and you're up:
MEGHAN MCCAIN: Warrior or wimp, Harry? Because you can't brag about your Taliban kill count AND moan about a princely punch-up. No wonder you're losing America!
Which is it, Harry? Are you the military tough guy who brags about your body count in Afghanistan, or the frightened prince, who cowers in front of your brother and rushes to call your therapist? I don't think you can be both. In possibly one of the grossest revelations – and that's saying a lot - to leak from Prince Harry's yet-to-be-officially-released memoir is the claim he killed 25 Taliban fighters during his time serving in the British army. Now, I am obviously not a member of the U.S. military, and I do not diminish Prince Harry's military service to his country, which fights alongside mine. But I am a sister, daughter, granddaughter, great granddaughter, sister-in-law, and friend to many and active service members, and I have never heard anyone so brazenly brag about how many people they've killed. Already, retired British military members are expressing how disgusted they are with the disclosure. Former Royal Marine Ben McBean, who served alongside Harry tweeted Thursday: 'Love you #PrinceHarry but you need to shut up! Makes you wonder the people he's hanging...
Full list of states and cities with minimum wage increases of up to $19 starting today – see if you're eligible
AMERICANS across the country are in line for higher wages this New Year. For more than a decade, the federal minimum wage has remained stagnant at $7.25 per hour. However, states across the country each year have been setting the floor to their own standards. At the beginning of 2022, 21 states hiked wages. Starting today for this year, 22 are increasing wages. Here are the states raising hourly pay. READ MORE ON WAGESSALARY BOOST I'm a former senator - millions of Americans could be in line for higher wagesPAY RAISE Thousands of Americans set to get boosted wages up $16 per hour Alaska: $10.34 to $10.85 Arizona: $12.80 to $13.85 California: $15 to $15.50 Colorado: $12.56 to $13.65 Delaware: $10.50 to $11.75 Florida: $10 to $11 Illinois: $12 to $13 Maine: $12.75 to $13.80 Maryland: $12.50 to $13.25 Massachusetts: $14.25 to $15 Minnesota: $10.33 to $10.59 Missouri: $11.15 to $12 Montana: $9.20 to $9.95 Nebraska: $9 to $10.50 New Jersey: $13 to $14.13 New York: $13.20 to $14.20 Ohio: $9.30 to $10.10 Rhode Island: $12.25 to $13 South...
My 20 Dollar Tree finds for $1.25 as I stock up for the holidays – they're perfect and practical so you don't waste
TO prepare for an upcoming trip, a Dollar Tree super shopper headed to the retailer for all of her favorite finds. The Dollar Tree fan, Keri, is known as spill_it_mom to her social media family. 2Gain scent boosters come with one dose for just $1.25Credit: spill_it_mom 2The TikToker will use these scrubbers to clean her coffee potCredit: spill_it_mom After leaving her nursing job of over 20 years, she has since dedicated her time to helping mothers, families, and individuals with tips and advice that she's learned. She typically posts shopping advice from places like Aldi, Target, and most recently Dollar Tree. On a recent TikTok, Keri shared her Dollar Tree favorites for her upcoming trip while also finding other practical items she could use day-to-day. Below are the items she found at the discount retailer all starting at just $1.25. Read More on Dollar TreeREADY FOR ANYTHING My Dollar Tree winter survival kit in a tiny bag under $15SAVVY SHOPPING I found a makeup 'hidden gem' for just $1.25 at Dollar Tree Keri's Dollar Tree finds In preparation for her...
'You're from where? I think I love you': Michelle Obama jokes that she only married her husband Barack because he was from Hawaii - as she opens up about the first Christmas she spent with him and his family in Honolulu
Michelle Obama has opened up about the first Christmas she spent in Hawaii with Barack Obama, saying her husband's hometown was part of his appeal when they first started dating. The former first lady was chatting about her family's tradition of celebrating the holidays in paradise on Jimmy Kimmel Live! Monday when the host asked her if she 'likes going to Hawaii.' 'Uh duh... That's why I married Barack. He was from Hawaii,' Michelle, 58, joked. 'I was like, "Yeah, you're kind of cute, ears are a little big... And you're from where? I think I love you."' Michelle Obama, 58, opened up about her family's annual tradition of spending Christmas in Hawaii during her appearance on Jimmy Kimmel Live! Monday 'That's why I married Barack. He was from Hawaii,' she joked of how her husband's hometown amped up his appeal early on in their relationship RELATED ARTICLES Previous 1 2 Next William and Kate put on a display of palace perfection with... The bitter scandal behind Hawaii's last 'princess'... and... What does...
