Peekskill Fire Department

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Finding Fugitives with Help From Securus Technologies

When we got the call this month that a dangerous fugitive was in our city, my fellow officers put it all on hold and got right on the case. The reason we suspected the fugitive was spotted in our community was his mother and friends all resided here, and these criminals will eventually fall back into familiar surroundings after being on the run for too long. We hoped we could make an arrest before he got what he needed and moved on.

The first thing we do in these type cases is let the family know we are on the hunt, and ask for their assistance. We do the same for friends, and then put the word out to informants for any information possible. We did not get even a whisper from the community, so we had to take action in a rather unique way. My team headed to the local prison to get some help from the inmates, knowing they would never say a word when we asked for help.

The reason we went to the jail was because we knew Securus Technologies had chosen this prison as one of 2,600 where they installed their inmate call monitoring system. This allows us to pay closer attention to what the inmates are saying on the phones without having to pressure them to speak. The company CEO, Richard Smith, says his team are all dedicating their time to making the world safe, and we wanted to see things play out that way.

It didn’t take too long for the LBS software to detect some conversations where inmates were taking about our fugitive. One inmate mentioned he was counting the days to his release so he could be reunited with his family, and we knew his family included our fugitive. Perhaps a slip of the tongue, but when he mentioned a cousin off our radar, we discovered that the fugitive was in fact hiding there all along.

Solving Cold Cases Using the Securus Technologies Phone System

My job is solving cold cases in our city that all leads have dried up on and we are not seeing any more progress in closing out the case or getting the suspect in custody. As time passes, evidence begins to disappear and eyewitness memory begins to fade. As time passes, resources to close the case become harder to come by.

One of the things we do to drum up interest in the case is to run segments on television shows spotlighting a suspect or trying to jog the memory of anyone who was at or around the scene of the crime, regardless how long ago the crime occurred. This seems to have marginal results, but all this was about to change thanks to the help of Securus Technologies.

Our jail had an older inmate call system in place, and we just got a face-life with a new phone system from Securus Technologies that was a game-changer. I was eager to get trained on the new phone system and LBS software because we had a telecast coming up and I wanted to see if the inmates were getting the word about what was on television. As soon as the telecast aired, the system picked up on chatter between a family member who was in jail and the suspect we had been trying to observe this month.

During the call, the inmate was warning the suspect in a coded conversation what not to do or say while the heat was on him, and how he could stay under the radar. We discovered during that call that the inmate told the suspect to make sure the evidence they were hiding was not disturbed until he got out of jail. That little call opened the flood gates for us and gave us a reason to search a new location where we uncovered the evidence the suspect desperately wanted us to never find.

Many Customers are Singing Praises to Securus Technologies and Their Unique Approach in Way of Making the Environment for the Inmate Population Safter

Many persons and correctional facilities, as well as law enforcement agencies, are quite familiar with the company Securus Technologies. The company, is, unquestionably, the leader, pertinent to providing the civil and criminal justice environment with safe, unique technological solutions. The company provides the law enforcement community and the correctional environment with technological resources relative to investigations, public safety, issues and concerns inside of the corrections environment, and monitoring. The objective of the company is: prevention of future crimes and assisting in solving the crimes which exist; inclusive of crimes amongst inmates.

So what has happened as a result of this evolving unique niche problem-solving technology? There has been a great deal of praise provided, to Securus, from personnel, within the environments of jails and prisons. This endearing praise has come from every part of the nation—meaning inside of the United States. Emails and letters have come forth from prison personnel and law enforcement investigators, who are put to the task, of solving crimes; and assuring that crimes do not occur. The technologies, provided by Securus, are instrumental in assuring the prison environment remains safer and, ideally, much better than if such technologies, were not provided.

Naturally, the precise location of the prison is not forthcoming, since innocent individuals could be put at risk.

The Chairman and CEO, of the company, Richard A. (Rick) Smith, is an engagingly positive individual. Mr. Smith, when interviewed, relayed the information, that, once weekly, the company is developing a new product offering, or service, which greatly assists persons, within the industries of law enforcement and corrections. The technological advances, provided by Securus Technologies, allows such individuals to solve crimes, and prevent new crimes from occurring.

He also supplied information that Securus had received thousands of emails and letters, relative to what the company creates; and how its technology is assisting society. The technologies, created by the company, keep the families of the inmate population, the inmates and parolees, safer. Rick indicates, that by assuring the service or product provides the user with a safe component, the company is attaining its objective, in way of assuring the world is made a safer place to live.

He further indicates that it is a terrific honor to properly protect and serve the correctional market as well as law enforcement personnel. The preceding said, the company has made it a point, within the article, to provide to the reader, what certain customers conveyed—relative to the products and services, offered by Securus Technologies. The selected comments of various customers follow, accordingly:

Customers Comment on How the Technologies Provided by Securus Technologies Greatly Improve Matters within the Correctional Environment and with Respect to the Investigations of Law Enforcement Agencies:

One individual indicated, due to the assistance, provided by Securus Technologies, that the information gleaned from phone conversations, conducted by a corrupt member of the prison staff, allowed the authorities to obtain a necessary search warrant. Once the search warrant was obtained, the follow-up, ended quite favorably. As a consequence, the corrupt individual was arrested, during the morning hours, with the associated crime being that of introducing contraband, inside of the correctional environment. As such, the investigators wished to express their gratitude to Securus Technologies, as a result of its involvement in the case. The authorities, further added, that they looked forward to working with Securus Technologies, as it pertained to other cases—in the future.

Another investigative-type of happy customer revealed that particular call-monitoring was performed, wherein, the subject of the call was that of alcohol use of the inmate. Further, this particular person was also selling drugs, and drugs were, according to the call information, inside of the correctional facility. The investigators, based on the information attained from the call, determined that there was probable use of a cellular device. The calls became more and more suggestive, as it pertained to criminal activity. There was information, as it pertained to the conversations, of a threatening nature, and considered highly suspicious. The threatening and suspicious conversations, involved transfer of funds, a former incident, involving gunshots, and that of a civilian, freely admitting to the sale of discounted prescription drugs. All of the above information, it is correct to state, was possible to attain, with the assistance of Securus Technologies–Information relative to further crime prevention and in way of solving an existing crime.

One customer says, in so many words, that they have relied on the technological solutions, provided by Securus Technologies, for many years. The customer said they were pleased that the company is so dedicated, in way of addressing the needs of the correctional environment, by making it a safer place. The progressive attitude of Securus Technologies, according to them, has had a profound effect in improving public safety, within that particular customer’s sector of the country and state. The assertive mindset, of Securus Technologies, in way of providing the best technologies, in the form of crime prevention and safety, is a particularly attractive feature, to this particular correctional institution.

Another customer mentioned that their facility was greatly awed by the fact that Securus was such a visionary, as to purpose. They added, too, that the company’s current projections and its creation of improved capacities will provide the area of law enforcement investigations, a great deal of measurable results. The evolving technologies, in other words, coming forth from the company, will play an instrumental role, in allowing law enforcement and the correctional facility staff, to attain better positioning, in the form of crime prevention; and keeping the correction’s environment substantially safer. The evolving technologies, offered by the company, in the form of investigative resources, and the associated capabilities, provided, greatly enhance, the investigative techniques, used by the law enforcement community.

One customer stated that he was greatly encouraged by the reports provided by Securus Technologies. He happily mentioned the fact, that the data provided, in report format, allowed his agency to act, using a positive, pro-active approach, in the form of monitoring solutions, and in preventing the introduction of contraband, into the correctional establishment.

Yet, another pleased client, provided information to Securus, wherein he was greatly pleased with the niche investigative technological tools, provided to them. He said that such technological enhancements, had greatly assisted his staff, in properly going forth with their criminal investigation, particularly as it pertained to harassment, within the correctional facility. He said, too, such niche technological resources, provided by the company, allowed his staff to handle the potentiality of threats to the overall security of the correctional institution; as well as to the community, where the prison is located.

One investigator stated, that during the course of his investigation, he made a call to Securus Technologies, as it pertains to the covert alert feature, pertinent to a technological tool. In doing so, he mentioned that, with the assistance of the technological staff, at Securus, he and his investigative team were able to, successfully, make full use of the feature; and as a consequence, take their suspect into custody.

One investigator said that he had recently listened in on a call made to an inmate from that of another inmate. He additionally, heard a mother and two siblings, on the outside. What he heard, listening to the siblings, was quite revealing. The preceding revelation, came about, using a technological solution, provided by Securus Technologies. The older sibling was instructing the younger sibling, who, by the way, had never been involved, legally, in any trouble, what to say, when questioned, with regard to a shooting that had occurred recently. The investigator said, as a result, the information he heard would be quite useful and significant, in way of solving a case.

