Those who had lived abroad were more likely to misrepresent their credit history, evidently thinking they would not be caught, and men were “significantly more given to falsification than women. ”
Need, kes olid elanud välismaal, andsid oma finantsolukorra kohta rohkem valeandmeid, arvates tõenäoliselt, et nad ei jää valega vahele, ning üldiselt kaldusid mehed „rohkem valeandmeid esitama kui naised ”.