Patreon Topic 35: On Paganism in the Future

From Maleck Odinsson comes this topic:

“Where do you want to see paganism go in the next 5 years, 10 years, etc?”

This is a hell of a question given Paganism is such a big umbrella. I find thought questions like these fun. I am sure each Pagan branch will go its own way depending on theology (or lack thereof), so I will try to give my answers without writing a novel.

The Next 5 Years

In the next 5 years I would like to see worship of the Gods, Ancestors, and spirits get somewhat equal parity with folks in hearth cultus as well as in the festival circuits that remain. I am starting to see trends in Paganism go this way to start with, which is a good thing. Why? Some folks balance to one group of Beings, and some do not which in and of itself is a good thing. We cannot be all things to all Beings. However, I think that generally most Pagans really need a balance, as there tends to be an emphasis on building good relationships with Gods to the exclusion of Ancestors and spirits. While it is good folks are building relationships with Gods, overlooking Ancestors and spirits neglects our duties to and relationships with those who came before us, and the spirits with which we live. In rebalancing this, trends within Paganism can be more oriented around where we live and how we live there.

This leads into my next point where I would like to see Paganism go in the next 5 years: regional cultus and ecological integration. Pagan religions, despite often being called earth-centered religions, tend to not have a lot of connection with their local environments. Some folks are still celebrating harvest festivals on arbitrary dates based on the Gregorian calendar. At least in the Heathen circles and some other polytheist religion circles I am in this is beginning to change as we apply reconstruction to our mindset on how we develop our worldview now, not just the accoutrement or the broader strokes of our religions.

We can see more regional variations of practice that deepen meaning of our practice of and engagement with religion for the average Pagan. That is not to say that, for instance, Pagans need to give up the Wiccan Sabbats if that is what works for them. What this means is that we orient our understanding of the Sabbats more around our lived world. Imbolc is one of the holidays that is least celebrated in my experience, and for good reason: few of us raise sheep, and we are not yet out of winter, given it is February 1st. So, to adapt that to Michigan we might emphasize the life-giving fire, cleansing, cleaning, and the like.

For Mímisbrunnr Kindred we celebrate Dísirblót around the last Friday in February. This more or less comports to the historical celebration’s time. It is a time of offering to the powerful female Ancestors, who protect, organize, and care for our Ancestral lines. Given the cold of the month this celebration allows us time to think on the struggles our Ancestors went through, the warmth and blessing of home and hearth, the unsung workers who made everything from clothes to blankets that allowed them and their families to survive, and those who toiled throughout the year so the family made it through the winter.

By adapting our practices to where we live and living in better concert with our environment, by comporting our relationships with our Gods, Ancestors, and vaettir in this way, we bring even more of our religion into our everyday life. By integrating Them into our lived experiences we invite Them to share our lives. While I am seeing Pagan communities move towards this, I would really like to see them do so in the next 5 years.

The Next 10 Years

I would like to see Pagans building lasting intergenerational institutions. We have had a few successes in this, given that the ATC (Aquarian Tabernacle Church), ADF (Ar Draoight Fein, A Druid Fellowship), OBOD (Order of Bards, Ovates, and Druids), The Troth, and others have handed over responsibility to new generations of administrators. However, few of these groups, let alone Pagan groups in general ( though ATC is foremost in my mind for one that does) have permanent installations. Given I am part of an effort in Crossing Hedgerows Sanctuary to create a lasting intergenerational Pagan space I would like many more of these efforts to spring up all over the world.

This does not mean that I only want to see permanent temples, hofs, and sanctuaries. I want institutions of all sizes. I would like to see more roadside shrines, and the kind of simple but beautiful shrine to Mercury that was erected in the NYC subway. I would like to see more public celebrations of our Gods, Ancestors, and vaettir with art such as murals, spraypaintings, and Godpoles. We have so much to offer our Gods, Ancestors, vaettir, and communities if we just started to do what is within us to do, no matter how it is starting off.

Taking cues from the previous section, I would like to see Pagan cultures really flourish in the places where they are. I am beginning to see this with folks taking the time to develop relationship and worship their local rivers, groves, and landvaettir. It is also being felt by how people are constructing their holidays around the cycles where they live. I would also like us to take more cues from the home cultures we take inspiration from, such as what Rune Hjarnø Rasmussen is doing with his Nordic Animist project. Together, these two dovetail into developing a whole culture, one that integrates where we live and how we live into our worldview so there is nothing left out.

It is within our capacity and, I believe, our duty as Pagans, to live well upon and with the Earth and all we share this world with. We must put our beliefs into action where we live and how we live. Crossing Hedgerows Sanctuary and Farm is one part of what could be an entire web of community works that integrates learning, DIY skills, permaculture, and Paganism. I would like to see Pagans make serious strides towards supporting local farmers, eg a Pagan community buys a CSA membership, a pig, a cow, etc and shares it with its community members. Growing our own heirloom varietals, seed saving, or at the least supporting the members of our communities who do are ways we can start now and build up for the future. If we start doing this now, we could develop our own entire strains of locally-harvested and locally-produced food to at least supplement our communities’ intakes.

Something my friend Nick turned me on to was the idea of integrating our ecological awareness with our religious practice. His example was shrines to the Sun and Sun Gods at our solar panels. Let us take this out further: shrines to windvaettir and wind Gods at wind turbines, shrines to our landvaettir and various Gods of the Earth in our gardens and homes. The possibilities here, and the way these are integrated into a more wholistic model of living are endless.

I would like to see more systems of mutual aid within and between Pagan communities. We have seen the start of it, with Pagans in Need having begun its mission years ago and now expanded to 3 sites in Michigan. We can do so much more, and it starts with the support folks like PIN need, whose Patreon is here. There are likely other groups putting together mutual aid work projects, but this is the one I know from my backyard. With 10 years of good community investment PIN and its mission can grow. So can any similar community mutual aid we choose to invest our time, money, labor, and energy in.

It is not enough to just take care of each other in life. I want to see the good I have seen in the Death Doula community become more widespread. I want us to be able to choose how we die and when, and for that itself to be an honored and respected process. I want folks to have access to spiritual specialists to aid in the process of decline and dying. I want places for our Dead to rest, whether these are cemeteries, mausoleums, groves, grave mounds, etc, and people to tend them. These can be potent gathering places in addition to our other temples, shrines, hofs, and so on.

The Roads Ahead

I want us to honor the past, live in the present, and work to build a future that is centered in our values, our philosophies, our ideals, and our callings. I want to see Pagan communities ground ourselves in traditions that grow and adapt with change, retaining their solid foundations so that we build our communities well. I want to see Pagan communities that give rise to generations living more integrated, healthy, and whole lives that build upon our understanding of how we are to live well on and with the Earth, and with each other.

In the end what I would really like to see from the Pagan communities in the next 5-10 years is to grow in culture. I want to see Pagan communities supporting converts and parents that raise their kids in their religions, for us to support both newer and older folk alike, and for lasting institutions, grounded in our senses of duty and responsibility, to grow well. I want to see our Pagan communities taking care of each other, doing well by each other, and providing mutual aid to each other. I want to see us live well with our Gods, Ancestors, vaettir, and each other.

Relationships with Spirits -Part 2

This post was started a long time ago, and I am relieved to have finished it as well as I can. Part 1 is here.

Before we begin to address the question of how to begin a relationship with a vaettr, we need to address why we are forming relationships with vaettir at all. This really cuts to where we find ourselves in cosmology and how we relate to the different kinds of vaettir. Our worldview is vaettir-filled, where we as humans are not central to our cosmology and we live in co-existing and co-creating relationships with vaettir in Urðr/Wyrd. The default stance I take with Heathens and Northern Tradition Pagans in regards to vaettir is that of devotion -we form relationships that are devotional because we worship the vaettir and wish to cultivate right relationship with Them.

Stating the standard for our relationships is that of devotion gives proper place to our relationship to the majority of vaettir we exist in relationship with. We rely on various vaettir for our existence, such as the Ancestors without whom we would not be here in the first place, the vindrvaettir who form the air we breathe, the vatnvaettir that make up the water necessary for our lives, the eldrvaettir that makes so much of the modern world possible with Their fire that flows through our buildings, or the jordvaettir beneath our feet and that make up our homes, just to name a few. We can have a variety of kinds of relationships with vaettir. With devotion as the baseline we underscore our general relationship to the vaettir and can contrast it with the different kinds of relationships that can grow out of or beyond that baseline.

Beginning to Build a Relationship with Vaettir -Ancestors

The easiest way to build a relationship with a vaettr (singular of vaettir, spirits) is to give space for that vaettr. Physical, real space on an altar or other kind of vé, a sacred place. As mentioned in the last post, the least you need is a surface with a cloth, a candle, matches or a lighter, and a cup for offerings. Water, sacred herbs, and food are our most common offerings to all of our vaettir. As you develop relationships with various vaettir They may make certain requirements for offerings known to you. The physical space and the giving of physical offerings given to the vaettr is necessary; it invites the spirit into your life in an utterly physical way, grounding the relationship in one’s life as well as in one’s space.

Before any other vaettir I recommend people start building relationships with their Ancestors, especially the Disir, Väter, Ergi, and Ancestors one knew before They died. This is because our Ancestors, especially the powerful ones, have our best interests at heart. The reason I recommend building relationships with those Ancestors we had relationships with in life is because it aids discernment, and can help smooth the process of reaching out to the rest of one’s Ancestors. I tip my hat to my Brother Jim for this. For those who have had troubled relationships with their recently dead Ancestors, I recommend going back further. If your mother or father were abusive, go back farther in your family line until you are away from the poison of that abuse. If you do not know the names of your Ancestors, do the geneaology research you can, and in the meantime ask the Disir, Väter, and Ergi to help you meet your good and healthy Ancestors.

