To maintain the integrity of ratings and prevent individuals from being coerced into providing dishonest feedback, buyer ratings are no longer available to the public.

Can a customer who is banned write feedback?

A customer who has been blocked may provide nasty reviews!

What is eBay feedback extortion?

Responsibilities of the buyer and seller The Feedback extortion policy of eBay prohibits purchasers from threatening sellers with bad Feedback if they do not comply with extra demands for products, services, or reimbursements beyond what was agreed upon in the initial transaction.

Why can’t you leave purchasers bad feedback?

When a buyer fails to react, no longer desires the item, or refuses to pay shipping costs, they are unable to offer negative comments. If a buyer fails to uphold their half of the bargain (is unresponsive, refuses to pay shipping, decides they no longer desire the item, misreads the listing specifications, etc.), the seller may request a refund.

What proportion of eBay purchasers provide feedback?

According to eBay’s community forums, purchasers offer good comments on 20 to 30 percent of successful purchases, while they leave negative feedback on roughly 90 percent of unsuccessful deals.

How can I modify feedback given to a buyer?

Sign in with your eBay credentials. Mark the box next to the feedback you’d want the buyer to amend, then choose or enter the reason you’re requesting a revision.

Why does eBay permit private comments?

They do not want for news to spread: Suppose you have been victimized twice by a customer. If a buyer’s feedback is set to private, you cannot view the other vendors with whom they trade. The inability to see comments hinders your ability to warn or contact other prospective victims.

Are you able to check who visits your eBay profile?

Sellers have the option to send special offers to individuals who are following their products. However, this is done via eBay, and the seller never sees the iD until the offer is accepted. Other than that, viewers and viewers remain anonymous.

What are some unfavorable instances of feedback?

Among the mechanisms that use negative feedback loops are homeostatic systems such as: Thermostat control (if body temperature changes, mechanisms are induced to restore normal levels) Blood sugar control (insulin lowers blood glucose when levels are high ; glucagon raises blood glucose when levels are low)


Reading time: 1 Minute

The President-General of Urhobo Progressive Union (UPU), Olorogun Moses Taiga, has urged the Federal Government to jettison plans to set up a Fulani Radio station.

He said despite the explanation put forward by the government, the timing of the Radio station was wrong.

In a statement issued yesterday, Taiga said the government should rather concentrate on implementing fiscal federalism.

According to him, the UPU appreciates the need to promote the speaking of indigenous languages.

However, he added: “any government effort should either be holistic or each ethnic nationality should be left to preserve its culture and language.

“The selective promotion of the Fulani language has heightened tension among ethnic nationalities in the country and the project should be jettisoned at once.”

He decried the spate of insecurity in the country, urging the government to devote more energy to tackling the problem.


The Characters

Arrnodel Ithil

Arrnodel Ithil

Played by Brittany Quintero

Arrnodel Ithil is a Moon Elf Warlock who hails from the Mage College of Candle Keep. Placed into school at a young age, Arrnodel excelled in the alchemical arts, training under masters of the craft to eventually take up the profession. That is until one day, when gathering components, she stumbled upon a mysterious black stone. It filled her mind with serpentine whispers and, as the whispers grew, so did her sudden manifestation of powers: her warlock pact to Dendar was solidified.

Post-pact, Arrnodel could never be contented with the life of a simple alchemist. She left Candle Keep to adventure the world and find answers about this mysterious stone and her newfound powers.

Arrnodel’s hobbies include:
reading, petting her pseudodragon, gathering components, and finding true love.

Kara Brynehilde

Kara Brynehilde

Played by Sage Stafford

Kara Brynehilde is a Dwarven Barbarian who hails from deep under the Mountains. Born to the leader of her clan, she is a princess among her kind. But don’t let that fool you: from a young age Kara was trained in the traditional Dwarven art forms of fighting and drinking and made her name as a fierce warrior amongst her people.

Kara’s life underground came to an end when treachery struck her clan, and in one fell swoop Kara found herself alone in the world. Taking axe and heavy heart in hand she set out for the surface world, intending to hone her skills until the day she could return to avenge her fallen family.

Kara’s hobbies include:
drinking, brawling, architecture, and leaping from great heights.