Another customer, had glowing remarks with regard to the LBS software, offered by Securus Technologies. The software is used in connection with the resources of law enforcement—in this particular instance—the Sheriff’s Department. In making use of the software, the Sheriff’s Department was able to recover over millions in the form of drugs, cash and illegal assets. Undoubtedly, the client stated, without the software, provided by Securus Technologies, their job, in the recovery of the latter mentioned items, would have been a great deal more trying, and with respect to certain circumstances—not possible at all.

Another professional, within the field of law enforcement, stated that using the LBS Services, singularly, was enough reason to maintain a relationship with Securus Technologies. He suggested, that in his opinion, the LBS technology, used in connection with Investigator Pro, makes Securus, a viable leader, in way of a phone provider, within the jail environment and to the industry of law enforcement.

The Doors of Securus are Always Open to Clients and Potential Clients:

The company remains dedicated to its customer-base, as well as to persons and parties interested in learning more about its unique technological correctional facility and investigative resources. The officials, at Securus Technologies, offer, an open invitation, to all interested parties, to pay a visit to its Technology Center, located in Dallas, Texas. The center will provide the visitor with a presentation about its technologies and how it is such technologies and resources are assistive in way of crime prevention and solving crimes.

Information about Securus Technologies:

The company is pleased to provide service to over three-thousand, four-hundred fifty law enforcement, safety and correctional agencies, scattered throughout the country, as well as one-million, two-hundred thousand inmates. The company is very dedicated to serving law enforcement and the correctional environments. This unique connection comes by way of providing, the customer, with services and technologies such as emergency response solutions, incident management technologies, bio-metric analysis, public data, and information management services; self-services for inmates, and monitoring services and products.

All of the technologies, of the company, have proven to make the world, as a whole, a safer environment, in which to work and reside. Securus Technologies focuses on connecting what matters®.

An individual, agency or institution, wishing to attain further information, as it pertains to the company’s full offering of criminal justice and civil justice technologies and solutions is encouraged to pay a visit to the company site—

Other sites of interest include:

Securus Video Visitation App helps Inmates and their Families to Stay Connected

Secures Visitation App is designed exclusively for inmates. This technology is implemented within many correctional facilities all throughout the country. The Visitation App allows inmates and their loved ones to keep in touch during their incarceration. The technology utilizes a terminal and a mobile phone to send and receive video images.

Securus came up with the Visitation App back in 2011. The app works by allowing an inmate to use a video terminal that is located within a prison facility. The terminal sends out video images to a person’s smartphone that has the app installed. This technology was created by Securus to help families to stay together through an inmate’s time behind bars.

Once a loved one downloads this app, they can then use it to keep in touch with a jailed family member. An individual can simply make a call instead of traveling out to a facility. This is a great alternative for family and visitations because it helps poorer families who are dealing with transportation issues to stay in touch with inmates. I know this is a really good idea.

The app’s developers at Securus also wants to reduce the recidivism rate for inmates.

Inmates that have consistent access to their families will usually conduct themselves in a good manner while behind bars. I can’t deny that this is an excellent idea. Also, they will less likely to return back to prison once they are out.

Securus Visitation App is available at Google Play and iStore. You can download the app for free and once they are approved they can then contact the facility where a loved one is being held. Video visitation technology is changing the way that inmates and their families stay connected while they are serving out their time.

Securus Video Visitation Overview Video from Securus Technologies on Vimeo.


Sound & Light Show In Egypt
Sound & Light Show In Egypt

Sound & Light Show In Egypt

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Have you ever wondered how life was thousands of years ago? This question and others similar thoughts inspired creators to accompany you for a short while to the past, by introducing the sound and light show. It is a magnificent show that brings creatively to life the rule of ancient Egyptians. The artists skillfully created a show to present images of all historical eras. For an hour, you enjoy the sound and light show near the pyramids and the Sphinx. The history is re-told by the Sphinx, telling you the most ancient secrets of the world. In the 21st century, you go back in time thousands of years ago to see how they were built and survived! The show manages to convey the great humane spirit and creativity behind their creation. There you will find the pyramid of Khufu, the Immortal and Sky Grabber, close to its some alters, where the wood-made boats of Khufu are placed, which KING Khufu would use to sail on his journey to immortality. Also, you will find the pyramid built by Khufus son Khafre, who made his own smaller and shorter than his father’s pyramid; we can see Khafre’s face, engraved on a sheet of green diorite stone, so lively as if the artist just finished it. Then, last but not least the pyramid of Menkaure, who was like his father modest and decent enough to make his pyramid smaller than the other two. In one hour, the show would narrate the history of those great kings, their secrets, legends and secrets of ancient history. Every visit to the pyramids and the sound and light shows is magnificent experience. We did not know how the great pyramids were built, the Sphinx may remain a mystery, one of the wonders of the ancient world. We visit the pyramids at the twenty-century, thousands of years after their construction and many years to come, and still they vanquish us with their size and the great human spirit behind them. Pyramid of Khufu, known as the great Pyramid, was built on flat land of 230 square meters and 146.5 meters high when construction was completed about 2000 years BC. The Pyramid is unusual when compared with other pyramids and the other; the king’s burial chamber is not below the surface or at the surface of the earth. This pyramid is composed of about 2.3 million block of stone with an average weight of 2.5 tons each. The most widely accepted idea for the establishment of that pyramids was it was built by teams of slaves over 30 years and under the gaze of the Pharaohs vigilance. The Great Pyramid is also an example of the changes in the design of burial chambers to include other facilities. The pyramid and other structures together form the pyramid complex; all of the three pyramids on the Giza hill adopt the same design. On the eastern face of the pyramid, the temple was built as the center location foe the king’s funeral team. This temple was linked via a paved road from the Nile valley, a temple, which has served as an input to a large pyramid complex as a whole, and near the southern face of the pyramid, there is a small Satellite pyramid to the Dynasty of the king and queens. And near the southern side there is a dismantled boat, built of cedar wood and a length of about 44 meters and King, who served transitions to other life after death.In one hour, the show would narrate the history of those great kings, their secrets, legends and secrets of ancient history. There are about 70 other small pyramids, deployed in all parts of Egypt, but the Great Pyramid at Giza is the most famous. About 100000 of the slaves devoted their lives and blood in moving and placing of the giant stones, weighing 3 tons each. Khafre, Son of Khufu, built his pyramid at Giza, next to the pyramid of Khufu, but at a higher level, giving a false impression that both the Pyramids of Khufu and Khafre have the same height. In fact, the pyramid of Khafre is shorter by about three meters. Design, measurements and building materials are different from those used in the pyramid of Cheops, which shows more progress in building techniques. There is a clear difference between the Khafre pyramid complex and the others, which is the presence of a large statue of a guard to the north of the valley temple. The statue of the lion and the body of the human head is popularly known as giant Sphinx. The name of the Sphinx is a term Latino (Grecian) means the picture of life in the ancient world. Khafre’s son built the last pyramid on the hill of Giza, smallest as it was, it has been built of granite; more expensive and elegant than limestone is. Pyramids are not the source of attraction for modern tourists only but they have been a source of attraction and a favorite subject to visitors to Egypt for thousands of years. The historian Herodotus visited them, and Antonio, Cleopatra’s lover climbed them. At the birth of Christ, they have been 2500 years old. The French emperor Napoleon did more than just a visit, as he actually slept inside them. Since the ancient times, pyramids enchanted and charmed their visitors. Who are the men who have built these great monuments?! How did the ancient build such perfect monuments?!. Scholars and archaeologists in modern times has found it very difficult to agree on a number of theories about the ancient world. No one can argue about their size that make every human being feel small when standing at the foot of the pyramids, which remained tallest buildings in the world until modern times. About 4600 years ago, the pyramids were a state project to build a burial for kings and then the first giant stone was placed on Giza Plateau. The pyramid is the largest building in all parts of Egypt, and the only surviving of the ancient Seven Wonders of the ancient world. Khufu built the Great Pyramid, which was not only the first pyramid in Egypt, but it was the height of perfection in design and construction. We do not know much about the reign of Khufu, and for this reason, he may be judged primarily by the pyramid; whether he was a decent ruler or a cruel tyrant! We may never know for sure

For more information about Egypt please click here:

ETL Egypt Travel Link

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Oy to the world

Oy to the World is the fourteenth episode of Season 3 of The Nanny. It aired on December 18th, 1995.

An animated Christmas special. Brighton is acting very selfishly, and Fran wishes he could learn that Christmas is not about you get but what you give. On their way to help at a homeless shelter a gust of wind whisks Fran, Brighton, and Chester to the North Pole where they meet Santa Claus, who looks a lot like Mr. Sheffield, and learn that Santa might not make it this year because of an entity called the Abominable Babcock.