When you are ready follow the Simplest Altar and Simple Invitation Rite of the last post. Remember that a gipt fá gipt/Gebo relationship is one that honors both participants, and it may take a while for the relationship to get beyond introductions. There is no timeframe you need to have for settling into a comfortable relationship with your Ancestors. It will take its own time. Setting the space and maintaining the right mindset and giving time for the relationship is vastly more important than courting powerful visions or experiences. If you want feedback from the Ancestors and do not get it in direct experiences get some kind of divination system, learn how to use it, and dedicate it to communication with Them. This divination system might only be useful for communication with the Ancestors, or it may be useful to communication with any vaettir. This is something that you will need to learn by experience. Directly asking the vaettir in question if They want a dedicated divination system does not hurt. Even if you do get direct experiencess with the Ancestors I would still heavily recommend learning at least one if not many divination systems.

If you are fully new to Heathenry or the Northern Tradition I would recommend spending anywhere from half to a full year doing regular Ancestor worship before starting any new relationships with other vaettir. Dedicating fifteen minutes a day after cleansing and other preparation to simple prayers and offerings each day, at least three to four times a week will build a solid foundation of devotion and understanding. There will be times when life intrudes; in that case, dedicate time the next day to your devotion. Explain to the Ancestors why you missed, not to beat yourself up or denigrate yourself, but because your Ancestors deserve the respect of an explanation.

Adding new items to the vé does not have to be big or elaborate. The most common additions to my family’s altars come from thrift stores and antique shops. Often our additions, especially with the Ancestor vé, are vessels that hold offerings and serve as representative of certain Ancestors. Whatever you add needs to be connective between you and the vaettir, and respectfully maintained. As time goes on you might find yourself accumulating items representing various Ancestors, but this is only a requirement insofar as the Ancestors make that requirement of you. There is something to be said for simple vé as well as busy ones. What matters is that the ve is a place of connection with your Ancestors.

Beginning to Build a Relationship with Vaettir -Landvaettir

As with the Ancestors it is about giving space to Them so you have a common meeting place. In our home we have two different areas for different kinds of landvaettir. The housevsaettir have Their own space while the landvaettir have Their own on a different altar entirely. A really simple way of making a space for landvaettir is to ask the landvaettir for a piece of Them to bring into your ve. The rock we have on our jörðvaettir vé is a stone we uncovered while preparing our garden. Our housevaettir have a wooden bird feeder in the shape of a house. Our outdoor vé is a sacred grove with a single tree representing Yggdrasil and the landvaettir. Another option is to make a hörgr, a vé made of a pile of stones. You can make the vé for landvaettir indoors or outdoors, though given my experiences I would recommend both. It is far better to pay regular attention and cultus to the landvaettir who have a space on an indoor shrine or altar than to only occasionally visit Their shrine outside.

The Ancestors generally have our best interests in mind and will guide, follow, and walk with us in life. We literally live on and alongside the landvaettir. Having a good relationship with the landvaettir may start simple, but I can assure you that over time it will not stay that way. Having a good relationship with the landvaettir requires us to treat our homes, whatever your living situation, as places that are inhabited by Beings besides us. Thoses Beings have interests that may or may not align with our own. Living well with the landvaettir will probably push you to take a hard look at how you live, encouraging land-healing things like composting scraps, and altering your spending habits so you produce less garbage. Anyone can improve their relationship with the landvaettir by being more mindful of what we consume, how we treat the land we live on, and by growing what we can where we can, dedicating all these things as offerings to Them.

When beginning a relationship with the landvaettir perhaps the best questions you can ask yourself are related to how you live on the land. How can I honor the land I live on? How can I live as low-impact as possible on the land? What native plant species can I encourage where I live? If I cannot grow or raise my own food who can I patronize that can? Ask the landvaettir directly what they want, and go from there.

Beginning to Build a Relationship with Vaettir -Fylgja, Kinfylgja, and Vörðr

In the Ancestor section of this post I recommended learning at least one if not many divination styles. Vaettir like fylgja, kinfylgja, and vörðr are why. As with other vaettir giving Them space in your vé is important. Unlike the Ancestors and landvaettir where you can have clear ideas of who They are, figuring out the identity of one’s fylgja, kinfylgja, and vörðr will likely require divination.

With fylgja, kinfylgja, and vörðr one of the best questions you can ask is: Why are you seeking Them out? Really dig into this, especially since a given vaettr will likely want to know why you sought Them out.

Do you just want to know who They are? Do you want a better working relationship with Them? Do you want to make new connections with a fylgja as a tutelary spirit in a field of magic or hobby you are interested in? Do you want to connect with kinfylgja your Ancestors still have connections with but only you are willing to put in the work for the relationship? Do you want to know your vörðr so you can better work with your guardian? Are you looking to develop power, skill, talent, or a bond that will help you out when you need it? There are a lot of reasons to seek out relationships with vaettir, and the more clear and honest you can be the cleaner you will be in looking for the relationship, and if reciprocated, engage in the relationship.

If you have an idea from divination what kind of vaettr the fylgja, kinfylgja, or vörðr is you can tailor your initial offerings and method of contact to Them.

It may require, either instead of or after divination, some kind of spiritwork. One example of this is utiseta, Old Norse meaning sitting out. One goes somewhere, such as one’s vé or on in a natural spot such as a clearing or grove of trees in a forest, then sits or lies down and enters into trance. Historically utiseta was connected with going somewhere to stir spirits up, do magic, or spirit work. Utisetsa itself, combined with a calling prayer, song, or something similar, may be enough for a vaettr to come to a person. If not, the more dangerous option may be open, known as hamfara, or one’s hame-shape faring forth, or engaging in spiritual journey work. This hamfara may be a requirement to meet certain vaettir, including certain fylgja or kinfylgja in a designated place. Perhaps it asks you to visit it in its home, perhaps on neutral ground. This kind of spiritwork in detail is beyond this post, but I would be remiss to not include it as a method some folks may need to engage in order to find or encounter a given vaettr.

This is not something I recommend for most people -at any skill level. If you can get the work done here in Midgarðr and don’t have to leave your body then you are far safer doing so. While not everything will be out to get you should you fare forth, there is enough danger to your hamr that I recommend folks do a good amount spiritwork before even going to a place friendly to them. I do not see vörðr as likely needing hamfara, but They, or more likely you, will need utisetsa to see them or communicate until the relationship is more solid.

Beginning to Build a Relationship with Vaettir -Alfar

This section is going to be limited purely because I do not work with the Alfar all that much. As with any vaettir knowing why you want to establish a relationship with Them and giving Them a space in your life is key to starting a good relationship. Where the lore is concerned Alfar are often split into two or three separate groups: Ljossalfar, Dökkalfar, and Svartalfar which are light elves, dark elves, and black elves respectively. As I mentioned in the previous post, there is a great deal of confusion over identity and who each kind of Being is.

Wherever I can I try to relate to vaettir by Their own names, understanding Them as separate Beings. So, in my understanding of Them, the Ljossalfar, Dökkalfar, and Svartalfar are all different kinds of Alfar, each with Their own culture. It seems to me on first glance the Dökkalfar and Svartalfar are separate groups, so I will err on the side of caution here. What kinds of approach work for different kind of Alfar will depend on that culture, and on the individual vaettr.

Most of my interactions with Alfar in general have been with regards to visiting Freyr. When I have encountered Ljossalfar I was doing spiritual journeying in Ljossalfheim. This is not true of the Svartalfar, some of whom I have seen in Svartalfheim. However, most of the interactions I have had with Beings in and from Svartalfheim have been with Dvergar, dwarves. So, are the Dvergar Svartalfar? I am just not the spirit worker to ask on this. So, my recommendation is to read as much as you can of the lore and firsthand accounts of modern folks who have journeyed and have good relationships with these vaettir. Much of my advice for developing relationships with the Alfar in general is going to follow similar lines: do your research, learn what traditional offerings there are in the lore and make the ones you can to the Alfar you wish to develop a relationship with.

Beginning to Build a Relationship with Vaettir -Dvergar

The Dvergar or Duergar are generally known as Dwarves. They are said to be or share Svartalfheim with the Svartalfar. In my experience this is a shared world between these two peoples. Shared unevenly, but shared nonetheless.

They are renowned for being cantankerous and the best crafters in the Nine Worlds. Understanding this is why being really clear on why you want to develop a relationship with a given vaettr or group of vaettir is so important. Gipt fá gipt (gift for a gift, aka reciprocity) matters, and the Dvergar in my experience hold it in the deepest regard. That is not to say that developing a relationship with the Dvergar to ask for help in a given craft is a bad idea; far from it. Rather, do not approach Them only as a friend and then begin asking for Them to share secrets of the trade with you. If you want to learn from Them on how to do a given craft better then do it, but do not do it hidden under the guise of friendship. Sure, a friendly relationship could grow from such an interaction, but far better you are clear in your motives both for your own sake and the sake of the relationship.

In my experience the Dvergar enjoy well brewed items, including beers, mead, and liquors. This is especially true if you brewed it yourself or worked with a brewer to make the offering. From my rather limited interaction with this group of vaettir, meats and breads are also appreciated, the less processing done and the more care taken in cooking/baking it the better.

