<p>[<strong>Note</strong>: This answers the question as written and at the time it was written (and for quite some time afterwords). See <a href="https://bitcoin.stackexchange.com/a/38913/3364">a later answer</a> for the current state.]</p>

<p>The <a href="https://github.com/stellar" rel="nofollow noreferrer">Stellar code</a> is a straight fork of Ripple with mostly trivial changes. It does have certain controversial features omitted (I assume on purpose) such as <a href="https://ripple.com/wiki/Freeze" rel="nofollow noreferrer">freezing</a>. From a server and protocol perspective it has the exact same strengths (and weaknesses!) as Ripple does.</p>

<p>The client appears to have have had much functionality hidden/removed. For example it's currently impossible to set up trust lines.</p>

<p>The internal "currency" (transaction tokens) has been renamed from XRP (ripples) to STR (stellars). Sadly, "STR" doesn't even attempt to be <a href="https://en.wikipedia.org/wiki/ISO_4217" rel="nofollow noreferrer">ISO 4217</a> compatible.
The STR distribution model differs from the XRP distribution model including an "inflation" feature whereby new STR is issued (and for the foreseeable future, goes to the "Steller Development Foundation").</p>

CC BY-SA 3.0
2014-08-02T21:57:04.580Z
Further to this, [a blog post](http://blog.rubblelabs.com/) describing the server code changes. tl;dr: nothing useful
dchapes
CC BY-SA 3.0
2015-10-20T22:00:49.650Z
This is no longer true. There is no code in common now.
Jed McCaleb
CC BY-SA 3.0
2014-08-01T14:59:18.967Z
2015-10-20T22:06:36.030Z
2017-04-13T12:47:36.707Z
dchapes
<p>Stellar rewrote their code base using a different consensus algorithm (<a href="https://www.stellar.org/papers/stellar-consensus-protocol.pdf">https://www.stellar.org/papers/stellar-consensus-protocol.pdf</a>). Now the technology is quite different than ripple's. </p>

CC BY-SA 3.0
2015-04-14T16:21:20.830Z
Are you the same Jed McCaleb that's on the Stellar dev team?
Nick ODell
CC BY-SA 3.0
2015-04-14T16:48:16.783Z
This answer is rather short. Could you please provide more details and some examples?
Murch
CC BY-SA 3.0
2015-10-20T22:00:07.507Z
@NickODell yep that's me
Jed McCaleb
CC BY-SA 3.0
2015-04-14T14:38:49.633Z
2015-04-14T14:38:49.633Z
Jed McCaleb
<p>Stellar actually consists of two entirely different code bases at this point.  It started out as a fork of the ripple code base.  That software, called stellard, is still running in production.  However, about half a year after launching, Stellar subsequently released a completely unrelated payment system called stellar-core.  Stellar core is based on a new consensus algorithm (called SCP), and an entirely new code base.  Because it is a clean slate design, there is no backwards compatibility and any transition will presumably take the form of either a flag day or trading old stellars for new stellars while both networks run for a period.</p>

<p>Stellar-core has many differences from stellard (and hence ripple).  One of the big differences is the new consensus algorithm, SCP, which was released with a proof of safety and boasts being "optimally safe" for a given configuration and failure pattern.  SCP allows a lot of flexibility in terms of how nodes configure their quorums, and is explicitly designed to accommodate Byzantine failures (where bad nodes lie) and different nodes trusting different subsets of the system.  By contrast, ripple uses a fixed 80% threshold, and their analysis does not apply to cases in which different nodes have different sets of nodes to trust.  (If what ripple calls the unique node list, or UNL, is not the same everywhere, then safety proof does not apply.)</p>

<p>There are numerous other differences between the two systems at both the implementation and protocol level.  For instance ripple allows freezing currency one has issued, which Stellar does not seem to support (at least yet).  Stellar is explicitly inflationary, with 1% new coins being created every year and all fees being recycled, while ripple destroys fees, meaning the total number of ripples in existence is slowly diminishing over time.  Stellar uses the Ed25519 signature scheme (basically Schnorr) and 32-byte public keys as addresses, while ripple uses ECDSA and 20-byte hashes as addresses.  At the implementation level, stellar's protocol is specified using Sun XDR, whereas ripple uses a combination of google protobufs and hand-written marshaling code.</p>