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Starting at the end

by HRD28 Mar 2017
As the user experience is now a key priority for technology vendors, HRD chats to one expert about how HR is also starting to adopt the same design thinking into its own processes

Bersin by Deloitte is a name synonymous with HR thought leadership. The man spearheading that innovation is David Mallon, the firm’s head of research. Mallon is the former steward for Bersin by Deloitte’s L&D research practice, and has been central to the firm’s thought leadership relating to HR’s operating models, governance, and the evolution of key roles, such as the HR business partner. Mallon will be a keynote speaker at the National HR Summit, held in Sydney on 29-30 March. The theme of his talk, Innovative HR: Enabling the Workplace of Tomorrow, will challenge attendees’ preconceptions and encourage fresh thinking around the role of HR within today’s organisations.

As a taster for the event, HRD chatted to Mallon about why HR should be incorporating design thinking into all of its practices.

HRD: You’ll be talking at the National HR Summit about some of the ways in which HR can transform itself – and one way is to incorporate design thinking into people strategies. Can you outline what this means?

DM: There are a number of theories about design thinking out there, but regardless of which of those existing sets of theories you take on board, there are some common threads. One is the notion of empathy – not empathy in the emotional sense but rather walking in the shoes of the people you serve. In this case, rather than HR looking to solve a problem by creating a top-down process based on consistent stepby- step guidelines, HR instead should embed themselves with the employees to gain intimate knowledge of everything happening in the employees’ world, all the disruption they are facing and what competes for their attention.

Designing with employees in mind, how can you then help them be successful, productive and engaged employees? It’s about having a relentless focus on the people you serve.

Another part of this is experimentation and iteration. A key element of design thinking is that you go into whatever the problem is without thinking that you have the perfect solution. Instead you should generate many possible solutions, try to test as many that you can, as fast as you can, and then constantly iterate. That process never ends. It’s frankly something that HR is not naturally predisposed to being good at.

HRD: Can you provide some examples of how this might work?

On the transactional side of HR there are plenty of great examples. Let’s say you’re an employee and you want to obtain a verification letter in order to buy a house or car, or you want to change your schedule or request leave. Many HR functions are looking to put these transactions into mobile apps, for the simple reason that this is what employees now expect. It should mirror how they do their banking, for example. It requires thinking about how to make the employee experience so easy that people barely know they are doing HR tasks. HR blends into the woodwork and employees don’t think about it; it’s just there and it works.

But you’re also now seeing it show up in the more substantive things like career conversations. Rather than the HR person being someone you go to when there’s a problem, increasingly HR is someone you go to when you need counsel, when you need to think about where you might grow in the organisation. HR provides guidance as to the paths the company would like you to go on, the tools available to you, and the internal steps you need to take.
David Mallon suggests three tips for introducing design thinking into people strategies:

1. Understand your workforce “Don’t be afraid to talk to people. It’s odd to say this in the context of HR, but don’t be afraid to go out and talk to your employees and spend lots of time with the people you
serve. Be willing to use their feedback in the design process. Be willing to bring them into what you’re doing.
You cannot have too many conversations with the users of whatever it is you do.”

2. Don’t do it all at once “You can find individual aspects of the talent experience to tackle first and learn from that. It’s OK to learn as you go, to try new things. It’s also OK to put out a project that isn’t 100% complete; it may only be 80% complete and that’s OK. Tell the employees it’s 80% done and you’ll figure it out as you go and make it better as you go. You see that a lot in performance management. What’s interesting is it’s one of the few areas where HR has been willing to experiment. They’ve been willing to say, ‘OK, let’s try it; let’s try a different process in three parts of the company and see which one works best.’ ”

3. Don’t forget to ask why “It’s a good opportunity to hit reset. Why do we have these processes and policies in place? Often the answer is not clear and when HR starts to ask itself, we often find that it’s not the value they want to be driving. They want more productivity; they want people to spend less time on the transactional. We want them focused on the day job and that’s not what they’re doing. That’s not how you’ve designed all of this.”

HRD: Should HR feel threatened by this or is it an opportunity for them to have different sorts of conversations with staff?

DM: I don’t think they should feel threatened at all. Look at banking as an example. Around the world today there are more bank tellers than there have ever been. That’s hard to get your head around when you think about how banking has changed.

However, when you go into a bank branch and sit down at the teller, what they’re doing today verses what they did 10-20 years ago, it’s not even the same job. Being a cashier, exchanging money and so forth has gone away almost entirely. What’s going on in bank branches today is relationship building. They sit down; they want to know more about you; they’re going to recommend other kinds of products and programs and so forth.

That’s essentially exactly what’s happening with HR. The skills required in HR, and the kind of skills required in the rest of the business for that matter, are becoming essentially more and more human. There have been studies done that show that wherever new technology – robotic process automation or cognitive technologies like machine learning or AI – has been introduced there have been more jobs generated, not fewer. But those jobs being generated are requiring different skill sets: relationship building, storytelling and data analysis.

 For further information on the National HR Summit visit:

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    HRD chats to Joseph Chou, founder and CEO of Ironfish, a leading property investment services company and proud event partner of the Australian HR Awards


MEET JESSE PERLSTEIN // Chapter 8 Artist

meet jesse.

Jesse Perlstein (1985 - ) is a multi-disciplinary artist born and based out of New York City. He has spent the last decade creating cross-genre works that often blend the mediums of sound, visual art & prose, focusing on the confluence between fantasy and reality and exploring their inseparable tangle.

In his audio work, Jesse is a collector of moments, or an etcher of the shadows they leave as they pass. Through the practice of field recording he captures and repurposes temporal ambience for compositions that include vocal accompaniment and digital manipulation, creating surreal auditory soundscapes. These sonic tapestries are designed to be immersive and nostalgic and have been featured in and composed for film, environment, dance, performance, and in his recorded music. His most prominent and acclaimed collaborative project to date is Sontag Shogun, an experimental trio, where he uses sound collage and treated vocals to harmonize with piano, piezo’d beats and oscillator tones.

what he's showing at crawl.

We remember dead things. The passage of time almost immediately renders our present as the past.  After a moment expires it ceases to exist and resurrection is only possible through imagination—the basic tenant of original, unaided fabrication. This illusory reconstructed moment is born of manipulation and contrivance, albeit subconscious, which begs the question: how constructed is the past?

Triggers is an exploration into this question, using memory and its triggers to look deeper into the surreal nature of memory. Jesse Perlstein will be taking a room and turning it into a living thing. Part-soundscape, part performance, part interactive sonic sculptures, it is also simply a
room filled with artifacts and ephemera of a life lived in fractured moments. The audience is invited to explore the room and its objects in order to better understand the person to whom it all belongs and the relevance they may possess. All the room’s sounds are designed to interact with the main sonic composition and further represent the chaos of thought and memory.

Jesse has also created a site-specific score for the room that will be supported by intermittent musical performances by the artist. These performances will be utilizing the space and its installed objects as instruments along with his voice and body in order to play on the possible narratives woven throughout the space. Triggers will also feature original music from neo-classical trio Sontag Shogun, specifically from their forthcoming album ”Patterns For Resonant Space”.


Oct 06, 2015 03:00pm

All About The Universal Law Of Vibrational Attainment

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Vibration is the song of life that moves atoms into patterns of form. Everything is energy, everything is alive in motion, and the planet we live on is a conscious, sentient being vibrating at a certain song. The raising of one’s vibration will change the consciousness or reality that you perceive and the Law of Vibrational Attainment governs the parameters of what you can experience.

What is the Law of Vibrational Attainment?

According to the book Lighting the Light Within by Dick Sutphen, there are 20 Universal Laws available to us. The Law of Vibrational Attainment defines that all matter is energy vibrating at a particular frequency, and this energy cannot die. We are constantly changing our awareness of focus on what we are experiencing. Energy is always in motion, going forward or backward in linear terms.

Cycles of Existence

All of creation has cycles and rounds of existence. This particular round of “Brahma”, or life, has now turned the corner from being the densest, most compact vibration. In linear terms this consciousness experience has outstretched the All About The Universal Law Of Vibrational Attainment | In5D.

comfurthest away from the Creator of the experience. As we return towards Creator, the Law of Vibrational Attainment defines that we have to raise our vibration to match the space that is closer to Creator. As Earth moves into a higher vibration that is less dense, there is more “space” between her particles which allow for more light particles to enter into this space. The more light we carry within our bodies, the higher our vibration will be, as creation is composed of light, vibration, and sound.

All planets have consciousness, and planet Earth is fulfilling her role as a place to experience physicality. She has served creation by allowing the densest energies of the solar system and possibly the Universe to be experienced in and on her body. In a way, she is a spaceship flying through the Universe and we are riding her in our own miniature versions of her (our bodies).

