Interestingly, bankers frequently consider three factors in assessing how risky a loan might be: (1) the character of the person requesting the loan, (2) his ability to repay, and (3) the conditions prevailing in his line of business.
Pakub huvi, et pankurid kaaluvad tihti kolme asjaolu, et arvestada välja laenuga seotud riski: 1) laenupaluja iseloom, 2) tema tagasimaksmisvõime ja 3) tema äritegevuses valitsev olukord.