Sawyeh Noor

Sawyeh Noor

Played by Naseem Etemad

Sawyeh Noor is a Human Monk who hails from a monastery in Rashemi. Placed in the care of monks from a very young age, Sawyeh has dedicated her life to seeking the oneness of body and mind. Under the guidance of her masters she has successfully embarked on the path to becoming a warrior of the four elements, showing a quick aptitude for fire magic. As she grew and trained, Sawyeh began to wonder about her past, receiving no answers from the temple leaders about her parents or history.

After passing her first elemental trial, Sawyeh decided to take leave of the monastery and head out into the world to find answers about her family and her growing abilities.

Sawyeh’s hobbies include:
leg day, winning competitions, eavesdropping, and throwing darts into the butts of her foes.

Fera Velen

Fera Velen

Played by Katie Budabin

Fera Velen is a Tiefling Sorcerer and grew up moving around the planes with her family to go where her mother was needed. Her mom was an Aasimar Paladin of the Mother who encouraged her daughter to try and follow in her footsteps. Along the way, she found that she was adept in the art of magical healing, but had neither the fortitude nor desire to join her mother’s path. The disagreement put a strain on her relationship with her family, and Fera eventually fled the nest to start her life her own way.

Fera discovered the Sisters and began worshipping them, loving the concept that her fate was already laid out so that for once in her life, it felt like she wasn’t making any mistakes, just playing her role. This led to a tumultuous adulthood of partying and odd jobs until she inevitably ran out of money and found herself at the will of her mother again, who agreed to assist, but only if she spent time studying healing magic in Caer Leona. This is where she would come face to face with her destiny.

Fera’s hobbies include:
Drinking, making pancakes, cooing over cats, casting fireball.

Fate, The Beginning

Fate, ARC 1: Sins of the Father

Fate, Arc 2: Power's Price

Fate, Arc 3: Blood Ties

Fate, Arc 4: Loose Threads


KC-46 tanker

ITT Exelis has been awarded a contract for production and delivery of anti-jam GPS antenna systems for the US Air Force’s (USAF) KC-46 refuelling tanker development programme.

Awarded by Raytheon, the contract covers the supply of an unspecified number of rugged N79 controlled reception pattern antenna (CRPA) units, which keep an aircraft’s GPS system connected even in the presence of multiple threats.

Exelis Antennas, Sensors and Microelectronics Programs senior director Paul Eyring said the air force requires a reliable air-to-air refuelling capability to carry out its global power and global reach operations.

”The Exelis CRPA helps mitigate signals that interfere with aircraft systems and thus helps the KC-46 perform its fuel delivery mission, keeping aircraft airborne,” Eyring added.

Weighing 8lb, the N79 CRPA is a seven-element antenna designed to offer anti-jamming GPS reception through a combination of null-forming and beam steering, when used together with appropriate seven-channel beam-formers.

The antenna is capable of preventing deliberate jamming and unintentional interference of timing signals when incorporated with anti-jam GPS systems, such as the Raytheon Navshield and the next-generation advanced digital antenna production (ADAP) systems.

Several hundreds of anti-jam GPS antennas systems have been delivered to date by the company to the US and allied militaries for installation on fixed and rotary-wing aircraft, ships and unmanned platforms.

Developed from the Boeing 767-200ER, the KC-46 is a military aerial refuelling and strategic transport aircraft, designed to replace the USAF’s ageing KC-135 Stratotankers fleet, which has served as its primary refuelling aircraft for more than 50 years.

Boeing is under contract to deliver 18 KC-46 refuelling aircraft by 2017 to the USAF, which is planning to procure a total of 179 tankers.

Deliveries will continue until 2028, with the initial flight of the first aircraft is scheduled to take place in late 2014.

Manufacturing work under the contract will be carried out at the company’s facility in Bohemia, New York, US, while the delivery schedule remained undisclosed.

Image: A KC-46 tanker performing a mid-air refuelling mission.

Defence Technology


What is a slayer in Shadow of War?