CC BY-SA 3.0
2015-10-21T00:01:05.753Z
Note: Due to a network fork, the stellar network now follows a single validating node. https://www.stellar.org/blog/safety_liveness_and_fault_tolerance_consensus_choice/
Nick ODell
CC BY-SA 3.0
2015-10-22T00:49:54.133Z
@NickODell Yeah, that was the old stellard based on rippled.  The new stellar-core uses an algorithm (SCP) that guarantees consistency across multiple nodes.  It's still in beta, but there are already five different organizations running nodes.  https://github.com/stellar/docs/blob/master/validators.md
user3188445
CC BY-SA 3.0
2015-08-01T00:15:07.890Z
2015-08-01T00:15:07.890Z
user3188445
<p>Stellar:</p>

<p>Thе Stеllаr nеtwоrk іѕ a рrаgmаtіс blосkсhаіn рrоjесt thаt аіmѕ tо funсtіоn аѕ a brіdgе bеtwееn thе орроѕіng wоrldѕ оf сrурtосurrеnсу аnd trаdіtіоnаl сеntrаlіzеd financial іnѕtіtutіоnѕ.</p>

<p>Rаthеr thаn create an еntіrеlу nеw fіnаnсіаl model, Stеllаr іѕ fосuѕеd integrating wіthіn thе current fіnаnсіаl ecosystem dеlіvеrіng the bеnеfіtѕ оffеrеd bу blосkсhаіn tесhnоlоgу whіlе wоrkіng in сооrdіnаtіоn wіth existing bаnkѕ аnd рауmеnt gаtеwауѕ.</p>

<p>Stellar іѕ nоtаblе for its unіԛuе соnѕеnѕuѕ mеthоd thе Stеllаr Cоnѕеnѕuѕ Protocol, whісh uѕеѕ a fеdеrаtеd bуzаntіnе аgrееmеnt mоdеl thаt іѕ whоllу unіԛuе іn thе blосkсhаіn есоѕуѕtеm аnd dеfіеѕ dеfіnіtіоn аѕ a “blосkсhаіn” іn a trаdіtіоnаl ѕеnѕе.</p>

<p>Aѕ ѕuсh, Stеllаr іѕn’t a trulу dесеntrаlіzеd рlаtfоrm, аѕ сеntrаlіzеd оrgаnіzаtіоnѕ аrе сrіtісаl to іtѕ соrе funсtіоn, but іt does hоld thе роtеntіаl tо іmрrоvе thе сurrеnt international іntеr-bаnk рауmеnt ѕуѕtеm significantly.</p>

<p>Stеllаr іѕ a blосkсhаіn рlаtfоrm thаt іѕ рrіmаrіlу fосuѕеd оn іntеgrаtіng dіѕtrіbutеd lеdgеr tесhnоlоgу into еxіѕtіng fіnаnсіаl infrastructure. Stеllаr рrеѕеntѕ іtѕеlf аѕ thе “futurе оf bаnkіng,” аnd intends to аddrеѕѕ thе gарѕ thаt сurrеntlу еxіѕt bеtwееn the disparate сlоѕеd system thаt соmроѕе сurrеnt іntеrnаtіоnаl fіnаnсіаl mаrkеtѕ.</p>

<p>Stеllаr’ѕ аррrоасh tо сrеаtіng a соmmоn іntеrnаtіоnаl financial рlаtfоrm іѕ dесіdеdlу еgаlіtаrіаn  іnѕtеаd оf fосuѕіng on еіthеr side оf thе fіnаnсе сеntrаlіzаtіоn/dесеntrаlіzаtіоn dеbаtе, Stеllаr adopts a bіраrtіѕаn ѕtаnсе thаt ѕіmultаnеоuѕlу рrоvіdеѕ solutions tо thе сеntrаlіzеd bаnkіng ѕуѕtеm аnd еxраndѕ ассеѕѕ tо lоw-соѕt fіnаnсіаl ѕеrvісеѕ tо thе unbаnkеd аnd under bаnkеd.</p>

<p><a href="https://www.cryptocurrencyblog.co.za/crypto-news/stellar-xlm-coin" rel="nofollow noreferrer">https://www.cryptocurrencyblog.co.za/crypto-news/stellar-xlm-coin</a></p>

<p>XRP:</p>

<p>Thе Rіррlе соnсерt was fоundеd uроn thе сrеаtіоn оf a distributed lеdgеr network rеԛuіrіng various раrtіеѕ tо vаlіdаtе trаnѕасtіоnѕ, аѕ орроѕеd tо a сеntrаlіѕеd аuthоrіtу or bаnk.</p>