Why Vibrational Resonance matters today

In order to stay in physicality on Earth, a human body must match the vibration of the planet he or she chooses to experience. Earth has many spaces to choose from likened to layers of energy connected to each other, or more commonly expressed as dimensions. Just as Earth is multidimensional, so are humans. As Earth moves her consciousness to a higher dimension, she opens the door for humans to follow her. This door to the higher dimensions has been closed for approximately 26,000 years.

Earth fell into lower vibrational density with the fall of Atlantis. . Not only was it “time” for a cycle of darkness astrologically, but some humans chose domination and control over others and they abused power and technologies for service to self applications. Atlanteans relied on a vary large red crystal as a source of energy and for healing the body to allow humans to live for several hundreds of All About The Universal Law Of Vibrational Attainment | In5D.comyears. This crystal was destroyed with the fall and its pieces sank to the bottom of the ocean where the Bermuda Triangle now exists.

As we now move astrologically into a Golden Age or light filled opportunity, humans must show that if their powers return, they will not abuse them. Power is knowledge and with knowledge comes a great responsibility. If humanity is not capable of being responsible, then the remembrance of the power and capability of the human body at the time of Atlantis will not be restored, and humanity will be culled out once again. We are moving rapidly toward mastering this responsibility this time around.

Those who are attempting to master the principle of vibration realize that we are here to raise our vibrational frequency as the planet raises her frequency. The higher consciousness waves of energy have been showering the planet due to the astrological alignment of Earth in the Universe at this time. This higher consciousness allows parts of the brain to expand which helps us to remember the task at hand. Knowledge of what is happening in our bodies and with our emotions makes the transition in vibration easier to manage.

Creation is infinite and our bodies are a microcosm of our planet as it is made from the same elements of our planet. Our planet is a microcosm of the solar system, and our solar system is a microcosm of our Universe. Earth is changing at the moment by shifting her consciousness to a higher vibrational way of being. When she does this, it raises the base consciousness of the solar system and Universe because everything is connected. Earth and Mars are the last planets to join the solar system in a higher vibrational consciousness.

Humans that are unaware of the change in consciousness may have a very hard time adapting, All About The Universal Law Of Vibrational Attainment | In5D.combecause without conscious focus of intention to raise the body’s vibration, lower vibrational energies scamper around looking for a place to exist. The emotional body is designed to help transmute these lower energies into something else when the body is properly functioning.

Many people on the planet today are existing in improperly functioning bodies due to the plan of those who do not wish for Earth and humans to vibrate out of their attainment. When enough people bring their bodies into proper alignment with healing and activation, the mass inclusion of light in the body will trigger the ascension in those who completed their work.

Those that have not chosen ascension or were not able to awaken in time to complete their work before the ascension energies are triggered will be drawn to continue their experiences in another planet that matches their vibration, due to the Universal Law of Vibrational Attainment. They will then have another opportunity as that planet ascends to have the experience of being inundated with light and ascending with that planet.

The Highest Vibrational Attainment

The highest vibrational attainment in this round of creation is love, and this vibrational frequency can be found in the fifth chakra of the body- the heart. Earth is ascending to a fifth dimensional frequency and in order to join Earth in love we must match the vibration through thoughts and intention of love. By sharing love with others without judgment or conditions, we can as individuals help the whole in attaining a higher vibration if they choose to accept it, since we are all connected.

Eventually all parts of creation will make their way back to love. It may take some people another 26,000 years but in the end it will seem like no time has passed at all. Each soul will have its unique experience due to the Law of Vibrational Attainment as they have the free will to vibrate at whatever frequency they choose.

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curious, not creepy.

walk four – cocoons and engagement

i decided to take this walk in a place that has gone from a place of comfort to one of total disdain, the mall. i remember being like 13 and going to the park mall every weekend with my friends. that was the place to be at that age, and that seems to linger on for a few years. but at some point, it switched over for me. it stopped being a place that i liked going, instead i absolutely dread going.

i was armed with my ipod for this walk, which happened to have crashed the day before and needed to be reloaded with music. i was at a friends house so he put on a bunch of music for me. all of which were bands that i liked when i was just finishing middle school and starting high school. so listening to bands like incubus [yeah, i know] really took me back to the time when i actually enjoyed being at the mall. while on my walk around the place, i became very interested in all of these things that i never really noticed before. i couldn’t help but stare all of the horrible southwestern art that could be found throughout the space.

i hate southwestern art.

so much hate.

and the attempt to bring in natural lighting into this very artificial environment.

faux light

but what i found really interesting was the big potted plants.

this idea of bringing nature into totally fabricated, unnatural environments is a theme that has been popping up a lot lately. i know a lot of people working with this theme, and was able to see it a lot while at the mall. i found it to be a really funny juxtaposition of these plants against these brightly light, backgrounds with bright colors and photoshopped models.

i walked through the whole mall and had all of these thoughts about the space itself and didn’t really take into much consideration the people in it. which happened during the second half of the walk.

i’ve always been an eavesdropper, and the mall is totally the right place to be in to hear some really good stuff. its not that i am trying to be nosey, but i just really like seeing people in their element. when they are totally themselves because they think that no one is paying attention. people are so funny and don’t even really know it. so, when walking through the mall without headphones i couldn’t help but not smile and giggle a bit when people would say something funny or just ridiculous. the highlight being this: “now, learning how to say what color are your panties in Arabic seems way more important than anything else.”  that gem happened right outside the victoria secret, which may or may not be a coincidence.

i also noticed how unwilling people are to make eye contact with you there. everyone was either looking at the person they were with or staring at the ground. there were a few accidental glances by some teenagers and they quickly looked away, the only people who actually maintained eye contact were those annoying kiosk people and the mall security. both of which make sense, since it is part of their job. but, it is still very interesting how people react when they make eye contact with you especially when you don’t look away. we’ve become very sensitive to this and can feel when it has gone on too long.

it was a very interesting experience going back to a place i used to spend so much time in. this walk made me realize different things about the space that i don’t think i otherwise would have payed attention to.

here is the route that i took for my walk,

park mall

this american life.
May 21, 2009, 8:31 am

oh, ira glass. i could listen to your voice forever. i’ve listened to the mapping episode of this american life a few times and each time it is different. it’s interesting how certain things can change meaning depending on when it is they find you again in life.

this time around, i really enjoyed listening to ira talk about what maps are. essentially they are one person obsessively paying attention to one specific thing and ignoring everything else around them. this can be seen with ralph, the new york city worker who has to check the status of every sidewalk in the whole city. which seems incredibly tedious. but eventually becomes second nature to him. and then there is my favorite person in this episode, denis wood, who creates maps of his neighborhood.

what i found to be the most interesting part of the episode was during his interview, when he says that he is trying to write a novel but only by using symbols. which got me thinking, isn’t that what all artists are trying to do? we could just write, but instead we use visual and performance elements to explain our ideas. though the above image just looks like a cluster of jack-o-lantern’s they have much more meaning then that. dennis goes on to explain that the pumpkins are more then what appears to just be an aesthetic look at his neighborhood, but more a socio-economic study.

its interesting to think that something as seemingly as simple as a carved pumpkin can say so much about the standing of an individual within their own neighborhood. but it certainly does make sense. it made me think back to the neighborhood in which i grew up, we didn’t have any kind of neighborhood association and we only knew three or four of our neighbors. during halloween, we’d never actually trick-or-treat around my house because there were never any pumpkins out, aside from the people we already knew.

ironically, once i moved out i actually ended up in areas of town that have neighborhood associations which are very active within their community. even though i don’t attend the meetings or vote for new presidents of the association or anything, it’s nice to know that its around and that more jack-o-lanterns can be found throughout iron horse because of them.


Posts Tagged ‘balance’

to start exercising and lifting weights, you may
find yourself wondering what you should do. While
some think it is perfectly fine for children to
exercise, there are others that think differently.

The long and short of it is that yes, it is
beneficial for your child to partake in exercise
or a weight training regimen although there are a
few things that you should keep in mind once this
starts to happen.

No matter how you look at it, children aren’t
minature adults and therefore you can’t use the
same methods with growing children that you can use
with adults, as children are different from adults
emotionally, anatomically, and physiologically.

All children have immature skeletons, as their
bones don’t mature until they get 14 – 22 years of
age. With girls, exercise during childhood can
have very critical effects on bone health that
can last for their entire lives.

Children are often times vulnerable to growth
related overuse injuries such as Osgood schlatter
disease. Children have immature temperature
regulation systems due to their having a large
surface area compared to their muscle mass which
will cause them to be more susceptible to injury
when they aren’t properly warmed up.

Children don’t sweat as much as adults do, so
they will be more susceptible to heat exhaustion
as well as a heat stroke. Due to their low muscle
mass and immature hormone system, it makes it
harder for them to develop strength and speed.
Their breathing and heart response during
exercise are also different from an adults, which
will affect their capacity for exercise.