What is a slayer in Shadow of War? Slayer is one of several Advanced Classes in Shadow of War, and is one of the many possible traits an Orc can inherit when they become Captains, Warchiefs, and Overlords. The Slayer is an extremely skilled fighter. The slayer faces his enemies head-on and overpowers them with his exceptional combat skills.

What happens in the end of Shadow of War? Since Talion has technically been (sorta) undead this whole time, Celebrimbor unlinking himself from our hero causes him to start dying again. In a last-ditch fight to stay alive, Talion puts on a ring taken from a Nazgul – thus granting him immortality while simultaneously binding him to Sauron.

Is Talion evil at the end of Shadow of War? Not immediately. He was slowly corrupted by the ring over time, but he spent most of that time fighting Sauron’s forces, well aware that he would inevitably fall, but determined to give the rest of Middle-earth as much time as he could.

What is the true ending of Shadow of War? Upon completion of stage 10 you’ll be rewarded with a “many years later” cutscene, after which you’re free to continue exploring the world and taking part in online conquests. That’s essentially it as far as rewards go, but this is the “true ending” you may have heard people speaking of.

What is a slayer in Shadow of War? – Related Questions

Is Talion canon in Lord of the Rings?

Talion is a vital part of the Middle-earth games, but he’s not a canon character in Lord of The Rings lore, despite his fascinating backstory. Monolith Productions and Warner Bros. Interactive Entertainment’s Middle-earth games helped to take Lord of the Rings in a new direction.

What is the highest level Talion Shadow of War?

How many endings does Shadow of War have?

The game offers 2 endings, one after Act III and another after Act IV. Learn more about them! If you are eager to learn the fate of Talion, I have provided for you a lengthy video for you, including gameplay, cinematics and all the boss fights from Act III of Middle-earth: Shadow of War’s main story campaign.

Is Talion an elf?

We explore Mordor with Talion, an undead human ranger who used to guard the Black Gate, and Celebrimbor, the elven lord turned wraith who is bound to Talion after a ritual.

Who kills Talion?

Eventually, this came to a head when Talion opted to free Isildur, instead of enslaving him. Celebrimbor then betrays Talion and leaves him, effectively killing him.

Who is the headhunter in Shadow of War?

Once you have completed your first siege mission in Act 2 – The Etten, and taken control of a fortress in Nurnen, you’ll be introduced to the Market, where you can speak to an Orc called the Headhunter to purchase bundles and loot chests, as well as view your loot in the Garrison.

Is there a sequel to Shadow of War?

This made for some of the most rewarding armor sets found in Middle-earth: Shadow of War. In a follow-up sequel to Middle-earth: Shadow of War, Talion could command the Nazgul of Minas Morgul as players fully excise Orcs, Uruks, Goblins, and other horrific creatures.

Who is the ORC at the end of Shadow of War?

Monolith executive producer Michael Forgey, who died from a brain tumour last year aged just 43-years-old, appears in Shadow of War as DLC character Forthog Orc-Slayer.

Who is the mysterious savior in shadow of war?

Forthog wields a weaponized guitar, using it to melee, and utterly destroy, orc opponents. The game’s caption refers to him as the “Mysterious Savior” in the video trailer for the DLC. Every time someone buys the DLC, WB Games donates $3.50 USD to Forgey’s spouse and three surviving children.

Who is Forthog Orc-Slayer?

Forthog Orc-Slayer is a helper that may appear randomly, but not always to save Talion when he is about to have his head chopped of. This is exactly the role in the real life that the Monolilth Developers assign to their colleague, while he was still alive – a last minute saver and always ready to help out.

We will be happy to hear your thoughts

      Leave a reply


Supplier Code of Conduct

Augusta Sportswear, Inc. (collectively with its affiliated entities, “ASI”) strives to achieve and is committed to the highest ethical standards and offering safe, high quality merchandise and wholesale services. ASI expects and requires the same commitment from everyone with whom ASI or its affiliates has commercial dealings (“Suppliers”).

The ASI Supplier Code of Conduct (the “Code”) sets out the requirements expected of our Suppliers regarding compliance with laws and regulations, corruption and bribery, social and working conditions, and protection of the environment. The Code’s standards are based on International Labor Organization standards and internationally accepted good labor practices. Our goal is to work with our Suppliers to assure full compliance with these requirements as they, in turn, take the responsibility to implement these requirements and necessary due diligence processes with their own employees, agents, temporary workers, subcontractors, suppliers and sub-suppliers with whom they work with in the delivery of goods and services to ASI.