All of this said, my relationship with Andvari has been very different from my other devotional relationships. Mostly, it has consisted of being as clear as I can in what is mine. Apply the idea as broad and as thin as you can of being exceptionally clear on what is mine. This is an ongoing work that I do both for Him and I. Another quite powerful part of my relationship with Andvari has been developing a far better and healthier relationship with money and working at chipping down my debts. You could well ask why, and part of it is because that is what Andvari is really good at, where at least part of His focus lies. The sorting out of my debt is, in a way, sorting out what is mine and bringing back into my hands all that is mine so I can put it to my use. This is not all that different from a crafter making sure they have all their tools at hand and cared for. Money, having its own group of vaettir as well as being the means by which we trade our claim on labor for goods, services, and the repayment of debt, can bring power when we are in good alignment with it.

You may find that the Dvergar you interact with want the same kinds of offerings as other Holy Powers, but given my experiences I would not be surprised to find that They have very specific wants from you should They accept your cultus. Gifts of your hands, made to the best of your ability, may be accepted. Another may be ongoing dedicated work, such as learning a craft, which can vary as far as blacksmithing to knitting, brewing to soapmaking. Whatever the offering, it should be made with and in the spirit of excellence even should you be far from being master at whatever it is.

Beginning to Build a Relationship with Vaettir -Jötnar

Jötnar are perhaps the most maligned and misunderstood group of Gods and vaettir in Heathen religion and the wider Pagan communities. Since this post is about vaettir I will dig into the Jötnar as vaettir rather than going over the various Jötnar Gods.

The notion that Jötnar are uniquely dangerous is rather undeserved in my view. All vaettir are potentially dangerous. Anyone who thinks deer are little more than placid creatures should watch videos of hunters who have had to tangle hand-to-hoof with one. It tends to end poorly for the hunter. It should be remembered no small amount of the Aesir that so many seem to think are less dangerous are actually ferocious and equally, if not more dangerous than many Jötnar. Many are Jötun or have Jötun ancestry Themselves even if the allegiance They hold is to the Aesir. All of the Gods are capable of being ferocious in battle, and anyone who tries to, say, pin the Vanir as uniquely being Gods of peace or specifically pacificity should be reminded that though Freyr gave up His sword for love, He still took up the antler as His weapon and fought Surt with it at Ragnarök. The Aesir and Vanir fought one another to a standstill which was only broken when hostages were exchanged.

So what are Jötnar? Put simply They are vaettir who are tied quite close to primal forces and natural phenomena, though They may or may not be the personification of that primal force and/or natural phenomena. They are often looked at and understood as wilder than Aesir and Vanir, with these two tribes of Gods often looked upon as the ‘civilized’ Gods. My experience with Jötnar is that They do tend to be more outwardly wild than the Aesir or Vanir, but that the claims that the Jötnar are uncivilized is dead wrong. They have cultures, distinct to the regions They live in and/or roam. This ties into the idea of regional cultus, the idea that our location, environment, place in time, and culture’s response to these factors impacts our spiritual relationships, making them unique to an area. Regional cultus has existed because we came to understand our Gods, Ancestors, vaettir, and our relationships with Them in context of where we live and how our culture’s traditions reacted to and reinforced those relationships. This understanding, to my mind, is a two way street: we relate to our Holy Powers in context of where we live and how, and They in turn relate to us through those ways. So some ways in which we relate to Jötnar may not translate 1:1 with our sources of lore. For instance: Michigan has a lack of mountains (except the Porcupine Mountains, for instance, in the Upper Peninsula) so that I have very little interaction with vaettir in general tied to mountains unless I journey to a place with mountains spiritually or physically.

Beginning a relationship with a landvaettr seems to make sense to people intuitively in an animist/polytheist way. After all, we live on the Earth, the Earth is a Goddess and is also full of spirits of that Earth. Why wouldn’t we want to have a good relationship with the land we live on? When it comes to Jötnar folks seem to forget this mindset, also forgetting that the Goddess whose name is Earth, Jörð, is Jötun. I do find that some Jötnar ride the line or are landvaettir Themselves. Others are Beings who take up space within the context of being aligned with a place, eg Jötnar aligned with bodies of water such as Undines tend to be there. They tend to be of or take up the wildest aspects of these places.

So why do we develop relationships with the Jötnar? They are part of the primal forces that make up our world, and They are found throughout most of the Worlds. We can encounter Jötnar most anywhere we do landvaettir. Additionally, we may find Them in the primal aspects of this world, among them storms, ice, snow, winds, forests, swamps, and animals. Some, given They live in Jötunheim, Niflheim, Múpelheim, and so on, may require a spiritual journey to meet with Them. My previous warnings on journeying apply here even more so considering how much more powerful the Jötnar generally are than us, how extreme these environments are to us, and that in journeying to these places we are entering their realms. If you can meet with Them here that is probably for the best. That being said, Jötnar are renowned in many arts, from medicinal to martial, magic, shapeshifting, and more. Seeking Them out for devotion is slowly becoming more accepted, but whether a thing is accepted or not, devotion to these Beings is a beautiful and powerful thing. They are among our Holy Powers. Seeking Them out for devotion, partnership, or help in an endeavor is a powerful working in and of itself. How much more so when you worship and/or ally with the primal Beings we share this and other Worlds with.

Beginning to Build a Relationship with Vaettir -The Dead

Of any of the various vaettir one could work with the Dead are one I advise folks have a lot of caution before working with Them. It may seem counterintuitive, given how much emphasis I have put in this post and in my blog in general on working with our Ancestors. After all, They are Dead. The Ancestors are, at least in part among the Dead, but not all are the Dead, and for those that are, we hold unique relationships with Them. We do not have this connection with the general Dead. The Dead draw Their ranks from among every Being in every World. Some may retain grudges into whatever Their afterlife is, whereas some change entirely.

So what are the Dead? They are spirits of those who once lived. They come from every World. Some are human; most are not. It is not worth bothering most of the Dead. Most Dead who can be contacted know about as much, sometimes more and sometimes less, than those when They are alive. Likewise for the Dead’s ability to act in the Worlds. Contacting the Dead besides those methods approved by a God or Goddess of the Dead tends to be fairly dangerous. Not only are you risking wrangling with a potentially angry and dangerous vaettr, you may also be risking pissing off a God or Goddess of the Dead. So why develop a relationship with the Dead at all?

We all have Dead people, not just Ancestors, as part of our foundation. The Dead share this world with us. When we get right down to brass tacks, we literally stand on the Dead as the decomposed bodies on the soil of the Earth. Our homes are built on Them, our civilizations’ foundations, metaphorically and literally, rest on Them. We are in relationship with the Dead whatever our religion. Some of these Dead are part of the landvaettir, and others remain distinct. We might reach out to the Dead to form better relationships with the places we live. I live on land that the Patawatome, Ojibwe, Wyandot, Iriquois, and others may have lived on. To be in good relationship with the landvaettir I need to be good to the Dead that are part of Them, that live with or within the landvaettir.

We might reach out to different kinds of Dead as a devotional act. In my own case I give cultus to the Warrior and Military Dead, most of whom I am completely unrelated to. I honor the Dead as a priest of Anpu that come across my altar to the Dead as a kind of spiritual waystation. I maintain it per Anpu’s direction by providing a good place to rest for those Dead who need it, and for others who are ready to move on. This physical space is an offering in and of itself, giving the Dead the use of the waystation to go to where it is They need to. Others worship factions of the Dead because they relate to certain professions, callings, and the like. Whatever one’s reason for forging relationships with the Dead, one should have good relationships with one’s own Ancestors first, and clear ideas of boundaries around one’s relationship with any Dead one would like to make.

The safest way that I know how to build a relationship with the Dead is to first ask permission from Hela if the Dead are in Hel/Helheimr, or the God of whatever Dead you are trying to contact. If you are trying to contact one of the Dead who has drowned then Rán would be the Goddess to direct prayers to. If someone died in combat, then Freyja or Óðinn. I find it a cool and interesting part of Norse/Icelandic Heathenry that there are a number of places for the Dead to go, though the majority will go to Hel/Helheimr. If you secure the permission of the God of a particular group of Dead to contact Them, then, as with other vaettir make a space for Them on/in a vé, make offerings, and do your due dilligence to be sure that contact is made, the offerings are accepted, and the relationship has begun. I highly recommend the Dead have an entirely separate vé from your Gods, Ancestors, and other vaettir. Keeping clear and healthy boundaries is to your benefit and respectful to the Gods, Ancestors, and other vaettir you hold relationships with.

Beginning to Build a Relationship with Vaettir -Elemental

Elemental vaettir are what it says on the tin. Now, an obvious question here is “Are landvaettir elemental vaettir?” and my answer is “Yes.” The way that I figure it, is that all landvaettir are jörðvaettir but not all jörðvaettr are landvaettir. Sometimes a vaettr of the Earth, a jörðvaettr, is not part of or attached to a specific piece of land, but it may be an individual rock, bit of soil, a tree, and so on. So what are the elemental vaettir within Heathenry? They are beings of or related to the elements of Fire and Ice first, followed by Water, Earth, and Air. Fire and Ice, in the Worlds of Múspellheimr and Niflheimr, were the first two Worlds to emerge from the Ginnungagap (often referred to as “the yawning void”, but another interpretation can be the “power-filled space”) and from the meeting of Fire and Ice the Water flowed, Earth was uncovered in Niflheim, and the first stirrings of Air were made, the first breaths taken.

