Own the home you love or build one. Get the much essential financial boost in owning your dream house with housing loans at Express Paisa. Associate with us for a smooth home loan journey and relax back with the loan process as we provide you the best deals from the top banks with lowest interest rates.
In today's world, owning a house is a symbol of success. Everyone looks up to grab this once in a lifetime opportunity of owning their dream house. With exponentially rising prices of buying a house it is becoming extremely difficult to get the house in our budgets. At such instances, a home loan could be a huge relief as it ensures the management of required funds.
A home loan is a secured type of a loan wherein the house itself acts as a collateral against the loan. The repayment of loan can be bifurcated into simple and affordable monthly EMI's over a period of few years. Generally, the interests on the home loans are much lower as it is a secured type of a loan. Based on your banking history and readiness with the down payment the loan amount and the tenure associated are devised by the banks.
Why Apply for Home Loan with Us?
Home loans are long term loans and it is highly important to have the right decision made at the start. By buying a home loan without researching banks and their interest rates you will end up repaying higher amounts in the long run. The experienced financial team at Express Paisa will analyze your exact requirement and provide you with the optimum financial solutions.
What is the Eligibility for a Home Loan?
For salaried individuals of age between 21-58 and self-employed of age 25-65 having incomes 20k/month and 2lac/month respectively.
The amount of home loan sanctioned is decided based on the current income and banking history for the last 3 years for a salaried / self-employed professional.
A good CIBIL score is required for a quick approval of home loans as it checks your credit history over a period with other banks.