The Code must be visibly posted in English and in the shared language(s) of Supplier’s employees in a common area at all facilities that manufacture products for ASI. Suppliers shall create internal programs for handling reports of workplace grievances, including anonymous reports. The provisions of the Code are in addition to, and not in lieu of, the provisions of any legal agreement or contract between Supplier and ASI. We expect Suppliers to hold their supply chain, including subcontractors and third party labor agencies, to the same standards contained in the Code. The Code does not create any third-party beneficiary rights or benefits for suppliers, subcontractors, their respective employees or any other party.

Reporting Violations: To report suspected violations of this Code of Conduct e-mail ASI strictly prohibits any retaliation against persons who report violations of this Code of Conduct or assist or participate in any manner in any investigation of possible violations of this Code of Conduct. Any retaliation should be reported to ASI as outlined above.

Suppliers shall comply with all applicable domestic and international law, regulations, ordinances, industry safety standards, and all other relevant statutory requirements whichever requirements impose the highest standards of conduct. These include, but are not limited to, the Federal Trade Commission Act; the Fair Packaging and Labeling Act; the Consumer Product Safety Act; the Child Protection Safety Act of 1969; the California Safe Drinking Water and Toxic Enforcement Act of 1970 (also known as Proposition 65); the Flammable Fabrics Act of 1953; the Federal Hazardous Substances Act; the Textile Fiber Products Identification Act; and such laws related to the importation and labeling of products, packaging, and shipping cartons and containers.

To that end, each Supplier will complete the attached Certificate of Compliance and submit yearly audits conducted by an independent 3rd party Nationally Recognized Test Laboratory, such as UL, TUV, ETL or SGE at Supplier’s sole cost, to ASI or its designated agent in order for ASI to assess and monitor Supplier’s compliance with the Code.

ASI is committed to ensuring that all workers involved in the production of any ASI products are treated with humanity and dignity and are entitled to his or her basic human and civil rights. ASI expects all Suppliers, and any third party working on their behalf to comply with any and all applicable international, national, state and local laws and regulations pertaining to their employment practices and policies, including but not limited to minimum wage, overtime, and prompt delivery of wages provisions and all laws and regulations prohibiting child labor, slavery and human trafficking.

Child Labor: Suppliers shall not, under any circumstances, use child labor as defined by the International Labor Organization and/or national law, whichever is more stringent. In no event will Suppliers employ workers under age 15 or the age for completion of compulsory educations, whichever is higher.

Forced Labor: Slavery and human trafficking can take many forms including forced and child labor. Suppliers and any third party working on their behalf, shall not, under any circumstances, use forced, bonded or indentured labor or involuntary prison labor.

Compensation: Suppliers shall provide wages and benefits that comply with all related applicable laws, regulations and industry standards. Wages and benefits paid for a standard working week shall meet at least legal or industry minimum standards, or comply with legally binding, freely negotiated collective bargaining agreements, whichever is higher. Every worker has the right to compensation for a regular work week that is sufficient to meet the workers’ basic needs and provide some discretionary income. Deductions from wages as a disciplinary measure shall not be permitted unless authorized by applicable law. Where compensation does not meet workers’ basic needs and provide some discretionary income, each employer shall take appropriate actions that seek to progressively realize a level of compensation that does. Working Hours: Suppliers will not require workers to work more than the regular and overtime hours allowed by applicable law. In no event will the regular work week exceed 48 hours, and workers will be allowed at least 24 consecutive hours of rest in every seven-day period. All overtime work will be consensual. Suppliers will not request overtime on a regular basis and will compensate for overtime work at a premium rate. Other than in exceptional circumstances, the sum of regular and overtime hours in a week will not exceed 60 hours.

Non-Discrimination: Suppliers shall employ workers based solely on their ability to do the job and shall not subject employees to discrimination in hiring, compensation, advancement, discipline, termination or retirement including discrimination on the basis of gender, age, color, ethnicity, nationality, religion, sexual orientation, disability, political opinion, or any other basis prohibited by law.