On the other hand, young boys and girls can
drastically improve their strength with weight
training although opposed to adults, neurological
factors instead of muscle growth factors are mostly

When you consider programs for children, first and
foremost you should obtain a medical clearance.
The first approach to designing a program is to
establish a repetition range of 8 – 12 and keep
the work load appropriate for the range.

You should ensure that workouts are spread out
enough to have at least 1 – 2 full days of rest
between workouts. The main focus when working out
should be on the form of every exercise performed,
and not on the amount of weight being lifted.

Before weight training, warm up and stretching
should be done. Start your children off with light
loads and then make adjustments accordingly. No
more than 3 non consecutive exercise sessions
should be done in a week. You should also see to
it that they drink plenty of water before, during,
and after exercise. Getting enough water is very
important with exercise, as it is often times very
easy to get dehydrated – especially with children.

  • Control your food portions. You don’t need monster portions.

As you may know, not fueling up with the right
nutrients can affect how well your body performs
and your overall fitness benefits. Even though
healthy eating is important, there are myths that
hinder your performance if you listen to them.

Below, you’ll find some myth busters on healthy

1. Working out on an empty stomach.
If you hear a rumbling noise in your stomach, the
rumbling is trying to tell you something. Without
listening to them, you are forcing your body to
run without any fuel. Before you exercise or do
any physical activity, always eat a light snack
such as an apple.

2. Relying on energy bars and drinks.
Although they are fine every once in a while, they
don’t deliver the antioxidants you need to prevent
cancer. Fruits and vegetables are your best bets,
as they are loaded in vitamins, minerals, fluid,
and fiber.

3. Skipping breakfast.
Skipping breakfast is never a good idea, as
breakfast starts the day. Your body needs fuel
as soon as possible, and without it, you’ll be
hungry throughout the day.

4. Low carb diets.
Your body needs carbohydrates for your muscles and
the storing of energy.

5. Eating what you want.
Eating healthy and exercising doesn’t give you an
all access pass to eat anything you want. Everyone
needs the same nutrients whether they exercise or
not, as well as fruits and vegetables.

6. Not enough calories
Although losing weight involves calories, losing
it too quickly is never safe. What you should do,
that you are getting enough calories to keep your
body operating smoothly. If you start dropping
weight too fast, eat a bit more food.

7. Skip soda and alcohol.
Water, milk, and juice is the best to drink for
active people. You should drink often, and not
require on thirst to be an indicator. By the time
you get thirsty, your body is already running a
bit too low.

Changing how you eat is always a great step
towards healthy eating and it will affect how your
body performs. The healthier you eat, you better
you’ll feel. No matter how old you may be, healthy
eating is something you should strive for. Once
you give it a chance, you’ll see in no time at
all just how much it can change your life – for the

If you are looking for one very efficient piece of exercise, look no further than the kettlebell. Kettlebell workouts are famous for burning fat by increasing lean muscle while building balance and grace. Plus it is an amazing stress-reliever that relieves tension in both the muscles and the mind. The exercises are simple, yet effective.

When used correctly, kettleballs are wonderful conditioning tools. They can be used for various purposes such as:

  • Cardiovascular conditioning
  • Fat loss
  • Strength and stamina
  • Muscular endurance, especially the legs, buttocks and lower back

Choosing the Correctly Sized Kettlebell
When first starting out, choosing the correct size kettlebell to train with is very important. You need to pick a weight that is easy enough to handle but heavy enough to make you use your hips explosively to drive the kettlebell in to its correct position, depending upon the exercise that you are doing.

Most ladies would normally start with either a 5-10 pound kettlebell, while men would normally start with a 15-20 pound kettlebell. The size depends on the condition of the person exercising, so don’t be afraid to drop down a size to keep proper form. Initially, more repetitions are better than more weight.

Kettlebell Basic Exercises
Before you can start on a basic routine, you must first master the three basic exercises with the kettlebell. These are:

  1. The Swing
  2. The Clean
  3. The Snatch

1. The Swing
This is a simple exercise, but extremely effective using the whole body. Standing with your feet slightly more than shoulder width apart, hold a kettlebell with knees bent. Grip the kettlebell with both hands and lift to groin height. Ensure that your back is arched and that your head is upright. Keep the weight on your heels, bending at the knees, back straight and head looking up and forwards (as if you are going to sit down in a chair). Swing the kettlebell to the rear backwards, between the legs. The weight should remain on your heels and the shins should be vertical.

It is essential that you perfect this movement because without it, you will never have the leverage to get your hips into the movement. You should feel the kettlebell pulling you backwards and your hamstrings contracting. Pushing through your feet and legs, quickly snap/thrust the hips forward tightening the glutes and abs (This motion is similar to jumping up vertically.) Do this quick snap of the hips motion while at the same time projecting the kettlebell forwards and away from the body. Keep the arms relatively straight and bring the kettlebell to waist, chest or head height, then allow the kettlebell to freely return to the start position and repeat.

2. The Clean
Hold the kettlebell in one hand. Swing it through the legs, bring it forward, and push up through the legs from the feet. As the kettlebell comes over the top of your hand to hit your forearm, grip the handle tight and also dip at the knees. This will assist you in absorbing the impact of the kettlebell. The kettlebell should lie on the forearm with your elbow tucked into the side. The wrist should be flat, and your palm should be facing inwards towards the body.

The Swing will test your stamina, grip, and body coordination. The entire exercise can be carried out using one hand, switching at the top or bottom of the drill. It is important to keep core muscles tight to control the kettlebell at all times.

3. The ‘One-Arm’ Snatch
Swing the kettlebell back through the legs as you push through the feet and legs. Bring it up, snapping at the hips, sucking the floor up with your glutes. At this point, the body should be locked; the power of your drill should now have the kettlebell well on its way up. Remember: as the kettlebell comes over, dip at the knees and grip the handle to slow the kettlebell and avoid the impact on the forearm. The entire body should be locked with total tension that includes a strong core.

Kettlebells can make a huge difference in your strength, core, muscle tone and stamina. The exercises are simple but effective. Losing weight is an added bonus! Enjoy!

I am sitting at my dining room table just having finished my dinner at 10:16pm.  I am eating 1.5 cups of fire roasted tomatoes, 12 ounces of grilled salmon and 1.5 cups of grilled mushrooms, all washed down with32 ounces of whole milk.  The kids and wife are already fast asleep, so it is just me and our Chihuahua Belle sitting in the dining room light.  The reason I am still awake is because I didn’t feel too good earlier so I took a nap and when I woke up it was 7:30pm and I had yet to go to the gym.  So I slapped on my workout clothes and heart rate monitor and drove to Life Time Athletic to hammer out my Monday exercises. Tomorrow is both Valentine’s day (yuck) and far more importantly, my 1 year anniversary with my beautiful wife Roni.  You would think I would have just gone to bed after not feeling good and it being so late, but no.

I realized a long time ago that the concerted efforts I put into bettering myself are most rewarded when it isn’t convenient or easy to go about.  Anyone can go workout in the middle of the day when they have lots of energy and nothing else going on.  It takes discipline and tenacity to drag yourself to a workout when you don’t feel good, you’re super busy all day and a cozy warm bed is calling your name.

Why am I still up?  Well, you see, I still have 900 calories I need to consume to be on point for my daily allotment to achieve my goals.  Since I just ate a late dinner and my stomach is kind of full, I need to wait until it empties a little bit so I can consume my final 900 calorie protein laden meal replacement shake.  Just like Rock Balboa, I use the wonderfully nutritious raw egg as the mainstay of my meal replacements.  6 raw eggs to be exact.  12 ounces of whole milk mixed with a little creatine, a scoop of BCAAs,  some whey protein and a couple scoops of “Muscle Milk” chocolate.  Fire up the hand mixer and “POOF” a fine sipping cognac.  Well, I might be exaggerating that part, but it gets the job done. I can’t forget to take my multi-vitamin and my fish oils too.

I want my body to have all the raw ingredients it needs to repair and grow from my grueling workouts, so I will go make my shake and drink it and head to bed knowing I did what was needed to create the best possible environment for my amazing body to move one step closer to my goals.

I personally love the Bell curve and all that it represents. Take for example the people in America. On one end of the Bell curve we have the standard American: overweight and underactive. On the other side we have an athletic American: in shape and most likely overactive. What do I mean by overactive you are probably thinking? Let’s start by talking a little about how your body works.