I understand that all elemental vaettir are related to and interconnected with each other. Looking at this from the perspective of Fire is helpful. Each eldrvaettr, fire spirit, relates back to the First Fire that burns in Múspellsheimr. Is that First Fire Surtr? I happen to believe so, but whether Surtr is the First Fire or the First Being that comes from the unfolding burning of that First Fire is rather immaterial. He is the the First God. That Fire that became or is Surtr is the Eldest Ancestor, the First Being that burns still from whom all Fire descends. Each fire, no matter how great or small is related back to that Eldest Ancestor, that First Fire. Each fire, whether an eldrvaettr, a jötnar, or a God associated with or possessing qualities of Fire relates in some way to that First Fire. Each fire, whether a small candle, a firecracker, a wildfire, a volcano, relates back to that Fire.

So how do we develop a relationship with elemental vaettir? We honor Them, we make prayers and offerings to Them just as we do other vaettir. We make prayers and are respectful to the powerful Beings connected to Them or from whom They descend. We understand each Being, no matter how small or great, is or is connected with a vaettr, and treat it well accordingly. We understand that the world is full of and is a vaettr.

Like with other vaettir we make space for it on a vé, and this can be very simple to start with: a simple white cloth on a surface with a representation of ice, or something that can hold actual ice or snow when able. For fire, a candle either a burning candle or LED if you are in a space where burning is not permitted. For water a small bowl or cup filled regularly. For earth a patch of dirt or rock from where you live; do not forget to ask permission and if you get it to make offerings to the landvaettir you take this from. For air an incense burner with incense, a pinwheel, or a bell. Really, what you can make a connection with here is going to matter far more than some examples I can give you. The point is that, whatever vé you set up for whichever vaettir, it should be something you can connect with.

Among the reasons we reach out to elemental vaettir as a devotional act to understand Them better, to have better relationships with Them. In understanding and working with Them better we understand and work with the basic elemental forces that make up the Worlds, that we live alongside, that we depend upon and are part of our everyday existence. We can develop deeper and better relationship with the Beings Whose bodies our modern world is built upon, and in so doing, come into better alignment with where They would have us be, and so, find ourselves embracing better ways of living in this World.

We Are Not the Center

Since we are not the center of our cosmology or the relationships we form within that cosmology, we must recognize that we are not the only ones capable of proposing or forming relationships. Any of the vaettir can reach out to us for a relationship for Their own reasons, reasons which They may or may not share with us. Being most of us are free agents in regards to the relationships we forge with the vaettir, we may accept or deny these connections, and then live with whatever consequences may come from that. Note: I assigned no value to this for a reason. We may have legitimate reasons for not wanting to develop a relationship with a given vaettr or group of vaettir. Your reasons for developing a relationship with a vaettr or a group of vaettir are just that.

There are a variety of factors beyond our basic worldview that can factor into our relationships with vaettir. Among them are the Gods we worship, and what role(s) we take on within our religious communities. Some find that worshiping the Æsir keeps them from worshiping Jötnar altogether, though this has not been my own experience. Some find that worshiping the Dvergar may be a factor in whether or not they can worship the Ljossalfar. Some do not. This is also why we have a broad range of spiritual specialists in Heathenry and the Northern Tradition Pagan religions. We cannot be all things to all the Gods, Ancestors, and vaettir. If you came to me as a spirit worker and asked for help with the Ljossalfar I would be pointing you in another direction because I do not hold relationships with Them. I coud maybe do some divination for you, maybe something in the realm of yes/no, but anything digging in too deep with how to develop good relationships with Them or what to do when one comes knocking on your door? If you want to positively respond to that I generally do not have much for you. It does not make me a bad spirit worker or that the Ljossalfar bad Themselves, I just do not have a good relationship with Them.

A spirit-worker will likely have different kinds of relationships with different kinds of vaettir from the average non-specialist. After all, a non-specialist can have very deep relationships but carry no baggage from being sworn to a group of vaettir into a given relationship. The non-specialist here then has, potentially, quite an advantage over the specialist since many of us are grabbed up by or have otherwise come into the service of a group of Gods, Ancestors, and/or vaettir. We may not have the option of engaging with a group of vaettir that a non-specialist could. Being a spirit worker does not make us inherently better than a non-specialist, it just means we are geared or driven towards certain kinds of spirit work. It’s a job title like diviner or healer; some spirit workers get more than one job wrapped up in their job as a spirit worker, and some do not.

What matters, in the end, is that each person is willing and able to develop good relationships with the vaettir that they come to or vice versa. Really, this gets down to the core of being Heathen or Northern Tradition Pagan. Whatever you do, whatever your role, whether Heathen, Northern Tradition, or just adjacent to these communities, you should be coming to the vaettir to develop a good relationship with Them. May these relationships be well-made and well-maintained.

Good luck and ves þu heil!

Patreon Topic 1: Deathwalking Part 2

If you want to submit a topic you would like me to write on for this blog or my Patreon, sign up for the Uruz or Thurisaz level here on my Patreon.

This post continues from the groundwork laid in Part 1 here.

Caring for the Soul Matrix

Some parts of the soul matrix may take care of themselves upon death, especially those tied into the lyke, the body itself, such as the litr (health/vivacity), and önd (sacred breath/sacred energy). Others need coaxing, direction, and help moving on. Now, because the whole soul matrix does not immediately dissolve on the person’s death, each soul part will need respect due to it, and depending on the person, each part of the soul matrix may need to be cared for. For instance, the lyke deserves respect as it is still a part of the person’s soul, so unceremoniously chucking the Dead’s body in a hole disrespects the person’s physical soul part and the rest of the soul matrix as well. Remembering a person well honors a person’s various soul parts, including their munr (memory).

Deathwalking, then, is a process involving the whole of a Being, and to keep this as organized as possible I will be going through the Soul Matrix with ways to do deathwalking with each part of it. Before trying to deathwalk any part of a person’s soul matrix, especially that of a spirit worker or magic worker, do your divination and talk with their community members, especially if they have apprentices, students, and/or living Elders for how best to proceed. It may be they need to do work post-mortem and rather than helping you are interfering.

This is a basic overview of the soul matrix that I work with and my general suggestions on deathwalking with it. I will not be writing much on the particulars of how to do a deathwalk ritual here as I covered that in detail in the last post.

The Lyke

This is the physical body.
Giving the lyke good care after death, eg ritual washing and grooming, dressing and so on, and then a good burial, cremation, or other form of caring for the Dead’s body post-mortem is part of deathwalking. It is among the first steps for both the Dead and those the Dead leave behind in fully reckoning with a death. Hopefully deathwalking steps take place much earlier, eg making final arrangements with a living will, power of attorney, funeral home, and so on. However, most of us find ourselves having to make decisions rather quickly and decisively about how our Dead are to be cared for, so be sure to talk with those you can now and develop plans/outlines for cases where you will be the next of kin or called on to help with final arrangements.

Even here, how a person dies has immediate impact on how their body may be cared for in a ritual context. If their body is damaged beyond repair or if they died of a communicable disease then certain options for viewing or funerals may be entirely closed to you. If a Heathen person died in combat then addressing Odin, Freyja, and the valkyries is sensible when making prayers for the Dead. If a person drowned or died at sea, then prayers should be made for the Dead to Ægir and Rán. If the person died and willed their body to be used for science or medical needs, then prayers and offerings to Eir, Mengloth, and our other Gods associated with healing, medicine, and so on would be excellent. If a person died of illness then prayers to Hela are appropriate; likewise, anytime one worships or works with the Dead and/or Ancestors one should make prayers and offerings to Her.

The Hamr

The hamr is the spiritual double of a person. It could be analogized to the astral body in general occultism.

I find deathwalking with the hamr is usually simple in terms of spirit work. If someone was particularly hamramr, that is, shape-strong, a shapeshifter, they may have one or many forms which were special to them. Giving the hamr good care after death is making prayers and offerings to the shapes their hamr may have taken. I find the hamr tends to hang around at least for awhile after death. As most people’s hamr is just a human shape, then making offerings of food, water, and other things they enjoyed in life are good ways of honoring them and inviting their hamr to move on from their body. If a given person was hamramr then making appropriate offerings to the shape their hamr took may be quite powerful and healing for them. These offerings could be in the form of food, water, and other traditional offerings, and they could also take the form of service offerings. For instance, if a person who died was strongly connected with a raptor then making a donation to a rehabilitation service for them, or for some kind of group that protects them, would be a good offering. Likewise, making prayers and offerings to any Gods, Ancestors, and/or vaettir that are tied to the Beings whose hamr they had is a good way of caring for the hamr in death.

The Litr

The litr is health and vivacity.

I find that the litr is one part of the soul matrix often extinguished on death. I have yet to encounter an instance where one’s litr outlived the person’s body. Were I to help deathwalk this part of a person’s soul matrix I would likely engage in the activity that brought them the most joy, or that they most dearly wished to do before they died. Deathwalking this soul matrix part is, as I know it, accomplished by those who are with the person as they are dying. Letting go of the litr is, generally, what the body does on death. To cause as little trauma to it and any other soul parts during the dying process, the dying person should be allowed and helped to do what causes them joy, to engage their vivacity one last time. When death comes, encouraging the litr, alongside the ond, and the lyke itself to let go will help the other parts of the soul matrix let go and move on. Simply giving permission, letting the person know that they will be alright, and that their loved ones will be alright, may be all they need. If they are having a hard time accepting death they may need to be walked with spiritually on the Helvegen, the Way to Hel, until they are where they need to be or until a God,Goddess, Ancestor, or powerful spirit comes to collect them. Working with the litr, together with the other soul parts in the rituals mentioned in Part 1 should be a big help here.

The Vili

The will, or the Will, the part of the person’s soul matrix that brings power to action.

