<p>ICAAP stress tests are for internal capital or economic capital, which are requirements under Basel II pillar II. 
CCAR stress testing is for regulatory capital, which is also under Basel II. US regulators provide specific scenarios and risk factor shocks. </p>

CC BY-SA 3.0
2015-07-20T21:37:33.693Z
2015-07-20T21:37:33.693Z
user5258
<p>What is the difference between <a href="http://www.osfi-bsif.gc.ca/eng/fi-if/rg-ro/gdn-ort/gl-ld/pages/icaap_dti.aspx" rel="nofollow">ICAAP</a> and <a href="http://www.federalreserve.gov/bankinforeg/ccar.htm" rel="nofollow">CCAR</a>?</p>

<p>Except that one is for USA and other is for Canada? </p>

CC BY-SA 3.0
2015-02-08T15:15:14.037Z
I thought internal capital adequacy assessment
process (ICAAP) was a requirement of Basel II and therefore also a requirement of USA banks. For example, here is a discussion of Citibank talking about their joint CCAR / ICAAP exercise: http://www.citigroup.com/citi/investor/data/p130307a.pdf
BKay
<banking><regulation>
Difference between CCAR and ICAAP stress tests
Victor123
# Difference between CCAR and ICAAP stress tests

(Asked by: username_0 on 2015-02-05)

What is the difference between [ICAAP](http://www.osfi-bsif.gc.ca/eng/fi-if/rg-ro/gdn-ort/gl-ld/pages/icaap_dti.aspx) and [CCAR](http://www.federalreserve.gov/bankinforeg/ccar.htm)?

Except that one is for USA and other is for Canada?

**Tags:** banking, regulation

> **Comments:**
> **username_1**: I thought internal capital adequacy assessment process (ICAAP) was a requirement of Basel II and therefore also a requirement of USA banks. For example, here is a discussion of Citibank talking about their joint CCAR / ICAAP exercise: http://www.citigroup.com/citi/investor/data/p130307a.pdf  

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## 1 answers

### Answer by username_2 on 2015-07-20. Score: 2

ICAAP stress tests are for internal capital or economic capital, which are requirements under Basel II pillar II.
CCAR stress testing is for regulatory capital, which is also under Basel II. US regulators provide specific scenarios and risk factor shocks.


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