The human body is an amazing work of art. Every day for hundreds of years, all over the planet, thousands of the world’s smartest people (doctors and research scientists) have been TRYING to figure it out. One of the most impressive things they have discovered is that the harder you work the body (within reason of course) the better it becomes! Try doing that with your car and see what happens. There is a certain amount of your physiology that is based in your parents genetic contribution to who you are, but the vast majority of who and what you are today, is nurture, not nature. What this means is that you are the end product of every single interaction with the world and the subsequent remodeling your body went through to accommodate to those interactions. Think about it for just a second. Remember when you cut your big toe on a sprinkler while walking barefoot through the park back in 5th grade? Take a look at that same toe right now and gently run your finger over that scar that you’ve carried with you all these years. Let me ask you this: why do you know that 5×5=25? It is because while sitting in Miss Larson’s class, you had to write your multiplication tables over and over and over again until the cells in your brain created and reinforced a connection that has stuck with you to this very day. You are the product of all of your life’s interactions. Interesting isn’t it?

So what does this have to do with being overactive? While our bodies are always looking to find a state of homeostasis, the truth is, our environment is ever changing so that homeostasis is a moving target. Take for example doing a push-up. The first time you attempt to do one, it is a foreign movement and you struggle to not only keep your body straight but also to push yourself up against gravity’s pull. After the challenge is over, the adaptations begin! The body recognizes that it was just faced with a new challenge and it will now seek a way to make it easier should you have to attempt it again in the future. Your brain has to establish new pathways to control the muscles more efficiently, the muscle cells use some of the freely available amino acids floating in your blood stream to build themselves a little stronger and even your blood vessels adapt to allow for greater blood flow to carry oxygen in and carbon dioxide out. This happens every day with everything you encounter as the body seeks the path of least resistance.

Not too much, not too little

The problem arises when we purposefully attempt to force our bodies to be what want. Whether this be a cosmetic change of fat loss/muscle gain or a performance goal like running a marathon. While the goals seem innocuous in their healthy appearance, they can in fact become detrimental if not worked towards in a logical, science founded manner. Work just hard enough to elicit the desired compensatory response and then rest adequately for the body to be 100% ready to go again. Sadly while the sedentary Americans err on the side of undertraining, our overzealous athletic Americans are rampantly overtraining and not allowing for enough rest time before starting again. In this case, as is with most, more is not better! I love to tell my clients to remember the age old story of Goldilocks and the three bears. If you are in doubt when it comes to “how much” as it pertains to your food or exercise, go with Goldilocks’ thought process: Not too much, not too little, just right. Simple enough, wouldn’t you agree?


From Focus Group to Support Group

Parents, including any adult caretakers, play a vital role in their children’s lives. As technology use is increasing in the United States, anthropologist Ricarose Roque was interested in researching how parents today are negotiating the use of technology with their children. To study this, Roque conducted focus groups to interview multiple parents in a familiar setting, such as their local community center. The discussions, which included about 3 to 5 parents, lasted about an hour and a half. During the discussions, they would communicate about their use of technology, as well as their children’s use and its influence of their lives. At the end of the discussions, Roque noticed that the parents thoroughly enjoyed the experience so much so they wanted to do it again and exchanged contact information with others. She found that the parents connected over their sometimes overwhelming anxiety regarding the use of technology in their homes. According to Roque, “the focus group became a place to share stories, gain validation about their experiences, and connect with each other at personal and emotional levels”. The focus group had become a support group, an unexpected outcome. Although Roque intended on studying how parents are negotiating the use of technology with their children, she found that “parents used the focus group as a support group to make sense of their own relevance in their children’s live, as computing devices permeated their family activities”. Focus groups have also been used with Hurricane Katrina survivors, second-generation Muslim-Americans after September 11th, as well as many other groups. As Roque demonstrated in her research, “the focus group format can serve as a form of social support or empowerment for people who have been marginalized or victimized”.


Crypto under the microscope at Anglian Water

Monitoring water supplies for Cryptosporidium can be difficult, as the organism is very small and has few distinguishing features. To ensure accurate identification, Anglian has chosen a confocal microscopy system from Nikon.

When testing water supplies for Crypto it is often difficult to distinguish the organism from other microscopic particles, so borderline cases must always be regarded as positive.

Cryptosporidium: a thorn in the side of every water supply company

Cryptosporidium has become a common cause of acute gastrointestinal illness in recent years. There have been several outbreaks associated with contaminated drinking water, including an incident in Milwaukee, US, affecting 400,000 people in 1993. Several smaller incidents have occurred in the UK, including a 4-5,000 victim outbreak in Torbay in 1995.
A major problem in preventing contamination is that Cryptosporidium is highly resistant to chlorine. The hard shells of the oocysts protect Cryptosporidium from the environment but once ingested, body temperature, acid, trypsin and bile salts break down the shell to release four mobile sporozoites, which infect and irritate the lining of the gastrointestinal tract.
A major source of contamination is from infected farm animals and wildlife. Cryptosporidium oocysts can be easily washed from farmland into rivers and other water sources.


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Treasury Management in Russia: Is it Really That Complex?

Apart from foreign exchange (FX) management and financial forecasting, centralisation, straight-through processing (STP) and efficient reconciliation of operational and financial transactions are core issues for treasury managers. Regardless of country, the goals and requirements expressed by treasury managers are always the same. Besides, I have a strong belief that most of these requirements can be met in all countries – including Russia.

Even if many processes and regulations do not seem to be very streamlined and compatible with best practices in the rest of Europe, the US or Asia, I think the main challenge does not lie with local accounting standards (RAS), currency control or Cyrillic letters in central bank settlements. The main challenge is how to ‘think outside of the box’ and adapt best practices to local regulations in order to reach our goals. In Russia, we typically copy our technical set-ups from abroad. But, in most cases, there is too much focus on the product and the technical set-up instead of the goal we actually want to achieve.

The Russian treasury and cash management environment has seen pretty rapid growth over the past few years. Expertise in treasury and cash management, as well as product offerings within major Russian commercial banks, is improving very fast. And bankers in Russia are mentioning centralisation, STP and payment reconciliation more often in their meetings with customers.

Centralisation: Capabilities and Challenges

It is worth mentioning that centralisation of liquidity between Russian residents is much less complicated than pooling with non-residents. This is because of intra-company lending between non-residents and resident, not legal restrictions such as transfer pricing, thin capitalisation and withholding tax.

In Russia, transfer pricing, thin capitalisation and withholding tax are a natural part of intra-company lending like in most European countries and are based on the same principles with minor numerical differences. They should not come as a surprise to treasurers who are considering cash concentration or pooling in Russia.

When applying for cash pooling, the biggest challenge is documentation and control mechanisms required by legal entities. First of all, treasurers always have to keep in mind that, before setting up a cash pool solution, they will be asked to submit an inter-company lending agreement to the bank. Some banks can provide an example of similar agreements, which can be used as a template, so don’t hesitate to ask your bank for such support.

Second, it is worth mentioning that balance netting cash pools are not offered in Russia due to limitations on negative account balance between two banking days – usually core functionality of balance netting. The balance is netted without physical fund transfers.

Consequently, we only have sweeping, zero balancing or interest compensation (enhancement) methods left for consideration. In the Russian market, the most popular is either local sweeping or zero balancing. Surprisingly, the functionality of both services is similar to services offered by banks abroad. The company can define top-account and sub-account holders, set intra-day limits that will be applied to the transaction accounts, and even define the currency of cash pool, which is quite normal except for in Russia where payments between residents are allowed only in rubles (RUB). This means that cash pools in currencies other than rouble can be rolled out only if all members of this pool are non-residents. Due to this, 99% of all cash pools in Russia are therefore in RUB.

The next challenge is mixed cash pools, where residents and non-residents alike are netting their liquidity. Again, the complexity is not in the technology but in the legislation that defines necessary reporting for transactions between residents and non-residents.

Since cash pooling, particularly zero balancing and sweeping, is based on numerous fund transfers, any transfers made between non-residents and residents are subject to currency control. Currency control, from a processing point of view, is a rather inefficient way to monitor and report cash flows to non-residents and nothing indicates that this regulation will change in the short term. In practice, it means that every transaction must be approved by business documentation confirming the purpose of each payment. On top of that, required documentation must be submitted to the bank in a paper-based form that makes STP processing of sweeps between residents and non-residents almost impossible. ‘Almost’ impossible because it is still possible to sign a long-term inter-company lending agreement and use it as the basis for currency control – submitting it only once to the bank instead of every time transactions are made.

So, due to the currency control regulations, interest compensation or interest enhancement is one of the most popular methods of pooling that companies aim for. However, interest compensation and inter-company lending are not a must. Interest compensation is completely virtual and hence does not require following currency control operations. In addition, companies can link residents and non-residents together or mix different currencies.

My concluding recommendation in terms of cash concentration in Russia today would be to perform zero balancing with only residents in the pool, or interest enhancement if intra-company lending is not the goal. However, as I mentioned above, cash management in Russia is developing rapidly. I believe that in the next few years we can expect more sophisticated and efficient cash concentration solutions when dealing with cash management in Russia.