Women's Rights: Suppliers shall ensure that women workers will receive equal remuneration, including benefits, equal treatment, equal evaluation of the quality of their work, and equal opportunity to fill all positions open to male workers and shall provide appropriate services and accommodation to women workers in connection with their pregnancies.

Harassment, Abuse and Disciplinary Practices: Suppliers are to treat all employees with fairness, respect and dignity and shall not engage in physical, psychological, verbal, sexual or any other harassment or abuse, inhumane or degrading treatment, corporal punishment or any form of intimidation. Suppliers shall comply with local laws and regulations on disciplinary practices.

Freedom of Association and Collective Bargaining: Suppliers shall respect the rights of employees to form and join trade unions and bargain collectively.

Health and Safety: Suppliers shall provide their employees with a safe and clean work environment and residential accommodations (where applicable) to prevent accidents and injury to health arising out of, linked with, or occurring in the course of work or as a result of the operation of employers’ facilities’ in compliance with all applicable laws, regulations and industry standards. Suppliers shall involve workers in the process of identifying and mitigating risks to worker’s health and safety and take proactive measures to prevent workplace hazards.

Working Conditions: Suppliers shall provide their employees with adequate working facilities which, at a minimum, shall ensure reasonable access to potable drinking water and sanitary facilities; fire safety; access to emergency medical care; and adequate lighting and ventilation.

Environment: ASI Suppliers must comply with any and all applicable environmental laws, regulations, codes, ordinances and industry standards. Suppliers shall implement policies and procedures to ensure environmental impacts are minimized with respect to energy, air emissions, water, waste, hazardous materials and other significant environmental risks. Hazardous Substances: Suppliers shall minimize the use of hazardous substances and comply with environmental laws, including all laws related to waste disposal, air emissions, discharges, toxic substances, and hazardous waste disposal. Suppliers shall inform employees on relevant safety practices and provide appropriate training.

Suppliers shall conduct their business in accordance with the highest ethical standards. Suppliers shall comply with all applicable domestic and international laws and regulations, particularly concerning corruption, bribery, anti-trust/competition, intellectual property, and conflicts of interest.

Anti-Corruption/Anti-Bribery: Suppliers shall not, directly or indirectly, tolerate, permit or engage in any act of corruption, extortion or embezzlement, nor in any form of bribery, corruption, or unethical practices under any circumstances including without limitation those prohibited by the Foreign Corrupt Practices Act of 1977, as amended, 15 U.S.C. §§ 78dd-1, et seq. ("FCPA").This includes but is not limited to the promising, offering, giving or accepting of any improper monetary or other incentive such as bribes, unreasonable business entertaining and gifts as well as kickbacks whether in dealings with public officials, party officials or individuals in the private sector.

Anti-Trust/Free Competition: Suppliers shall commit to the principle of free competition and not engage in collusive bidding, price fixing, price discrimination, or other unfair trade practices.

Intellectual Property: Suppliers shall respect the intellectual property rights of others, including but not limited to patents, trademarks, trade dress, trade secrets and copyrights. Suppliers shall take appropriate steps to safeguard and maintain confidential and proprietary information or trade secrets of its business partners and use such information only for the purposes authorized in contractual agreements. Suppliers shall not authorize any subcontractors, subsuppliers, etc. to use, implement ASI’s intellectual property without ASI’s prior written approval.


Blog Post

Proposed Rule for PLA Will Substantially Shift Federal Construction Landscape

Government Contracts Navigator

The FAR Council recently published a proposed rule mandating the use of project labor agreements (“PLAs”) on federal construction projects where the total estimated cost to the government is $35 million or more. See FAR Case 2022-003, 87 FR 51044 (Aug. 19, 2022). The proposed rule codifies President Biden’s February 4, 2022, Executive Order No. 14063. 87 FR 7363 (Feb. 9, 2022). Certain exceptions apply, and for projects below $35 million whether to mandate PLAs is left to the discretion of each federal agency. A PLA is a pre-hire collective bargaining agreement with one or more labor organizations that establishes the terms and conditions of employment for a specific construction project.