I find that the Vili is another part of the soul matrix that goes with them in death. Deathwalking here is especially potent in a similar way to the litr: by helping them come to grips with the understanding that they are dying, they will not put their will to surviving at all costs. Deathwalking engages the vili in embracing death in a way that is accepting of the process before the dying person. Fighting with a person’s vili should be avoided for the same reason that you avoid fighting with their litr: you do not want to needlessly traumatize them or their loved ones. Working with the person on accepting they are dying, and helping them through that process is likely the best way forward for most. Now, if the person was a powerful spirit or magic worker, then they may require more prayers and offerings before they go to help disengage from the lyke and other earthbound soul matrix parts. If the person was a particularly powerful spirit or magic worker then the Vili being especially strong and even present after death would make sense because of the time and development of this in the course of their life. It may even work with other soul parts in a similar way, guiding the hamr to act in certain ways on death. Again, do divination and talk with their community members to see if any work on your part is needed.

The Moðr

The mood and emotional content of the soul matrix.

While you could look at the Moðr as exclusively belonging to the physical body, I also see it tied up with soul parts not tied to the body, namely the Vili, Oðr, Vé, and Goði/Gyðja. If someone dies in a particularly harsh or isolating way, their unresolved anger, grief, and/or other emotions may be enough to keep their spirit in a place. Many hauntings may simply be spots of unresolved Moðr from someone whose soul parts are cycling through the same trauma over and over again. I find that offering a way for that emotion to release can solve the issue. It could be offering the spirit prayers or an offering, and at times it can be just listening to them express themselves. Deathwalking this soul part is letting the dying or Dead person express themselves as fully as they need. It is helping them be as emotionally fulfilled as they can be so they can face the next step of their afterlife.

The Önd

The breath, spiritually akin to chi, ki, or pneuma.

This soul part goes with the person when they die. It is the circulation of spiritual energy, and in my view has ties to all the soul parts while we live. It is part of how we engage with our other soul parts. For instance, someone who works with their önd on a regular basis can engage their óðr in a deeper way because it is done with intent, and the development of skill in doing so.

The Huge

Thought. The way we think, the paradigms of understanding we have, and the worldview we hold.

This soul part goes with the body, generally speaking, unless enough parts of the soul matrix hold together after death. Deathwalking this part of the soul before death is working with the dying person in a sacred way, engaging with the Moðr, and helping the person understand as best they can that they are dying. For a person who has died but has kept their Huge active, this could be as simple as speaking with the Dead at their funeral, inviting Them to join the Ancestors.

A common trope I have heard as both a priest and funeral assistant, one which I get quite angry with, is that funerals are only for the living. No. They are liminal spaces where those who are Dead are mourned, remembered, honored, and invited to join the Ancestors. They are where the living can receive closure, come together in community during loss, and engage with the Dead and one another to grieve and do the right things so the Dead are let go. What does this have to do with Huge?

Sometimes a spirit will stick around if it feels that it needs to stay for the good of a loved one. Final rites, including blesssing the dying, and funerals, allows for the spirit to understand that it no longer needs to stay. That it has, in fact, transitioned from one state of Being to another. This is part of why I advocate for folks to give their prayers orally rather than only in one’s head or heart. Sometimes the act of hearing, the effect of working with one’s önd to communicate a message to a Being who can no longer call on önd as we do, can impart the understanding that a person is Dead. Likewise, the making of prayers, the giving of offerings, lighting of candles, and reykr (burning sacred herbs to cleanse/consecrate/bless) for the Dead. Not only are these made on Their behalf, it is also for us as a bridge to communicate and/or work with Them. Working with the spirits of Mugwort, for instance, we ask the Mugwort to bring Her cleansing and Her ability to communicate to bear so we can bring cleansing to an area, place, or Being. Deathwalking with the spirit’s soul matrix in ceremony not only cleanses and brings the lyke to a state that the Dead person may pass on, it can help bring each soul part to grips with its reality and aid in the disollution of the soul parts that need to go, and the passing on of the soul matrix that remains.

The Munr

The Memory. This is the living memories of the person, and, in my view, those memories that live on after we die.

The Henry Adam Bellows translation of the Hávamál, Stanzas 77-78 illustrate this well:

77. Cattle die, | and kinsmen die,
And so one dies one’s self;
But a noble name | will never die,
If good renown one gets.

78. Cattle die, | and kinsmen die,
And so one dies one’s self;
One thing now | that never dies,
The fame of a dead man’s deeds.

Deathwalking with a person’s Munr is listening to their stories before they die, if you can. After death, it is passing on the stories that best capture their life, the stories that enable them to live long after the Earth has reclaimed them. To a certain degree our Munr are interconnected. We do not determine history on our own, and likewise, our memories cannot be made in isolation. Remembering the Dead, then, is also tied to community. Deathwalking can occur with a person’s Munr at their funeral and a post-funeral feast, and it can occur in the private sharing of amusing anecdotes, songs, and stories of a person’s life.

The Goði/Gyðja

The Highest Self.

In my understanding this is one of the soul parts that will certainly stay around long after a person is dead. The Chieftain that guided the person, that they may or may not have been striving to be, may not respond to the dead person’s name after death because it is moved on from that. Deathwalking the Goði/Gyðja is done by doing well by the soul matrix as a whole. It is engaging the dying person well, if you have the ability to, and when a person is dead, to do the vigil, rites, prayers, and offerings well by them.

The Fylgja/Fylgjur

The Follower, or Followers.

The Fylgja holds an interesting place in Heathenry. On the one hand most folks equate it to the fetch, and yet, it appears in a number of different ways. As I understand it fylgja, or fylgjur, are part of the soul matrix because, much like our hamingja is built in community so our spiritual Elders, allies, friends, and acquaintances are made in community. Since I understand it in this fashion I can only touch on how I might work with the Fylgja-as-fetch: namely, by making prayers, offerings, and thanks for its work. While I follow a similar line of thought with regards to fylgjur-as-spirits-in-community the relationship held between the Dead and the Fylgja/Fylgjur is different. This is where obligation comes in, and understanding the person needing the deathwalking as clearly as possible. Where there are questions this is where being a good diviner and having good diviners as backup or to reference if you are too close to the Dead is a good idea.

My view is that deathwalking is done with the Fylgja/Fylgjur rather than to the Fylgja/Fylgjur. These are spirits with independent existence from any one person’s soul matrix. When I am dying part of my deathwalk will be to be sure that the vaettir with whom I am aligned, have worshiped and worked with ove the years are done well by. This means prayers, offerings, and speaking with Them as I can, or having another do it in my stead. This may also mean carrying over certain relationships with my family, Kindred, apprentices, students, and so on. For instance, my Runes will go to my apprentice that I brought into Runework. He can then pray to Them, work with Them, honor Them, and build different ties in this form that continue our relationship. When a person is dying or has died, a simple form of deathwalking with the Fylgja/Fylgjur would be to ask Them to be present at the vigil, the funeral, and so on. To help inform the passing on of the Dead’s Munr. To help honor well the Lyke and other soul parts of the person, and to be involved.

The Kinfylgja/Kinfylgjur

My view of the Kinyfylgja/Kinfylgjur is along similar lines to the Fylgja/Fylgjur. Treating these spirits well, inviting Them to the deathwalking, the vigil, funeral, and so on is important not only because of the ties of friendship, initiation, and/or community. Kinfylgja/Kinfylgjur are what the word says on the tin: They are spirits, Followers, that are Kin. Relatives. This may refer to Ancestors, to animals or plants especially tied to a person’s family, or to initiated lineage. Treating Them with respect and bringing Them into a person’s deathwalk is not only respectful, They may be actively angry with a person or the family if excluded.

The Megin

Personal might/power.

Often tied to honor, this idea of Megin is the power one has and the ability to put one’s power to use. Each person holds Megin, but how they are able to express it, use it, and work with it differs person to person. It can refer to your ability to do something, guided by the Vili. It can refer to the pull you have socially. Power expressess itself in a number of ways, some overt, eg the ability to move weight, and others subtle, eg the ability to move people to emotion. It can also refer to spiritual power employed in magic. A person’s Megin may not go away when a person dies. The effects a given person has or can exert on a community post-mortem can be quite a testament to the ongoing effects, or ongoing work, their Megin is engaged in.

Given the ways Megin can find expression there are only so many ways I can write on deathwalking and Megin. A person might invest quite a lot of Megin in a given craft or items, such as Runes, ritual tools, and items that have deep connections with certain Gods, Ancestors, and vaettir. They might also invest a lot of Megin in the running and operations of a community, though this will intersect with Hamingja as well. Deathwalking Megin, then, is how we work with a person’s might or power and the things it is invested in, in a healthy way. In the case of a community, it is continuing the community’s operation in a good, healthy way, or, if it is not going to outlive this person, to dissolve it with grace. In the case of their things, it is making sure anything they want to be passed on is done so in a sacred manner. For those that are not meant to be passed on, they may wish to take them to the grave or pyre. Burial with one’s prized possessions is an ancient practice, so knowing the person, especially having a list from them in their will or other documents is something I recommend everyone put some thought into. Not only will it help your transition, but having a will and other documents in order to wrap up your estate and disposition will make putting your affairs, including your soul matrix, into as easy an order as possible for everyone you leave behind. You can put in writing how you want any items attached to your soul matrix taken care of, including who they go and how, and make the job of anyone doing your execution of your will and/or any deathwalking that much easier.

The Hamingja

Group luck/power.

Where Megin was power built on one’s own, Hamginja is built in community. It is what we inherit from our forebears, and affects the shape of our Urðr. It is built within the relationships we build well, harmed by the relationships we neglect, and can grow quite strong if we do the work necessary for it to. Each oath kept, each work done that helps the community adds to one’s own and others’ interwoven hamingja.

