The ND Healthcare Professional Loan Repayment Program application cycle opens November 2021 and closes March 2022. Below are some additional resources to assist providers in successfully applying for the ND Healthcare Professional Loan Repayment Program. Please review the provider application guidance before beginning an application.​​
ND Century Code for ND Healthcare Professional Loan Repayment Program​
Primary Care Policy and Procedure Manual
Site eligibility is based on the following criteria:​
number of health care professionals, by specified field, already providing services in the area;​
access to health care services in the area;​
the level of support from the area; and​
sites that meet the matching funds requirement. ​
Priority is given to sites that:​
are in a federally designated Health Professional Shortage Area (HPSA) or a state-defined critical shortage area; or​
are located at least twenty miles outside the city limits of a city having more than forty thousand residents.​
The applicant must:​
practice in a specialty that is needed in the area for which they have applied and be available to begin by July 1 of the contract year;​
accept Medicare and Medicaid assignments;​
be employed full-time providing direct patient care in the appropriate settings, no more than 8 hours of a full-time provider's weekly hours will be spent on administrative duties, and/or serving as a clinical preceptor; and telehealth providers must live in North Dakota; and​
be physically present and provide services on at least a half-time basis at one entity that meets the site requirements and provide telehealth services to a second entity meeting the site requirements. Services at both entities combined must meet the full-time requirement defined above. ​
Primary Care Nurse Practitioner (DNP, NP), Physician Assistant (PA), Certified Nurse Midwife (CNM)​
Clinical Psychologist (PhD)​
A behavioral health professional means an individual who practices in the behavioral health field and is: ​
A licensed addiction counselor (LAC)​
A licensed professional counselor (LPC)​
A licensed social worker (LSW)​
A registered nurse (RN)​
A specialty practice registered nurse​
A behavioral analyst (BA)​
Providers participating in the loan repayment program can enter into an agreement to practice up to five years and receive the following loan repayment assistance for outstanding educational loans from institutional lending agencies of the United States, Canada or other approved countries.​
​The table below identifies the funding for each discipline:​
The health council shall establish criteria to be used in selecting health care professionals for participation in a student loan repayment program. The criteria must include: ​
The health care professional's specialty; ​
The need for the health care professional's specialty within an area; ​
The health care professional's education and experience; ​
The health care professional's date of availability and anticipated term of availability; and ​
The health care professional's willingness to accept Medicare and Medicaid assignments, if applicable. ​
In selecting health care professionals for participation in the program the health council shall require that the individual: ​
Is physically present at and provides services on a full-time basis to an entity that meets the requirements of section 43-12.3-04; or ​
Is physically present at and provides services on at least a half-time basis to an entity that meets the requirements of section 43-12.3-04; ​
Provides telehealth services to a second entity that meets the requirements of section 43-12.3-04; and Page No. 1​
Verifies that the services provided under paragraphs 1 and 2 are equal to the full-time requirement of subdivision a. ​
In selecting health care professionals for participation in a program, the health council may consider an individual's: ​
Length of residency in this state; and ​
Attendance at an in-state or an out-of-state institution of higher education. ​
The health council shall enter a contract with a selected health care professional. The health council shall agree to provide student loan repayments on behalf of the selected health care professional subject to the requirements and limitations of this section. ​
For a physician: ​
The loan repayment may not exceed twenty thousand dollars per year, and may not exceed one hundred thousand dollars over five years; and ​
The matching funds must equal fifty percent of the amount required in paragraph 1. ​
For a clinical psychologist: ​
The loan repayment may not exceed twelve thousand dollars per year and may not exceed sixty thousand dollars over five years; and ​
The matching funds must equal twenty-five percent of the amount required in paragraph 1. ​
For an advanced practice registered nurse or a physician assistant: ​
The loan repayment may not exceed four thousand dollars per year and may not exceed twenty thousand dollars over five years; and ​
The matching funds must equal ten percent of the amount required in paragraph 1. ​
For a behavioral health professional: ​
For purposes of this section, a behavioral health professional means an individual who practices in the behavioral health field and is: ​
A licensed addiction counselor; ​
A licensed professional counselor; ​
A licensed social worker; ​
A registered nurse; or ​
A specialty practice registered nurse. ​
A behavioral analyst ​
Payments under this section must be made on behalf of the health care professional directly to the Bank of North Dakota or to another participating lending institution. ​
Except as otherwise provided, payments under this section may be made only at the conclusion of each twelve-month period of service.
Prorated payments may be made only if: ​
The repayment of the loan requires less than a full annual payment; ​
The health care professional is terminated or resigns from his or her position; or ​
The health care professional is unable to complete a twelve-month period of service due to the individual's death, a certifiable medical condition or disability, or a call to military service. ​
Payments under this section terminate upon the earlier of: ​
The full repayment of the health care professional's student loan; or ​
The completion of five years as a participant in the student loan repayment program Page No. 24. The health council shall waive the requirements of this section that pertain to matching funds if the health care professional opens a new practice as a solo practitioner in a city that has fewer than fifteen thousand residents​