Why it’s significant: The proposal rule, and the underlying Executive Order, further enhance an Obama-era Executive Order that encouraged PLAs on federal construction projects over $25 million, but did not require it. 74 FR 6985 (Feb. 11, 2009). The new Executive Order puts forth the new rule to seek increased “economy and efficiency,” arguing that large-scale construction projects can create “special challenges” for efficient and timely procurement, and contractor labor disputes can cause significant project delays. During the Obama and Trump Administrations, construction industry trade groups sought revocation of the Obama Executive Order, arguing it increases taxpayer costs and filing pre-award bid protests against agencies implementing a PLA requirement, in order to have it removed. During the time that rule was in effect, between 2009 and 2021, the FAR Council estimated that a PLA was used only 12 times despite there being roughly 2,000 eligible contracts. The new Biden Executive Order and proposed rule firmly moves the industry requirements on federal projects in the opposite direction and establishes a clear federal prerogative for PLAs on large construction projects.

Effects on the industry: Once in effect, the proposed rule will cause a significant shift in the federal construction industry. Recent Bureau of Labor Statistics estimates show that only 12.6 percent of the construction work force belong to unions. This means a contractor may face staffing challenges arising from a restricted pool of potential candidates. The FAR Council notes in the proposed rule that the average number of construction awards valued at $35 million or more, from Fiscal Year 2019 through Fiscal Year 2021, was approximately 119 annually, with an average cost of $114 million per award.


William C. Fleming

Indiana House
Madison County
In office
Nov 3, 1852 to Nov 8, 1854

Party: Democratic
Assumed: General Election
William C. Fleming spent 2 years, 5 days in office in Indiana, all of it at the state level.

We found no record of William C. Fleming running for office in Indiana. Our database only focuses on state and federal offices, so it's possible they ran at a different level, or in an office not currently in our database (note: state legislative election data is extremely limited currently).


The Pandemic's Lasting Impact on Retail

Earlier this month, non-essential retailers in England and Wales were allowed to reopen as lockdown restrictions were relaxed. While many of them had been selling online throughout the pandemic, this was the first time they had been open since early January and a sign that thankfully things are returning to normal. What however is the new normal? The pandemic has raised a number of questions about the overall retail landscape, how consumer behaviour has changed and what brands need to do to ensure survival.

One of the biggest initial indicators of the challenge retailers face is footfall. For the first week shops were open, footfall was down 22.6% compared with the same week of 2019. For last week (18th - 24th April), footfall remained down 19.9% when compared to 2019. With the Bank of England estimating that households had saved £180 billion during the lockdown, many retailers had hoped they would experience something similar to China where the pent-up demand saw ‘revenge spending’ and a bounce in retail sales. While there were large queues outside some stores such as Primark, this was primarily due to the fact that they don’t sell online. Catesby believe we will not see a sustained bounce in the UK and other markets around the world especially in the short-term. The reason for this? Uncertainty.

The majority of Chinese consumers have not been exposed to a recession nor have they experienced austerity, so confidence for many never wavered as their economy continued to thrive despite the pandemic. In contrast, it is only just over a decade since consumers in other major economies experienced the fall-out from the Global Financial Crisis. With continued uncertainty about further waves of Covid, especially given the frightening images from India, together with the anticipation of a global recession, and the fact that in markets like the U.K. where the government’s furlough scheme is supporting the wages of 4.7million people, Catesby believe consumers are more wary and will adopt a wait and see attitude with their spending as they hold back to see what happens once the furlough scheme ends this September.

Catesby believe that in the short-term, consumers will become more price conscious decreasing their discretionary spending and instead shifting their focus to value in their shopping practices as they become more aware of their spending and engage in price comparisons. This is supported by a recent Euromonitor report that suggested how they expect shoppers to change to private label brands and off-price retailers, as well as seek out options like buy now, pay later and instalment plans, all of which tie into the consumers’ desire to have cash readily available for the unexpected.

