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Pulling it Together: What Conservatives Are Winning July 12, 2010 Perspective
Conservatives are out of sorts these days about the direction in which health care is headed. They think the new health reform law expands the role of government too much and spends too much at a time when they believe deficit reduction should be a higher priority. The claims about…
Health Insurance Market Reforms: Rate Restrictions June 2, 2012 Fact Sheet
Rate restrictions limit how much insurance companies can vary premiums charged to individuals and businesses based on factors such as health status, age, tobacco use and gender. Currently, federal law does not place any limits on the ways that insurance companies set their premium rates. However, beginning January 1, 2014,…
Congressional Testimony on Expanding Health Care Coverage April 29, 2009 Event
On May 5, 2009, the U.S. Senate Committee on Finance held a roundtable discussion on health-care coverage issues as part of its health reform efforts. Diane Rowland, the Foundation's Executive Vice President and Executive Director of the Kaiser Commission on Medicaid and the Uninsured, and Gary Claxton, Foundation Vice President…
Explaining Health Care Reform: Questions About the Extension of Dependent Coverage to Age 26 May 5, 2010 Issue Brief
The new health reform law requires private health insurers that offer dependent coverage to children to allow young adults up to age 26 to remain on their parent's insurance plan. This provision is among the first in the reform law to take effect, and it increases the availability of insurance…
Pulling it Together: When Premiums Go Up 39% March 8, 2010 Perspective
Our group that works on health care cost issues just updated an analysis that sheds light on what's really happening to people in the individual health insurance market, the issue Secretary Sebelius, a former Kansas insurance commissioner, and others have put in the spotlight by calling on Anthem and other…
Privatization of Public Hospitals August 30, 1998 Report
This report examines the trends in the closure of public hospitals and their conversion to private ownership. It also provides case studies of communities where major privatizations have occurred. Report (.pdf) Summary of Findings (.pdf)
Private Long-Term Care Insurance: Who Should Buy It and What Should They Buy? February 27, 2003 Report
Private Long-Term Care Insurance: Who Should Buy It and What Should They Buy?Despite the growing interest in private long-term care insurance (LTCI), there has been little independent examination of how much protection LTCI policies provide consumers or whether LTCI policies are a worthwhile purchase for people of average means. This…
How ACA Marketplace Premiums Are Changing by County in 2023 December 19, 2022 Issue Brief
This analysis details how ACA marketplace premiums are changing from 2022 to 2023, and the impact of subsidies to make them more affordable. Premiums vary based on location and metal level, and t T analysis details how premiums are changing from 2022 to 2023, including where no-premium plans are available for people of varying income levels.
Emergency Department Visits Exceed Affordability Threshold for many consumers with private insurance December 16, 2022 Issue Brief
This analysis uses 2019 insurance claims data from large employer health plans to assess the total and out-of-pocket costs of emergency department visits, overall and by diagnosis and severity level. It also looks at which services contribute most to the costs of emergency department visits.
Marketplace Sign-ups Increased by 21% in 2022 January 28, 2022 Slide
Forty-seven states saw Marketplace enrollment increase, ranging from 1% in Rhode Island to 42% in Texas. In 20 states, enrollment increased by more than 20%.