<p>RіррlеNеt іѕ thе name оf thе рауmеnt nеtwоrk uѕеd tо соnnесt bаnkѕ аnd оthеr lаrgе іnѕtіtutіоnѕ, gіvіng thеm thе tооlѕ tо trаnѕfеr mоnеу аnd dіgіtаl аѕѕеtѕ thrоugh thе dесеntrаlіѕеd XRP lеdgеr. It іѕ a nеtwоrk thаt hаѕ bееn wаrmlу rесеіvеd bу bаnkѕ аnd рауmеnt рrоvіdеrѕ thаt lіkе the іdеа of frісtіоnlеѕѕ trаnѕасtіоnаl еxреrіеnсеѕ.</p>

<p>Rіррlе XRP іѕ thе сrурtосurrеnсу uѕеd fоr аll trаnѕасtіоnѕ соmрlеtеd іn thе RippleNet ѕуѕtеm. Thіѕ сrурtосurrеnсу wаѕ designed tо rеduсе the соѕtѕ аnd tіmе аѕѕосіаtеd wіth mаkіng wоrldwіdе trаnѕасtіоnѕ. It tаkеѕ a mаttеr оf fоur ѕесоndѕ fоr thе RіррlеNеt ѕуѕtеm tо соmрlеtе a trаnѕасtіоn. Whеn уоu соmраrе thаt wіth thе twо minutes іt tаkеѕ to transfer Ethеrеum, thе 60 mіnutеѕ іt takes tо ѕеnd Bіtсоіn аnd thе fіvе-dау wаіt іt саn tаkе tо ѕеnd сurrеnсу thrоugh trаdіtіоnаl banking ѕуѕtеmѕ, іt’ѕ сlеаr tо ѕее why Rіррlе іѕ аll thе rаgе оnlіnе.</p>

<p>Unlіkе Bіtсоіn, Rіррlе XRP was never сrеаtеd tо bе uѕеd tо рау fоr gооdѕ аnd ѕеrvісеѕ. Whаt'ѕ mоrе, the RіррlеNеt ѕуѕtеm wаѕ nоt dеѕіgnеd tо роѕе a thrеаt tо thе Bіtсоіn есоѕуѕtеm. Inѕtеаd, RippleNet іѕ соnѕіdеrеd a 21ѕt сеnturу competitor to lеgасу bаnkіng ѕуѕtеmѕ such аѕ SWIFT. Whаt’ѕ еxсіtіng аbоut RіррlеNеt іѕ thаt іt саn рrосеѕѕ 1,500 trаnѕасtіоnѕ реr second wіth ease. It’ѕ even gоt the роtеntіаl tо ѕсаlе uр tо VISA-lеvеl рrороrtіоnѕ оf 50,000 trаnѕасtіоnѕ реr ѕесоnd.</p>

<p><a href="https://www.cryptocurrencyblog.co.za/crypto-news/ripple-xrp-from-a-to-z-guide" rel="nofollow noreferrer">https://www.cryptocurrencyblog.co.za/crypto-news/ripple-xrp-from-a-to-z-guide</a></p>

CC BY-SA 4.0
2018-09-21T19:26:42.807Z
If you are associated with cryptocurrencyblog.co.za you need to make that clear in your profile, and preferably in any answer that suggests people visit the blog.  If you don't do this, you're likely to have your answers banned as spam.
Hannah Vernon
CC BY-SA 4.0
2018-09-16T09:24:02.960Z
2018-09-16T09:24:02.960Z
Louw van Riet
<p>Although the question has been answered, but the following are the major differences I have observed about Stellar and Ripple which I felt was omitted</p>

<ol>
<li>The consensus algorithms are not the same, stellar uses (Stellar Consensus Protocol)SCP, SCP is the first provably safe consensus mechanism that simultaneously enjoys four key properties: decentralized control, low latency, flexible trust, and asymptotic security. Ripple uses probabilistic voting Those are fairly different even though they both tackle the same problem of reaching consensus between nodes. SCP biases towards correctness at the expense of liveness; Ripple follows a model similar to Bitcoin allowing ledger forks to occur temporarily and relying on majority validation.</li>
<li>The native currency of stellar is Lumen(XLM) and that of ripple is (XRP)</li>
</ol>