While consumers shift to more value-for-money purchases, they are also becoming more value-conscious in their buying behaviour. While this was an emerging trend prior to the pandemic, the events of the past year are only expected to accelerate this movement. With most people stuck at home over the last year, it has allowed them the time to reflect, not only on their own health but also the health of the overall planet. While categories such as sportswear has been particularly successful, we have also seen sustainability move to the forefront - this is not only as a result of people becoming more sustainably conscious but also due to the emergence of a number of sustainably focussed brands pushing a more powerful message. Ethical retailers that offer a purpose-driven proposition whether it be social, environmental or both are expected to win consumers’ loyalty and money going forward. Brands that choose to ignore this in our opinion are going to suffer.

The global e-commerce market grew considerably during the past year as consumers were forced to shop online to purchase good and services as brick-and-mortar stores were forced to shut. The pandemic pushed UK e-commerce past 30% of Total Retail Sales for 2020, up 34.7% from 2019. The majority of consumers, even if not initially familiar with e-commerce, were drawn online. As more and more people become vaccinated and start venturing out to the shops again, online sales will decline, although in our view not to the levels before the pandemic. Even the most reluctant of consumers have come to appreciate the convenience and reliability of online shopping, and as a result we expect it will continue to play an important part of people’s shopping habits.

Given the popularity of online and its further integration into everyone’s lives, the role of the physical store comes back into question. The question that needs to be answered is whether all of a brand’s stores are necessary? It has been heavily publicised that the knock-on effect of this move to online would have a detrimental impact on physical stores. This is certainly one but not the only reason why you cannot now walk down a high street without seeing empty stores and ‘To-Let’ signs. The impact however will be felt in certain towns far more than others. With the majority of people across the country working from home during the pandemic, this has led to people spending more time on their local high-streets and as a result, these have fared better than the major cities. With the way people work having likely changed for good with most people continuing to work from home for part of each week, Catesby believe that local high streets could see a resurgence going forward, and we would not be surprised if some retailers review their store portfolios and close stores in some of the major cities; instead going to their target customer and opening on the local high-street. In addition, we believe many consumers will start to assist their local communities by shopping locally and supporting the independent retailers which have been so heavily hit.

At Catesby, we have always held the position that there remains a need for physical stores and our position has not wavered. Retailers are however going to need to work harder than ever to attract customers to their stores. While for some consumers they prefer shopping in-store due to personal interaction, many will be deterred from visiting stores due to being uncomfortable in crowded places; especially given the convenience of shopping online. Retailers need to appreciate this and work hard to make customers feel comfortable in their stores.

So what is the role of the brick-and-mortar store post pandemic? The purpose of the store will need to evolve. Retailers will need to think more broadly about the retail experience in order to woo customers back. With so much available online, consumers will likely see shopping in store as less transactional and more of an event or experience. Brands that bring an experiential environment where shoppers can immerse themselves in the brand will set them apart from the competition. Virtual activations in physical spaces and virtually enabled at-home experiences or the blending of the physical and virtual worlds will become the new norm. Retailers need to ensure that there are tools and services in place to facilitate their consumers wherever they want to shop.


Processing ground penetrating radar (GPR) data

Steven C. Fisher, Robert R. Stewart, Harry M. Jol

Two ground penetrating radar (GPR) profiles provided by the University of Calgary, Department of Geography are analyzed using seismic data processing techniques. The first is a 120m, 100 MHz, single-fold line from Ft. Smith, N.W.T. Processing operations performed on this data include signal saturation, gain recovery, spiking deconvolution, bandpass filtering, and normal moveout corrections. A failure surface with no surface expression is recognized in the final section. The second profile is a single-fold, 50 MHz, 0.5km line from William's Delta on Lake Athabaska, Saskatchewan, showing deltaic crossbed structures. These were processed using similar steps as above as well as f-k migration.

The filter bandwidths chosen from the 50 MHz and 100 MHz amplitude spectra were 20/30 - 70/100 MHz and 20/30 - 100/125 MHz respectively, suggesting very rapid attenuation of higher frequencies. A velocity spectrum was made for Williams Delta based on groundwave first arrivals and a common midpoint (CMP) gather velocity semblance analysis. Based on an average radar velocity of ~0.07m/ns, the William's Delta lithology was determined to be a water saturated fine sand. Analogous to seismic reflectivity, the GPR reflection coefficient is dependent on the dielectric contrast across an interface. Two higher velocity surface layer statics are recognized in the William's Delta profile. An attempt was made to correct these by flattening a water - table reflection. This was found to be insufficient, so a static correction formula was derived.