Deathwalking this part of the soul matrix is honoring the ties they hold and clearing debts a person may have to those in their community. It is atoning as best they can for wrongs done, and acknowledging the things they need to do before they die. It is also, crucially, celebrating the things their life has allowed Hamingja to do and what they have done with their Hamingja. Deathwalking a person’s Hamingja is calling on their community to carry the Dead’s Hamingja well, since this soul part will live on long after death. If a person is dying I would include a part where the person intentionally acknowledges their Hamingja as taking place in and residing not only in themselves, but the loved ones and communities they were part of in life. If they were initiated, in addition to calling on their Kinfylgja, reminding them that live on in the lineage they are part of. Post-mortem deathwalking rites should remind the community and reinforce their mutual responsibility in carrying the Dead’s contribution to their hamingja forward.

The Vé

The sacred place, or, in terms of the soul matrix, a person’s sense of, sensitivity to, and aptitude in working with the sacred.

This part is deathwalked in the rites performed, the sacred objects treated well, and the person’s involvement in the rites. Whether you are doing a deathwalking with someone who is dying or someone who is Dead, the way to involve the spirit is to give them sections where they themselves can take part. Giving a section of a funeral or memorial rite where the Dead is given space to speak can be powerful not only for the attendees, it can be equally so for the Dead.

Crucially for deathwalkers, if a person’s sacred places were violated while they were dying or after they die, deathwalking them can also mean righting wrongs here. Disposing of sacred items in a good and sacred way can avoid a lot of heartache and gives closure to the Dead. Encouraging families who suddenly now have to handle a lot of sacred materials can be a challenge, particularly if the family has no connection or interest in the religion of the Dead. Depending on how acrimonious the relationship was, a deathwalker may need to do some corrective work, or at the least hear the grievances of the Dead whose Vé has been violated.

Good ways of taking care of a person’s Vé would involve taking good care of any shrines or holy places they tended, and taking care of the items that were part of their cultus. As in the section on Megin, this may be figuring out what goes where, or how. It can also be who takes care of what items, or in the case where there are traditions around a dead person’s spiritual items being disassembled or passed on, to do everything one can to honor that. Community connections will be critical here, particularly if a deathwalker has been called in from the outside to provide support. If you do not have the ability to handle the sacred items, either because of your own taboos or those of the religion, then your job is to find the people who can and be sure things proceed well.

The Oðr

Frenzy. The ability of a person to enter into altered states of consciousness, and sacred states.

Deathwalking the Oðr of a dying person could be helping them achieve their altered state as they are dying after anything they have needed to say has been said. Uniting their soul matrix through song or guided meditation, engaging in ritual, calling on their Holy Powers, and so on can help them transition from life to death much cleaner than they might otherwise. It can also give the soul parts places to go (eg Hugr concentrating on the next step), things to do (eg Oðr engaging them fully in the process of dying), and ways to pass on the soul parts that need to be passed on, (eg parts of the Lyke if they are donating, passsing on Hamingja and/or Megin to their community members, and expresssing gifts of Oðr such as a final poem, song, or workings).

Your average person may not need much in the way of direct deathwalking help, since this soul part is not worked with by most people and generally leaves on death. If the person was a poet, worked a lot with altered states, and/or was a spiritual specialist, then directly deathwalking this soul part in ritual may be needed. Again, depending on the particular taboos a person could be under, someone who is in their community, an Elder, co-religionist, or student may need to be present if not running things to be sure things are done correctly.

Deathwalking this portion of a person after death can be quite dangerous -I put the word frenzy as the first thing because it may well be the thing you encounter with a person whose Oðr is still around after their death. If they were particularly potent in working with the soul part you may need to do some serious spiritual work, especially if there is no one available to do the work from within their religious group. This can include contacting and securing the help of Gods, Ancestors, and/or vaettir the person was tied to in life and is after death. This can also include disassembling, destroying, or reducing harm from objects or tools tied to their Oðr in life, and workings they did while alive that now need to stop. It may also be simply giving space in ritual for their frenzy to be expressed, to be heard, and/or for that gift to be passed on. As with most parts of deathwalking this is going to need to take a willingness on the part of the deathwalker to be careful, to do their due diligence in speaking with the dying or dead person’s community, and doing follow up to be sure the right rituals and actions are done.

The Örlög

One’s personal thread in the tapestry of Creation.

Deathwalking this soul part is tied up in the same rites of remembrance and care mentioned in this and the previous post. Honoring a person’s life and death is part of deathwalking the Örlög. Deathwork can take the form of helping the dying person to die well. Deathwalking this soul part for the Dead to be being sure the Dead is well-remembered and the rituals around their death and final disposition of their soul matrix, and anything they may have left behind or wanted to pass on, is done well.

The Urðr

The tapestry of Creation.

As with Örlög, this soul part is tied up in the rites of remembrance and care. Whereas Örlög is one’s personal thread in the tapestry, Urðr is the place where that thread is and the way this thread fits into the overall tapestry. Each person affects the tapestry differently over the course of their lives, and acknowledging their place in things, as with Örlög. Unlike Örlög, which is about each person’s thread, Urðr is the way each thread interweaves with each other. So, while deathwalking this soul part can be done in similar ways to the Örlög, emphasizing the person’s impact on and relationships within a given community during any vigil, ritual, or memorial is important. Understanding ourselves as being bound up in this great tapestry is a comfort to many. It may help a deathwalker to acknowledge a person’s place in Urðr, and that their time to find their place in that tapestry is at an end for this life.

I have covered deathwalking about as exhaustively as I can without specific questions or scenarios to explore, so if you want me to dig into this further sign up my Patreon for the Uruz, Thurisaz, or above level here on my Patreon.

On Ritual Praxis -Hearth Cultus

The Microcosm and the Macrocosm

These are how my own hearth answers these questions.

What a Hearth Is

Personal and Sacred

Making a Hearth

An Example of Daily Hearth Cultus

  1. Begin by cleansing.
    2. Cleansing by Reykr
  2. Make prayers.
    2. Prayers at the Vé
  3. Make offerings.
    2. Making Offerings
    3. For Water Offerings
    4. For Burnt Herb and Incense Offerings
  4. Divination and Follow Up Work

Maintaining Hearth Cultus

Differentiating Hearth Cultus Rites from Other Rites

Gathering Around the Hearth

ConVocation 2016

Hey folks, I have been asked to do several presentations at this year’s ConVocation.   When I know which rooms I will be presenting in, I will update this blog post.  I am really, really excited for this year’s offerings that were picked.

For those who do not know, ConVocation is:

This year I will be putting on three workshops:

Acts of Devotion –  Thursday 8:30pm – 90 minutes

Description:In this workshop and discussion we will explore ways to honor our Gods, Ancestors, and spirits. These ways can be small, such as daily prayer, offerings, everyday mindfulness, and keeping ourselves healthy and engaged in the world, to more intense ways such as learning crafts, writing books, engaging in activism, spiritual work, and making temples. Bring your own experiences to share.

Polytheism 101 –  Friday 4:00pm – 90 minutes

Description:This lecture/discussion will dig into the basics of what polytheism means, and how it is lived. We will be exploring how we can use literary and archaeological resources as springboards and foundations to polytheist traditions. We will also explore what the Gods, Ancestors, and spirits are, how we relate to Them as polytheists, and how to engage Them with respect.

Encountering the Runes –  Sunday 12:00pm – 90 minutes

Description:The Runes are often looked at as simply a divination tool. This workshop is about approaching the Runes as spirits in and of themselves. The workshop explores what the lore can tell us about Them, to how to interact with Them, to appropriate offerings and communication, and will delve into deeper aspects of Runework from a spirit-based approach.

Planting Seeds

In thinking on the last post and the centers Nicholas Haney brought up in God-centric?, is that one of the centers that tends to get left by the wayside in the larger polytheist and Pagan blogs is family, and in specific how we raise our kids in our religions.  It is something that has been on mind for a while.  There’s a host of questions I will tackle here that I hope will generate deeper dialogue in the Pagan and polytheist blogs and communities.  I believe these are really important questions, tied not just to the center of family, but to the health and well-being of all the centers.  Without children, all we have are new converts to sustain the traditions and religions.  In my view, that is a lot of people coming to understand a whole new way of being, whereas kids raised polytheist do not have that learning curve, or the need to decolonize, or remove as much of the dominant culture’s mindset.

Before I get to the questions, however, I think it is important to tackle some of the reasons that I have heard, in person and online, for why people do not raise their children in our religious traditions.  Chief among them is some variation of “I don’t want to force my kid to follow my religion” or “I don’t want to indoctrinate my child.”  I will be honest, these reasons make me want to pull out my hair.  The definition of indoctrination is:

Raising our children in our religion(s) is simply not indoctrination.  Teaching them about our Gods, Ancestors, and vaettir, is not indoctrination.  Unless you are actively denying your child the ability to question concepts and people in the religion, not allowing them to explore the religion, or are actively denying your child’s ability to consider other points of view, you are not indoctrinating your child.  You are, rather, raising your child in the religion.  There is a gulf of difference between teaching a child “This is what the sagas say about Thor and these are my experiences with Him,” or “This is how we worship together as a family,” and “This is the only way to worship Thor” or “Only our way is the true way to worship Thor.”  Now, that is not to say that a given family will not have traditions, taboos specific to them, or certain ways they worship, but to entirely cut a child off from alternative views, and stunts the religious growth of a child.  My taboos are just that: mine.  We do not have taboos on offerings as a family.  What we do have are basic expectations of respect in religious space, how offerings that have been expended are disposed of, regular times for prayer, and guidelines and rules on handling altars, statues of our Gods, and various tools that may be on the altars.  For instance, on our Gods’ altar our son can dispose of the liquid (usually water, but sometimes beer or mead) offerings we make to Them.  He does not touch the offerings to Gods he does not have an active relationship with. Sylverleaf makes regular offerings to Frigga on this altar that our son is not to touch, as that is between her and Frigga.  He is not allowed to touch the swords or the hammer  on the altar without permission and an adult present.