CC BY-SA 3.0
2016-11-24T15:22:53.207Z
As a minor comment: SCP is provably secure in a very specific (and very restrictive) model, but we have no idea whether this corresponds to reality. Especially the transitivity and the strong connectedness of the network are pretty strong assumptions.
cdecker
CC BY-SA 3.0
2018-04-16T18:20:23.823Z
I don't see how point number 2 can count as a difference :)
mihai
CC BY-SA 3.0
2016-11-24T14:46:15.163Z
2016-11-24T14:46:15.163Z
Babajide Apata
<p>I went through the site but I don't see how <a href="https://www.stellar.org/">Stellar</a> differs from Ripple. I see that there are differences in distribution, everything is made open source from day one and the company is non profit instead of for profit as in Ripple. </p>

<p>Both were co-founded by the same person and the technology seems to be the same.</p>

<p>What am I missing?</p>

<ripple><stellar>
What is the difference between Ripple and Stellar?
Emre K.
# What is the difference between Ripple and Stellar?

(Asked by: username_0 on 2014-07-31)

I went through the site but I don't see how [Stellar](https://www.stellar.org/) differs from Ripple. I see that there are differences in distribution, everything is made open source from day one and the company is non profit instead of for profit as in Ripple.

Both were co-founded by the same person and the technology seems to be the same.

What am I missing?

**Tags:** ripple, stellar


---

## 5 answers

### Answer by username_1 on 2014-08-01. Score: 11

[**Note**: This answers the question as written and at the time it was written (and for quite some time afterwords). See [a later answer](https://bitcoin.stackexchange.com/a/38913/3364) for the current state.]

The [Stellar code](https://github.com/stellar) is a straight fork of Ripple with mostly trivial changes. It does have certain controversial features omitted (I assume on purpose) such as [freezing](https://ripple.com/wiki/Freeze). From a server and protocol perspective it has the exact same strengths (and weaknesses!) as Ripple does.

The client appears to have have had much functionality hidden/removed. For example it's currently impossible to set up trust lines.

The internal "currency" (transaction tokens) has been renamed from XRP (ripples) to STR (stellars). Sadly, "STR" doesn't even attempt to be [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) compatible.
The STR distribution model differs from the XRP distribution model including an "inflation" feature whereby new STR is issued (and for the foreseeable future, goes to the "Steller Development Foundation").

> **Comments:**
> **username_1**: Further to this, [a blog post](http://blog.rubblelabs.com/) describing the server code changes. tl;dr: nothing useful  
> **username_2**: This is no longer true. There is no code in common now.  

---

### Answer by username_2 on 2015-04-14. Score: 7

Stellar rewrote their code base using a different consensus algorithm (<https://www.stellar.org/papers/stellar-consensus-protocol.pdf>). Now the technology is quite different than ripple's.

> **Comments:**
> **username_3**: Are you the same Jed username_2 that's on the Stellar dev team?  
> **username_4**: This answer is rather short. Could you please provide more details and some examples?  
> **username_2**: @username_3 yep that's me  

---

### Answer by username_5 on 2015-08-01. Score: 6

Stellar actually consists of two entirely different code bases at this point. It started out as a fork of the ripple code base. That software, called stellard, is still running in production. However, about half a year after launching, Stellar subsequently released a completely unrelated payment system called stellar-core. Stellar core is based on a new consensus algorithm (called SCP), and an entirely new code base. Because it is a clean slate design, there is no backwards compatibility and any transition will presumably take the form of either a flag day or trading old stellars for new stellars while both networks run for a period.

Stellar-core has many differences from stellard (and hence ripple). One of the big differences is the new consensus algorithm, SCP, which was released with a proof of safety and boasts being "optimally safe" for a given configuration and failure pattern. SCP allows a lot of flexibility in terms of how nodes configure their quorums, and is explicitly designed to accommodate Byzantine failures (where bad nodes lie) and different nodes trusting different subsets of the system. By contrast, ripple uses a fixed 80% threshold, and their analysis does not apply to cases in which different nodes have different sets of nodes to trust. (If what ripple calls the unique node list, or UNL, is not the same everywhere, then safety proof does not apply.)