STP is Not the Dream in Russia Any Longer

Taking into account that the Central Bank of Russia (CBR) has five clearing cycles or shifts per day, the country is in a much better position than many of its European counterparts. In addition, a few years ago real-time gross settlement (RTGS) (locally called BESP) was launched in Russia. This allows banks to process real-time payments between themselves. In addition, several banks are starting to offer faster payment services to their customers. In terms of same-day payments within Russia, I have no concerns – as long as remitter and beneficiary are not located in Murmansk and Vladivostok. The many time zones in Russia complicate matters, which is mirrored in +1 or +2 value days.

From what I have written so far, you might be thinking that there are no challenges to achieving STP in Russia. This is correct, as long as you do not look to centralise domestic payments in a common cross-border shared service centre (SSC) or want to achieve STP for foreign payments.

The major issue adding complexity to payment centralisation is the mandatory usage of Cyrillic letters in domestic settlement. But again, this can be solved if the enterprise resource planning (ERP) system used by treasury is capable of translating payment information and the processing bank supports retranslation of received messages.

Processing foreign payments is usually very quick. It is STP from a technical point of view and most banks provide same-day value payments. Still, keep in mind the fact that same-day value is applied only after successfully passing the currency control. My conclusion to all this is that, before focusing on STP for payments, it is wise to consider how currency control can become more efficient.

Payment Reconciliation: Still Dependent on Remitter Precision

Efficient payment reconciliation in Russia is becoming increasingly important due to the fall in cash as the dominant payment method. In Russia, there is a wide network of special cash machines providing the possibility to pay invoices by means of depositing cash and entering mandatory information required by the machines. This is an efficient method for payment reconciliation because the invoice issuer receives the necessary information (e.g. invoice number) for proper reconciliation.

As I stated above, the dominance of cash is decreasing slightly and cash payments are being replaced by more secure and efficient payment methods. These are overall more efficient, but not always in terms of payment reconciliation due to the lack of a specific reference used for payment identification as a mandatory parameter in the payment order.

In the banking market, there are two kinds of services that help to automate payment reconciliation. One is based on recognition of a customer-specific reference in the payment details and another is based on an alternative beneficiary account number that is unique to invoice or customer and provided by the bank. Both solutions have their pros and cons but are good ways to at least partially solve reconciliation challenges until specific references become mandatory in payment orders and invoices.

To many, the Russian banking market seems to be rather turbulent. The main reason for this is the conflict between the many regulations adapted in the Soviet era, the well-educated and professional banking specialist, and the willingness to adapt best practices from abroad.

Luckily, the latter two dominate the scene. And despite political reluctance to improve the first obstacle, I believe that in the near future there will be many changes in favour of creating more efficient treasury management. The reason for this is that it is much easier to build something brand new, rather than changing or replacing legacy systems, rules and regulations.

Related reading


What Is the Fruit of a Palm Tree?

The fruit of palm trees has been used for centuries for food, to produce cosmetics and for their oils. The most commonly known palm tree fruits are the coconut and the date.

Several species of palm trees produce edible fruit.

Coconut Palm

Coconuts are the fruit of the coconut palm.

The fruit of the coconut is a large, dry fruit called a drupe. The edible parts of the coconut are the meat, the coconut apple and the coconut water.

Date Palm

Fruit from the date palm

Date palms have been cultivated for thousands of years for their fruits. The average harvest per date tree is 50 to 300 lbs. each year. Not all dates will ripen at the same time, so they are harvested by hand.

Pejibaye Palm

The Pejibaye palm is from Costa Rica. It is called the peach palm because of its red, sweet, peach-like fruit.

African Oil Palm

The fruits of African oil palms are harvested for their oils and seeds. The oil is mainly used in soaps and candles but it is also found in processed foods including margarine and some candies.

Chilean Wine Palm

The sap of this palm tree, native to Chile, is fermented to make wine or boiled to make palm honey. The sweet fruits, harvested when they fall to the ground, are often candied. The seeds, called nuts, are eaten raw or used to make confections.

California Fan Palm

These palm trees are found in California and Arizona. The small, brownish fruits are similar in taste to dates or butterscotch.


Samuel Woodhouse

Dark Star, Deep Field, Nightglow

My work this year has been focused on moving away from the human scale and moving into a more monolithic mode of address whilst incorporating multiple forms of media, mixing painting, writing and filmmaking. The visual elements of my work explore large natural structures in space, namely stars, which are at the edge of intuitive human understanding. The written sections of my work are concerned with creating narratives that relate to and supplement the visual. Art and science are expressions of the same trait: creativity. Reconciling these differing languages through the use of scientific images and themes within an artistic context is at the core of my work. The pieces are situated in two locations: studio 4 and on the show reel in the lecture theatre. They don’t have to be seen together but they are related to one another and the relationship between the different forms of media strengthens the piece as a whole, communicating a range of ideas that couldn’t be as extensively explored in a single medium.


Listening To Others—With Understanding and Empathy

Highly effective people spend an inordinate amount of time and energy listening (Covey, 1989). Some psychologists believe that the ability to listen to another person, to empathize with, and to understand their point of view is one of the highest forms of intelligent behavior. Being able to paraphrase another person's ideas, detecting indicators (cues) of their feelings or emotional states in their oral and body language (empathy), accurately expressing another person's concepts, emotions and problems—all are indications of listening behavior (Piaget called it "overcoming ego-centrism"). They are able to see through the diverse perspectives of others. They gently attend to another person demonstrating their understanding of and empathy for an idea or feeling by paraphrasing it accurately, building upon it, clarifying it, or giving an example of it.

 Senge and his colleagues (1994) suggest that to listen fully means to pay close attention to what is being said beneath the words. You listen not only to the "music", but also to the essence of the person speaking. You listen not only for what someone knows, but also for what he or she is trying to represent. Ears operate at the speed of sound, which is far slower than the speed of light the eyes take in. Generative listening is the art of developing deeper silences in yourself, so you can slow your mind's hearing to your ears' natural speed, and hear beneath the words to their meaning.

We spend 55 percent of our lives listening yet it is one of the least taught skills in schools. We often say we are listening but in actuality, we are rehearsing in our head what we are going to say next when our partner is finished. Some students ridicule, laugh at, or put down other students' ideas. They interrupt are unable to build upon, consider the merits of, or operate on another person's ideas. We want our students to learn to devote their mental energies to another person and invest themselves in their partner's ideas.

Meets GL Expectations

·         Is an attentive listener

·         Shows understanding and empathy for other people’s ideas

·         Is able to paraphrase, question, and provide examples to develop further understanding

Approaches GL Expectations

· Is easily distracted and is not a consistent listener

· Is able to repeat SOME parts of what has been said

· Has difficulty showing respect for other people and their ideas

Does Not Meet GL Expectations

· Is easily distracted from listening by environment

· Interrupts others

· Daydreams; loses focus

· Can’t paraphrase any part of spoken words


Norman Pattiz Driver of PodcastOne to Success

PodcastOne is a publicist upheld podcast organize that has kept on being in the spotlight, particularly after its author, Norman Pattiz, presented the new show titled ‘Past the Darkness’. The show will air through the WWE star Chris Jericho’s Podcast arrange. Read more: Norman Pattiz – Dashconference and Norman Pattiz | Crunchbase

This show will include very much educated scientists, and will give you a stage to challenge all that you think about phantoms, heavenly attendants, outsiders, creatures, spirits and wonders. This show leaves with an expansive perspective of these paranormal issues that the general public has confidence in.

Norman had this incredible thought of sound telecom on the Internet in 2013 after he quit working at WestwoodOne. He joined Kit Gray who was at that point speaking to other individuals’ podcasts from his flat, and Pattiz considered it to be a stage to take it carefully. Dark and Norman joined awesome thoughts to build up the effective PodcastOne.

Presently, one can subscribe to podcast a similar way they subscribe to web journals, and there are good looking advantages of being an exceptional supporter. You will discover a portion of the huge names that are dependably on request like Don Patrick and Steve Austin.

Pattiz is an accomplished man in the communicate business with more than 20 years of experience. He is the author of WestwoodOne, a standout amongst the best and biggest radio systems and suppliers of news, games and excitement in America.

NBC communicate systems, CBS News, CNN Radio, NFL Football, and NCAA Basketball are a portion of the systems that this fruitful business oversaw and appropriated. Because of his significant involvement in communicating, Pattiz was designated by previous presidents Clinton and Bush to serve on the Broadcasting Board of Governors of the United States of America.

He imagined and propelled America’s Arabic radio and TV while serving on this board. This dispatch empowered America to achieve the greater part of the Middle East nations, serving around 40 million individuals week by week.

Norman Pattiz has been hitched for around 30 years, and among the general population he thought to be tutors, the general population he gained enormous learning and insight, is his first business in media deals, Dan Miller, Steve Ross and Bill Paley.