How do we bring children into our religions?  Is it from birth?  If not from birth, when do they begin to learn, and what can they learn at what age?  How do we help our children understand religious phenomena?  If one has a very active religious life, how does one relate to a child that simply does not?  Vice versa?

The answers I have to these questions are lived by our son.  We brought our son into our religion by doing a baby blessing as soon as he was born, asking the Gods, Ancestors, and spirits to watch over him.  He was there as we prayed at our altar when we first brought him home, and has been raised with us praying and making offerings ever since.  Had we waited we would probably have started teaching him about our religion around age 3-5.  He has been raised with the prayers we make before he goes to school and before he goes to bed, and at each and every meal.  He is living polytheism.  He has been raised with a Dad who takes time out to explain religious concepts on his level, and who is not shy about being very blunt that “the Runes ask for blood in Gebo, and this is something you are not ready for yet, if you ever do pick Them up.”  He knows that if and when he does, it will be his choice and he will be able to make it on his own.

I firmly believe in raising children in our religions.  Without our children learning our religion, and co-religionists teaching their religion, there is no way for the religions to continue.  Teaching kids only a little bit about the Gods, Ancestors, and spirits, and not making daily prayers, devotion, etc. is giving a little soil to the seed and expecting a tree to grow to its full height.  Not teaching one’s children at all about the Gods is denying soil to a tree entirely.  Without a firm grounding in religion, the soil is loose and is blown away in the wind, or swept aside in the rain.  If we desire good religious communities that will last beyond us, we need to raise the children in our communities.  Indeed, we must do far better by them than has been done by us.

So how do I relate to our son when I have a very active religious life?  Some of the explanations we work with him on are helped along because we have taught our son how to interpret the Holy Powers’ messages, whether he has a reading done, asks Them to work with him through his intuition, or look for omens.  A good chunk of this work has been to encourage him to trust his intuition, to admit when his signal clarity is not where it needs to be, and to ask for help when he needs it.  He is encouraged to admit when he does not know.  We regularly talk on our religion, on the religious work I do, how it feels, and how it affects me.  I bring my son along when I do certain religious work, such as tending the graveyards I have been called to do, teaching him how to respectfully make offerings at the gate, to ask permission from the Dead before tending Their graves, and why we leave offerings of tobacco, or why I blow smoke on graves when I smoke a pipe as we clean.

The biggest link between all the religious work I do, and explaining it to our son, and in some cases involving our son, is the concept of Gebo: gift-for-a-gift.  Reciprocity.  That word opens up the larger world of animism and polytheism because it places us not at the center, but in relationships with all things, all Beings.  It is why we leave or make offerings to the Gods, Ancestors, vaettir, landvaettir, housevaettir, and so on.  It is that recognition and/or fulfillment of reciprocity.  It is sometimes asking for help, which may be a form of reciprocity in and of itself.  Bringing our son to rituals, performing them with him, helping him develop as a polytheist, in and of itself is a form of reciprocity with our Gods, Ancestors, and vaettir, as it ensures that the religion, and the Gebo engendered between the Holy Powers and ourselves, and our communities does not die with us.  It allows us to pass on the maegen and hamingja of these relationships between our communities, and the generations that follow on with, and after us.

Helping our children develop their own understanding of the Gods, their intuition, and communication with Them is, to us, part and parcel of raising a child in a polytheist home.  It is the hope that when they raise their own family they will have a well-developed understanding of how to understand the Gods even if they never engage in ecstatic spiritual techniques or do trance work.  Sylverleaf, for instance, does not do much in the way of ecstatic work at all.  It is simply not a part of her religious life.  A simple divination technique she uses when she asks Frigga questions is to hold two of Her sacred keys in her hands, and the hand which is heavier is the ‘yes’ or ‘no’ answer.  If there are more complex questions she may ask me to read the Runes.  If she needs to get answers from her Ancestors, she may work with an oracle deck dedicated to Them.  Having two very different parents in this regard gives our son more models of polytheist life to understand, recognize, and live himself.  Raising our children as polytheists, then, is more than simply teaching and explaining.  It is modeling good Gebo, and the ways we do things by actively living in relationship with our Gods, Ancestors, and vaettir.  We are living examples to our children.

What age should we bring our children into animism or polytheism?  It is my belief that it is never too early nor too late to begin a lived animist/polytheist life.  Regardless of our age or the age of our children, sharing our religion is an important bond that we share between our communities, our families, and our generations.  It is the lattice-work that makes a strong bridge between the Gods, Ancestors, vaettir, and one another.

In speaking with Sylverleaf on this, she has said it has been far harder for her to keep with regular prayers and offerings in contrast to me because she was raised in a largely non-religious household.  Lacking a background in any religion made it that much harder for her when she did find the Gods and became a Pagan, as she had no models to follow except those in books, and no community to speak of for quite a long time.  Living a religion does have a learning curve, and she hit this hard because until we met she did not have regular time for prayer, any rote prayers to draw upon, or regular times for making offerings.  In talking this over coffee and pancakes, it hit me that she was denied a lot of things that I took for granted in my religious studies as a child.  For one, pondering the nature of God was probably something very hard to tackle in a home that either did not think much on God or thought the subject of God was a non-starter where conversation was concerned.  I was able to talk with priests who were more than happy to answer whatever questions I threw at them, digging into the meat of theology with me and explaining as best they could their understanding of Scripture, the nature of God, and where we fit into the Catholic cosmology.  That grounding is absent when religion is not lived.  The hunger of curiosity cannot be sated when the entire subject of religion is off the table.  It also cannot be sated when the religious community one belongs to has a piss-poor grounding in its own theology, as she discovered her youth ministers had, during the short time she attended a church.  This is why our children need not only parents grounded in good relationships with their Gods, Ancestors, and vaettir, but communities, and their leaders, priests, spiritual specialists, etc. need this too.  We cannot support the centers of our communities without them all doing the necessary work of living the religion.

The hoarfrost bites.  The rain is frosty, pelting my hat, my trenchcoat.  I take out the little sacred pipe, and kiss it nine times all over its sacred body.  I load it with tobacco after offering to the Directions, to the Spiritkeepers, to the hidden Sun, the Earth beneath my feet, to the Sky above me that has opened up, to one of the Creators, to the Disir and Väter, to the Ancestors, and to the Gods and Goddesses.  The tobacco has been in my pouch so long it has become dried powder, and it packs deep.  The last of the tobacco goes into the sacred pipe.  I make my prayers to the Sons and Daughters of Muspelheim, to the spirit of Fire Itself, and light it.

It takes to the offering, and I make short, quick puffs to encourage the Fire to spread.  I offer the smoke to all those I have just offered tobacco to.  I walk over to a small boulder that serves as the main vé for our unknown Ancestors who extend Their hands to us.  I blow smoke upon the stone, and thank Them. As I walk by the oak tree my father planted when we first started living on the property, something about it in the frost strikes me, and I ask if I can take its picture.  Of course, I have forgotten my phone inside, but that is fine.  It assents, and I offer it smoke in thanks.

20150103_165836 20150103_16590020150103_170118  20150103_170006

I walk on into the sacred grove.  The ground is sodden.  The lengths of birch I bought from a man half a year ago are in disarray.  It occurs to me, starting to right them again for perhaps the third time since I bought them, that this is how they wish to be for now.  I leave the rest go, and head over to Odin’s godpole.  He is here, as surely as He is at our altar to the Gods.  He is here.  He is waiting.  Odin had called me to come out, and give offerings after I had given offerings to Hela and Niðogg.  These had been our compost; used coffee, rotten food, broken eggshells, all dead things come to give new life in time.

I kneel before His godpole, and I hail Him.  I take three drags, always three when I offer to a God, Ancestor, or vaettr, and blow it over the wood.  Then, partly feeling compelled and partly feeling it a good thing to do, I take three drags and place the pipe into His carved mouth, and He smokes.  I do it again, and I can feel Him breathe it in, the smoke rising.  One last time, and the smoke rises lazily from the pipe, and I am sure He is here, and with me.  Here, in the midst of my hands tightening under the cold and frost-rain, I feel my God, World-wise and powerful, and here. I smoke with Him for a few moments.  We speak, being with one another in the moment, but it is less like speaking, and more deep than words.  Communion, perhaps, is a better descriptor.

There are words; we greet each other, and He is at once in the cold, and cold Himself, and yet warm too.  He is pleased, and it is time for me to go.  I kneel on the ground, offering smoke, and thank the landvaettir for allowing me to come, for allowing this space to be.  I take off my hat to Them and to Odin, and leave the sacred grove walking backwards. I bow once I have reached the boundary. Then I turn to the house, and offer it smoke.

I sit on the deck for a few moments, and smoke, and the Ancestors are near.  Many have endured this kind of thing without all the benefits I have, most especially a grand house that sits at my back.  They tell me They want me to smoke with Them, but as I reach for the sacred pipe, many insist I go inside.  Some of Them do so for my sake; my hands are aching with cold.  The Others want to enjoy the warmth of the home and do not want to smoke with me in the freezing rain.  So I go inside.

Each tree received offerings of smoke, and each has given Its permission to be photographed.