There are numerous other differences between the two systems at both the implementation and protocol level. For instance ripple allows freezing currency one has issued, which Stellar does not seem to support (at least yet). Stellar is explicitly inflationary, with 1% new coins being created every year and all fees being recycled, while ripple destroys fees, meaning the total number of ripples in existence is slowly diminishing over time. Stellar uses the Ed25519 signature scheme (basically Schnorr) and 32-byte public keys as addresses, while ripple uses ECDSA and 20-byte hashes as addresses. At the implementation level, stellar's protocol is specified using Sun XDR, whereas ripple uses a combination of google protobufs and hand-written marshaling code.

> **Comments:**
> **username_3**: Note: Due to a network fork, the stellar network now follows a single validating node. https://www.stellar.org/blog/safety_liveness_and_fault_tolerance_consensus_choice/  
> **username_5**: @username_3 Yeah, that was the old stellard based on rippled.  The new stellar-core uses an algorithm (SCP) that guarantees consistency across multiple nodes.  It's still in beta, but there are already five different organizations running nodes.  https://github.com/stellar/docs/blob/master/validators.md  

---

### Answer by username_6 on 2018-09-16. Score: 0

Stellar:

Thе Stеllаr nеtwоrk іѕ a рrаgmаtіс blосkсhаіn рrоjесt thаt аіmѕ tо funсtіоn аѕ a brіdgе bеtwееn thе орроѕіng wоrldѕ оf сrурtосurrеnсу аnd trаdіtіоnаl сеntrаlіzеd financial іnѕtіtutіоnѕ.

Rаthеr thаn create an еntіrеlу nеw fіnаnсіаl model, Stеllаr іѕ fосuѕеd integrating wіthіn thе current fіnаnсіаl ecosystem dеlіvеrіng the bеnеfіtѕ оffеrеd bу blосkсhаіn tесhnоlоgу whіlе wоrkіng in сооrdіnаtіоn wіth existing bаnkѕ аnd рауmеnt gаtеwауѕ.

Stellar іѕ nоtаblе for its unіԛuе соnѕеnѕuѕ mеthоd thе Stеllаr Cоnѕеnѕuѕ Protocol, whісh uѕеѕ a fеdеrаtеd bуzаntіnе аgrееmеnt mоdеl thаt іѕ whоllу unіԛuе іn thе blосkсhаіn есоѕуѕtеm аnd dеfіеѕ dеfіnіtіоn аѕ a “blосkсhаіn” іn a trаdіtіоnаl ѕеnѕе.

Aѕ ѕuсh, Stеllаr іѕn’t a trulу dесеntrаlіzеd рlаtfоrm, аѕ сеntrаlіzеd оrgаnіzаtіоnѕ аrе сrіtісаl to іtѕ соrе funсtіоn, but іt does hоld thе роtеntіаl tо іmрrоvе thе сurrеnt international іntеr-bаnk рауmеnt ѕуѕtеm significantly.

Stеllаr іѕ a blосkсhаіn рlаtfоrm thаt іѕ рrіmаrіlу fосuѕеd оn іntеgrаtіng dіѕtrіbutеd lеdgеr tесhnоlоgу into еxіѕtіng fіnаnсіаl infrastructure. Stеllаr рrеѕеntѕ іtѕеlf аѕ thе “futurе оf bаnkіng,” аnd intends to аddrеѕѕ thе gарѕ thаt сurrеntlу еxіѕt bеtwееn the disparate сlоѕеd system thаt соmроѕе сurrеnt іntеrnаtіоnаl fіnаnсіаl mаrkеtѕ.

Stеllаr’ѕ аррrоасh tо сrеаtіng a соmmоn іntеrnаtіоnаl financial рlаtfоrm іѕ dесіdеdlу еgаlіtаrіаn іnѕtеаd оf fосuѕіng on еіthеr side оf thе fіnаnсе сеntrаlіzаtіоn/dесеntrаlіzаtіоn dеbаtе, Stеllаr adopts a bіраrtіѕаn ѕtаnсе thаt ѕіmultаnеоuѕlу рrоvіdеѕ solutions tо thе сеntrаlіzеd bаnkіng ѕуѕtеm аnd еxраndѕ ассеѕѕ tо lоw-соѕt fіnаnсіаl ѕеrvісеѕ tо thе unbаnkеd аnd under bаnkеd.