Pattiz has faith in awakening at a young hour in the morning, staying dynamic and spurred for the duration of the day and being the last to go to bed at night. This portrays him as a dedicated man who doesn’t rest until the point that he makes his coveted progress. He keeps on being a champion figure in the telecom world.

Securus Technologies adapts battlefield tech to fight prison crime

The United States has cost U.S. taxpayers trillions of dollars in the lives of many soldiers, on both sides, in its wars throughout the Middle East. These highly controversial conflicts have added to the national debt, killed thousands of innocent people and greatly diminished the United States’ stature throughout the world.

However, there are been some good things in it come from the U.S. army involvement in the urban battlefield of Afghanistan and Iraq. One of these has been the technology known as Stingray, a system that is able to locate any cellular device within a given area. The system is also capable of spoofing cell towers, making individuals communicating on local cellular devices believe that they’re actually talking to the person they’ve called when in fact they’re only talking to the operator using the Stingray system.

This system was used to great effect on the urban battlefield of the Middle East, allowing for the United States army to gain a significant edge in its fight against terrorists. Now, one of the most innovative prison communication providers in the United States has adopted this technology for use in the nation’s carceral facilities. Securus Technologies has developed its own version of the Stingray system, which is capable of detecting any illicit cellular devices within a prison, eliminating one of the most potent ways in which prison gangs ply their illegal and dangerous trades.

Illegal cell phones are one of the most serious threats to institutional order. Gang leaders or shot callers use these devices in furtherance of criminal conspiracies, include smuggling contraband within the facility, ordering rival gang members to be beat up or even killed and even the perpetration of murders for hire on the outside of prison.

With Securus’ Stingray technology, these dangerous prison leaders are no longer able to easily communicate with the outside world.

Foreign Investors Like Banco Bradesco In 2017 And CEO Luiz Carlos Trabuco Is Not Disappointing Them

Brazil’s economy is making a comeback, and investors around the world are clapping their hands and opening their wallets. Brazil is a member of the BRICS group of emerging markets. Most investors know there is money growing on the recessionary trees in the largest emerging market in Latin America. Now that the four-year recession is running out of gas, foreign investors are pouring money into the country. One of the prime investments in Brazil is Banco Bradesco.

Bradesco is the second largest private bank in Brazil and one of the banking industry’s most profitable private banks. Bradesco is a great stock for foreign investors because of its growth and income. The man behind the fantastic growth and income is CEO Luiz Carlos Trabuco.

Luiz Carlos Trabuco is the fourth president in the history of the bank. Bradesco’s market value went from $5 billion to more than $30 billion, thanks to Trabuco’s leadership. The 57-year-old CEO is a 40-year veteran of the banking industry. And during those forty years, Trabuco never left Bradesco. Rather than leaving the bank, he put his philosophy education from the University of São Paulo to work. Luiz got his banking experience by working in every department in the bank. Trabuco was president of Bradesco Seguros for six years, and that’s where Luiz, an intelligent, personable, and confident man from Marília hit the banking industry’s radar. Today, Bradesco Seguros makes up 30 percent of Bradesco’s profits.

The key to Trabuco’s success is the bank’s diverse product mix. The bank’s performance is not the result of consumer loans and mortgages. It is the result of income from bonds, insurance sales, wealth management fees, and other banking fees. Like most banks, the success of their loan exposure depends on consumer spending, unemployment, and low inflation. Thanks to recent political and social changes, Brazil’s consumer spending is trending upwards, especially in the new tech products and services. Bradesco’s sales are out of control, according to recent reports. Bank sales in 2016 were 21 percent higher than 2015 sales. And the net income for the first quarter of 2017 was R$9.3 billion. That profit number gave foreign investors the green light to invest in Bradesco.

Bradesco is a bank that cares about Brazilians. Luiz Carlos Trabuco is a CEO who gives back and pays forward, through the various social-economic initiatives the bank has in place. Some of those initiatives include the Carbon Disclosure Program, Companies for Climate Change, Global Compact, and the Brazilian Green House Emissions Program. Plus, the 60-year-old Bradesco educational program helps thousands of students’ complete school and get better jobs.

But it’s not just the social and educational programs that make Bradesco a great investment. Trabuco believes in mergers and acquisitions. When Bradesco brought the Brazilian subsidiary of HSBC into the bank’s family, the investment world took notice. The soft-spoken Trabuco may have a great sense of humor, but he also has a keen business sense, and that sense puts him in rare company in Brazil’s banking industry. Outside of the bank, Luiz lives a quiet life with his wife and three children. But when he is behind his desk for 18 hours a day, or when he is traveling to the to Bradesco bank location around the country, he is all business.

Banco Bradesco S.A. is a great investment for foreign and local investors. And Luiz Carlos Trabuco is the CEO who will continue to make that investment worthwhile. Luiz believes in giving his customers services that other banks avoid, and he believes in giving investors what they want by implementing bank strategies that keep other Brazilian banks guessing what he’ll do next.

For more information about Luiz Carlos Trabuco and Braesco, just click here.

Omar Boraie Helped New Brunswick to Get Better

When Sam Boraie first moved to New Brunswick, he saw that the city was struggling. It had a lot of crime and a lot of buildings that were not the way that they had been a long time ago. He also saw that it could be a city that would be much different if he was able to do things for it but he knew that it would take a lot of hard work to be able to reach the different things that were going on in the city. He wanted to try new things and wanted to be able to show people that there was a difference in the way that things could be done.

According to NY Times, as Omar Boraie worked on different things for the city, he found that a lot of the problems could be traced back to the real estate in New Brunswick. There were not a lot of places for people to work because there were not many commercial buildings. There were also not a lot of nice places for people to live even if they did have a good job. Omar wanted to change that so he began working on high-rise buildings through the use of Boraie Development.

One of the things that the Central Jersey Working Moms noticed about Boraie Development and Omar Boraie was that he never gave up. He had an idea to make his city better and he didn’t stop at doing a few things. he had visions and these visions made it easier for him to figure out what he was doing and what was going to happen in the city that he loved. As Omar Boraie began to do more things with the city and try new options for the people who were in the city, he found that he could improve it even more with the development company. Visit Bloomberg to know more.

The article that the moms published was all about Omar Boraie’s vision. He is a visionary but most people could not realize what he was doing from the beginning. Those who saw the changes that he was making thought that he would never be successful and they always doubted that he would be able to bring any type of real change to New Brunswick. The moms, though, knew what he was capable of. They trusted that he would be able to make New Brunswick better for their families and people living there.

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Behind Betsy DeVos’s Philanthropic Passions

One name that is synonymous with our country’s education and the movement to give children and families more choices is Ms. Elisabeth “Betsy” DeVos. She and her husband, Dick DeVos, are incredibly active in the educational system. She currently serves as the 11th United States Secretary of Education after a long history of success in the political sector. For over 3 decades she has worked in politics as it relates to education. She is incredibly passionate about ensuring that students have choices in their education, and are not sent to a specific school merely because of their family’s income status or the zip code that the family lives in. Read more about their foundation at

A recent interview with Ms. DeVos appeared on Philanthropy Roundtable that gave a deep profile into her background and her charitable works. She served as an onsite mentor for low income schools in the Grand Rapids area for over a decade. During that time she mentored students that were likely from low income families, encouraging them to hone their skills and seek aptitudes that could prepare them to enter the job force of for higher education. While Ms. DeVos is widely known for being an extremely hands on philanthropist, she and her family are also known throughout Michigan for their financial giving. After visiting a low income Christian School, Potter’s House, she saw the amount of need that was present for the students. Many families were simply trying to make sure that their children were in a safe environment in the Grand Rapids area, and at many times that safety become prevalent over a strong education. Ms. DeVos immediately got involved as she knew her children had the option to attend almost any school of their choice, and she wanted to promote an even playing field across Michigan. She and her husband began to sponsor children of specific need financially so that they could have more independent freedom in their educational choices. While they still sponsor children, they expanded their financial giving to become overall donors for the school, helping the school ensure they have the supplies they need for the students to thrive. Read more about her philanthropy at MLive.

Ms. Betsy DeVos is looking to think broader than the fact that students are assigned to a school based simply on whatever zip code they live in. She is a true advocate for educational freedom for students, especially those in low income areas. She is also widely known for helping spearhead a voucher campaign and raise awareness for the voucher program. She and her team went to great lengths to reach low income families that would receive huge benefit from the voucher program – they did print mailings, ran billboard and radio campaigns and visited the schools. It is this type of tireless passion by Ms. DeVos that has created a snowball effect that has become a true educational movement in our country.

Dr Richard Shinto Together with other Leaders at Innovacare Health

Mikhail Blagosklonny’s Milestone in Oncology, Aging and Immunity