Odin Project: Day 20

Gangleri sought Völvas’ ways | and to Folkvangr came,

seeking the wisdom of Gefn;

She pierced Him through | and taught Him well,

In woman’s dress He learned

Well-wrought the lessons | at Skjálf’s feet

By fire and distaff spun,

Prophecy and power | came to Grimnir’s call

Who learned Hörn’s ways

Sviðurr He left | Freya’s golden hall,

ranging wide in Ve and stride;

Doors closed were open | ways unseen shown bright,

No thing held from Odin’s path

Breathe, breathe, breathe

Life flows from lips to bark

Heart beats with reddened sap

Limbs creak and groan

Bark softens

Breathe, breathe, breathe

Knots open

Brown cambium turns grey

Rings coil and wind

Lightning leaps and plays

Breathe, breathe, breathe

Husks become hofs

Trunks flush with colors

The trees move

Uprooted limbs sway

They breathe, breathe, breathe


Question by  puppiesarebabies (18)

What information can you provide me on a widows pension from a disabled veteran?

My father was a disabled veteran and I need to understand what my mom qualifies for in a widows pension.

Answer by  tfelde1213 (57)

Your mother should be able to contact the local veterans office to inform them that she is a widow and what your fathers disablity was.

Answer by  smiles (44)

Any surviving unremarried spouse or unmarried dependent child can apply for death pension. The deceased veteran must meet certain eligible requirements and the surviving dependent countable income must below a yearly limit which is set by congress. You can go to the Department of Veteran Affairs and download an application.

Answer by  angiem1981 (1059)

The first step is to file for benefits. The VA Administration can be contacted by phone or online concerning these matters if you are not sure what it is you need to file. Your mother may be eligible for other survivors benefits in addition to widows pension.

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Advantages and Disadvantages of Share Capital

Advantages and Disadvantages of Share Capital

Any rate of return, including the cost of equity capital is affected by the risk. If an investment is more risky, the investor will demand higher compensation in the form of higher expected return. The equity shareholders receive dividends after interest have been paid to the debt holders and preference dividends have been paid to preference shareholders. This means that their return will be volatile with reference to the change in company’s performance.

why is called share capital is called risky capital

It must be noted that dividends paid on preference shares are not deducted from taxes. Also, redeeming such shares creates a financial burden on the company and erodes its capital. Similarly, when profits are earned companies must pay off the arrears dividends, especially in case of cumulative preference shares. Also, if a company decides not to offer a dividend in a particular year, they must pay it to the shareholders later. Notably, shareholders can convert their preference shares into equity shares and cannot be traded in the market.

Cost of Equity Share Capital is more than cost of Debt because :

On the other hand, besides being a permanent source of capital, equity shares also help companies to secure credit easily. Equity shares offer substantial dividends to shareholders and also entitle them to benefit from price appreciation in investment value. Generally, they are traded in the market through a stock exchange. The value of these shares is expressed in issue price, face value, market price, book value, intrinsic value, etc. It is one of the main reasons many companies do not want to issue share capital because they lost one part of ownership.

The firm must have a cost of capital that is weighted to reflect the differences in various sources used. It encompasses the cost of compensating the debt investors, preference shareholders and the equity shareholders. So, in order to calculate the WACC, there must be a system of assigning weights to different specific cost of capital. The following considerations are worth noting while assigning weights to specific cost of capital to find out the WACC.

why is called share capital is called risky capital

Right share is one of how an investor can gain profit from the performance of a particular firm. It is a common practice used by many firms for raising capital. These shares are offered by a company to certain investors at a discounted price which in turn will grow the stake in the respective business. Though there is no fixed rate of return on investments, these shares provide an opportunity to earn profits depending on the growth and profitability of the company. The cost of capital of a firm can be analyzed as explicit cost and implicit cost of capital.

Poland Business Immigration

The efficient market hypothesis assumes that any and all available information related to an asset is already factored into its current price. This effectively means that an asset trades at its fair value, making it impossible to identify undervalued or overvalued stocks. It is a malpractice where the traders carry out a transaction based on the non-public or unpublished information they got access to, which can be necessary for making investment decisions. Investors need to bear in mind that bigger dividends do not always mean better as companies paying high dividends are unable to sustain these rates in the longer period. Being a stockholder is being a partial owner of a company.

  • The total amount of money a company raises by diluting or selling its share to other individuals or a group of people.
  • Save taxes with ClearTax by investing in tax saving mutual funds online.
  • At a particular point of time, the firm might have raised funds from various sources i.e., short term as well as long term.
  • As the value is more than ` 96, the rate of discount may be increased to 17%.
  • The decision to declare dividend on preference shares lies with the management, and it is not mandatory in case of loss.

ABC Ltd. issues 12.5% debentures of face value of ` 100 each, redeemable at the end of 7 years. The debentures are issued at a discount of 5% and the flotation cost is estimated to be 1%. Find out the cost of capital of debentures given that the firm has 40% tax rate.

Even if it is not all your money you may face major losses when the company fails to make profits or overall negative market sentiments. Equity shareholders are the owners of the company to the tune of the shares held by them. Through equity investing, investors benefit from capital appreciation and dividends. In addition to the monetary benefits, equity holders also enjoy voting rights in critical matters of the company.

Investors these days have a better understanding of how the investment market functions and which activities would prove more effective for them. They collect substantial data and analyse an investment option to judge its prospects before investing in it. Several types of equity shares help companies generateequity share capital.

The idea is to find patterns of behaviours- like ‘head and shoulders’ or ‘wedges’ or ‘triangles’ which help in finding indications of equity markets behaviour. Around 10% of trade analysts use technical analysis according to Burton Malkeil. Most companies pay an annual or quarterly or even special one-time dividends based on the total profits made during the year.

With the help of shares, capital companies can raise money whenever they need to without worrying about interest or extra expenses. Then, if they want, they can distribute the extra profit why is called share capital is called risky capital by dividends to their shareholder. Payment of fixed interest on debentures shall be made prior to payment of any dividend to the shareholders out of the profits of the company.

The capital expenditures are backed by the long term capital structure of a company, which may include different degrees of leverage. Thus, an overall cost of capital is an important criterion in the capital budgeting evaluation procedure. The company’s management determines the rate of dividend be distributed among such shareholders. Moreover, these shares are transferable and can be transferred without consideration.

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Equity market is the market where shares or stocks of the company are traded either through an exchange or over-the-counter. Equity market allows the investors and traders to buy and sell the equity shares held by them in a company at a same platform. If you possess a large amount of equity shares, you are also granted substantial voting rights. Over the long term, a company’s business performance and its stock price will converge.

why is called share capital is called risky capital

The explicit cost of capital of a particular source may be defined in terms of the interest or dividend that the firm has to pay to the suppliers of funds. There is an explicit flow of return payable by the firm to the supplier of fund. For example, the firm has to pay interest on capital, dividend at fixed rate on preference share capital and also some expected dividend on equity shares. There are many different types of equity shares available in the market. The most common type is called ‘ordinary’ or ‘common’ shares. In India, these usually carry voting rights and dividends.

So, the cost of capital of the firm may be defined as the opportunity cost of the suppliers of funds i.e., the investors. Both investors and creditors consider companies with large equity capital as creditworthy. Furthermore, the liability arising out of equity shares are required to be paid, and companies are also not obligated to pay a dividend to shareholders.

What is the efficient market hypothesis (EMH)?

They have a par value based on which the dividend is calculated. Let us say that a preferred stock is worth Rs 1,000 and the dividend is 5 percent. Then the stock must pay Rs 50 as dividend every year as long as the stock is outstanding. When it comes to risk, a preferred stock is riskier than a bond but less risky than a common stock. For example,a company may make $1 billion in profits for a given year, but it may have taken $20 billion worth of capital to do so, creating a meager 5% return on capital. Another firm may generate just $100 million in profits but only need $500 million to do so, boasting a 20% return on capital.

Companies usually pay out their profits in the form of dividends, or they reinvest the money back into the business. Dividends provide shareholders with a cash payment, and reinvested earnings offer shareholders the chance to receive more profits from the underlying business in the future. Any profits they make are plowed back into their businesses. Equity shares are dependent on the demand and supply structure. What happens in the stock market is, if investors see that the company is growing they will buy its shares which will increase the share prices. But if later, the company experience losses, people will sell their equity shares which will decrease the price of shares.

The profits earned by the firm but not distributed among the equity shareholders are ploughed back and reinvested within the firm. These profits gradually result in a substantial source of funds to the firm. Had these profits been distributed to equity shareholders, they could have invested these funds elsewhere and would have earned some return. This return is foregone by the investors when the profits are ploughed back.

Except the retained earnings, all other sources of funds have explicit cost of capital. Normally, the capital funds come from a pool of different sources, none of the elements of which can or should be specifically identified with the particular proposals under review. Instead, any use of capital funds should reflect a firm’s overall cost of capital.

Using leverage can make you win big gains or incur huge losses. You can make profits by buying low and selling high but you must know when to sell off your stocks because if you don’t do that, your capital can get eroded by losses. You might also need to learn how to read charts to identify opportunities in buying and selling stocks.

Large retention of earnings over a long period of time may cause dissatisfaction among shareholders as they do not receive the expected rate of dividend. Demat Account is the account that holds your shares and investments in dematerialized form. Every time you buy or sell shares the Demat account is credited and debited respectively just like your bank account. A large equity capital base helps in increasing a company’s credit worthiness among its creditors and investors. Equity comprises of the funds invested in the company by the shareholders along with the amount of profit that is retained by the company for the expansion and growth purposes.

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