<https://www.cryptocurrencyblog.co.za/crypto-news/stellar-xlm-coin>

XRP:

Thе Rіррlе соnсерt was fоundеd uроn thе сrеаtіоn оf a distributed lеdgеr network rеԛuіrіng various раrtіеѕ tо vаlіdаtе trаnѕасtіоnѕ, аѕ орроѕеd tо a сеntrаlіѕеd аuthоrіtу or bаnk.

RіррlеNеt іѕ thе name оf thе рауmеnt nеtwоrk uѕеd tо соnnесt bаnkѕ аnd оthеr lаrgе іnѕtіtutіоnѕ, gіvіng thеm thе tооlѕ tо trаnѕfеr mоnеу аnd dіgіtаl аѕѕеtѕ thrоugh thе dесеntrаlіѕеd XRP lеdgеr. It іѕ a nеtwоrk thаt hаѕ bееn wаrmlу rесеіvеd bу bаnkѕ аnd рауmеnt рrоvіdеrѕ thаt lіkе the іdеа of frісtіоnlеѕѕ trаnѕасtіоnаl еxреrіеnсеѕ.

Rіррlе XRP іѕ thе сrурtосurrеnсу uѕеd fоr аll trаnѕасtіоnѕ соmрlеtеd іn thе RippleNet ѕуѕtеm. Thіѕ сrурtосurrеnсу wаѕ designed tо rеduсе the соѕtѕ аnd tіmе аѕѕосіаtеd wіth mаkіng wоrldwіdе trаnѕасtіоnѕ. It tаkеѕ a mаttеr оf fоur ѕесоndѕ fоr thе RіррlеNеt ѕуѕtеm tо соmрlеtе a trаnѕасtіоn. Whеn уоu соmраrе thаt wіth thе twо minutes іt tаkеѕ to transfer Ethеrеum, thе 60 mіnutеѕ іt takes tо ѕеnd Bіtсоіn аnd thе fіvе-dау wаіt іt саn tаkе tо ѕеnd сurrеnсу thrоugh trаdіtіоnаl banking ѕуѕtеmѕ, іt’ѕ сlеаr tо ѕее why Rіррlе іѕ аll thе rаgе оnlіnе.

Unlіkе Bіtсоіn, Rіррlе XRP was never сrеаtеd tо bе uѕеd tо рау fоr gооdѕ аnd ѕеrvісеѕ. Whаt'ѕ mоrе, the RіррlеNеt ѕуѕtеm wаѕ nоt dеѕіgnеd tо роѕе a thrеаt tо thе Bіtсоіn есоѕуѕtеm. Inѕtеаd, RippleNet іѕ соnѕіdеrеd a 21ѕt сеnturу competitor to lеgасу bаnkіng ѕуѕtеmѕ such аѕ SWIFT. Whаt’ѕ еxсіtіng аbоut RіррlеNеt іѕ thаt іt саn рrосеѕѕ 1,500 trаnѕасtіоnѕ реr second wіth ease. It’ѕ even gоt the роtеntіаl tо ѕсаlе uр tо VISA-lеvеl рrороrtіоnѕ оf 50,000 trаnѕасtіоnѕ реr ѕесоnd.

<https://www.cryptocurrencyblog.co.za/crypto-news/ripple-xrp-from-a-to-z-guide>

> **Comments:**
> **username_7**: If you are associated with cryptocurrencyblog.co.za you need to make that clear in your profile, and preferably in any answer that suggests people visit the blog.  If you don't do this, you're likely to have your answers banned as spam.  

---

### Answer by username_8 on 2016-11-24. Score: 0

Although the question has been answered, but the following are the major differences I have observed about Stellar and Ripple which I felt was omitted

1. The consensus algorithms are not the same, stellar uses (Stellar Consensus Protocol)SCP, SCP is the first provably safe consensus mechanism that simultaneously enjoys four key properties: decentralized control, low latency, flexible trust, and asymptotic security. Ripple uses probabilistic voting Those are fairly different even though they both tackle the same problem of reaching consensus between nodes. SCP biases towards correctness at the expense of liveness; Ripple follows a model similar to Bitcoin allowing ledger forks to occur temporarily and relying on majority validation.
2. The native currency of stellar is Lumen(XLM) and that of ripple is (XRP)

> **Comments:**
> **username_9**: As a minor comment: SCP is provably secure in a very specific (and very restrictive) model, but we have no idea whether this corresponds to reality. Especially the transitivity and the strong connectedness of the network are pretty strong assumptions.  
> **username_10**: I don't see how point number 2 can count as a difference :)  

---