Statute of Limitations for Filing a Personal Injury Claim in NJ

Victim of an accident and sustained injuries? Whether it is a collision, a fall, and/or a premises liability claim, most will experience a high stress and anxiety level.

New Jersey Statute of Limitations for Filing a Personal Injury Claim?Just as is the case when you buy a product that is under warranty, ensuring that if it malfunctions within a certain period of time, the company will be responsible for repairing or replacing the item, New Jersey has a time frame in which it is your legal right to file a personal injury lawsuit to seek financial damages for medical and other expenses you underwent when in an accident due to someone else’s negligence. As is the case with product warranty, in which the company will no longer be liable for covering damages after the warranty has expired, a New Jersey judge will likely not entertain a personal injury lawsuit filed after a particular amount of time has passed since the accident. This is called the statute of limitations, and in New Jersey, the statute of limitations for filing a personal injury claim after an accident is two years.

What are victims’ rights in a car accident, and why aren’t they always advantaged?

There are many reasons a victim in an accident might wait to file a personal injury claim and threaten their case not being heard by a New Jersey judge. One of the main reasons is that a victim is not educated about their rights in an accident. According to the New Jersey No-Fault Act (N.J.S.A. 39:6A-1), all drivers with cars must have Personal Injury Protection (PIP) as part of their auto insurance coverage. PIP covers medical costs in an accident regardless of whether the person was injured, you or another driver, or both. The minimum PIP insurance coverage required for New Jersey auto owners is $15,000 per person, though packages extend to $250,000 per person. PIP coverage is particularly designed to protect victims of car accidents; because all car owners have at least $15,000 per person injury coverage, a victim will be covered in the case that a driver is responsible for injury to another in an auto accident.

A victim in a car accident may provide their account of the accident to authority as part of the police report. However, given that a victim is generally in some sort of shock after an accident, and the fight-or-flight nervous system response may mean that their body is full of adrenaline directly following the accident, they may either say something that denies another’s responsibility for the accident, or they may not say anything. The latter is preferred because it is best to wait to provide evidence and file a claim with your insurance provider and file a personal injury claim with a skilled lawyer when you have your wits about you hours or days following the accident. However, providing as important information to the police as possible is recommended, so you can give a detailed account of important elements that may be forgotten later. If the responsible party for the accident or their insurance company attempts to get you to give a statement directly following the accident and you don’t feel in full integrity doing so, trust your gut. Many insurance companies will try to extract information that will provide justifiable deniability.

When to contact a personal injury lawyer

When to contact a personal injury lawyerShortly following the accident, seek the support of an experienced accident lawyer. This will ensure that you are protected, as they will serve as the go-between between you and the other party’s insurance provider. They will also know what documents to gather from you, including medical expense receipts and documentation from your place of employment regarding missed work due to the accident. Additionally, they will expedite the process of filing a personal injury lawsuit, so you do not have to worry about not meeting the two-year statute of limitations in New Jersey. Even if your injury is complex, and its effects roll out over an extended period of time, you need to seek the support of a personal injury accident lawyer early in your recovery process, so they can help you keep track of related expense documentation and ensure, again, that the statute of limitations is met.

Filing a personal injury claim against a government entity

Filing a personal injury claim against a government entity has a slightly different process and statute of limitations. In this case, the victim has 90 days to file a personal injury claim. After this point, you must wait six months to receive a response from the government agency before you can formally file a personal injury lawsuit. Once the government entity has responded or six months have passed, the statute of limitations of two years begins.

Little Falls, NJ Personal Injury Lawyers will review your case and discuss the Statute of Limitations Today.

Our team of attorneys at The Montanari Law Group supports all types of accident victims across Clifton, West Milford, Woodland Park, Little Falls, and Passaic County in filing their injury claims.

To speak with a member of our firm today regarding your accident claim and its legal timeline, please call 973-233-4396 or toll-free at 888-877-7985 for a free initial consultation.