You can make up to $3,000 a month – 'it's perfect if you're broke and lazy' let the web do the work
TRANSCRIBING audio and video can make you up to $3,000; all you need is a computer and let the web do the work. Digital marketer and mom of two, Kass, posted the idea on TikTok where she shares tons of money advice. 1Kass is a side hustle enthusiast with over 36,000 TikTok followersCredit: kassmoneyhax Kass, who goes by kassmoneyhax on the platform, offers her thousands of followers tips on increasing their income. She has tons of videos featuring all kinds of side hustles: remote hustles, nighttime hustles, hustles for beginners, and how to get started. She recently posted a TikTok detailing how transcribing audio on the website Rev.com can make up to $3,000 a month. To get started all you need is your computer and a few websites. Read More on Side HustlesEXTRA CASH My Google side hustle makes over $300,000 a month SWEET BEGINNINGS My bakery side hustle makes more than $900k a year and I work part-time The side hustle Kass said on TikTok that this particular side hustle is perfect for those who are "broke and lazy"...
Millions of Americans can now apply for up to $6,895 in aid – see if you're eligible and exact deadlines
ELIGIBLE students can apply for nearly $7,000 in Pell Grant aid for the following school year. Pell Grants are a form of student aid geared at low-income students at colleges and other secondary schools like trade academies. 1Pell Grants are payments for low-income students. Unlike most student aid which comes in the form of loans, Pell Grants almost never need to be paid back. To qualify for a Pell Grant, you must fill out a Free Application for Federal Student Aid (FAFSA) The federal deadline to submit a FAFSA for the current academic year passed in June, but students have until June 30, 2023 to apply for the 2023-2024 academic year. Who qualifies? The Pell Grant program only provides funds to those from low-income backgrounds who cannot contribute much to their education. READ MORE ON DIRECT PAYMENTSMONEY MATTERS Two big December money changes including direct payments up to $914MORE THE MERRIER $841 payment in the mail today, is your state sending a bonus before Xmas? The information provided in your FAFSA application will determine how much your Expected Family Contribution...
'You'll be very excited when US win and England bomb out': Alexi Lalas winds up Piers Morgan after he predicts the USA will LOSE to the Netherlands in World Cup last-16 - as American pundit claims his nation is at its best when they're 'underdogs'
Piers Morgan and ex-USMNT captain Alexi Lalas have weighed in on how far England and the US will go in the 2022 World Cup after both countries booked their spots in the Round of 16 to extend their stay in Qatar. The Three Lions beat Wales 3-0 to finish top of Group B while the USMNT sealed a narrow 1-0 win over Iran to progress to the knockout rounds. 'Of course, it's England,' Morgan told Fox Sports' Katie Abdo when asked who'll go further into the tournament between the Three Lions and the Red, White and Blue. 'We'll beat Senegal then we're into the last eight. You, I think sadly, I think the run will end and honestly I do, against the Netherlands, they're a good team, and they're probably more experienced at this kind of level of tournament football. 'But I do think you had a very young team and today's average age is 24. I've been very excited by the way Team USA play. If you had a striker I would back them to go further.' ???? Who...
Creepy Joe strikes again! Biden sneaks up behind girl, grabs her shoulders and tells her 'no serious guys until you're 30' - as the uncomfortable teen tries to laugh it off
President Joe Biden appeared to grab a young girl by her shoulder telling her 'no serious guys till you're 30' while posing for a photograph with the teen and her friends at Irvine Valley College in Irvine, California, on Friday. The president visited the community college to meet with older adults and tout his administration's efforts to reduce inflation and drive down costs. But as the visit came to and end, he stood to pose with some of those who had gathered to hear his remarks. Aside from explaining how he might curb inflation and lower the cost of prescription drugs, the president also dished out dating advice. 'Now, a very important thing I told me daughters and granddaughters - no serious guys until you're 30!' he told a bemused teen. Biden stood to take a photograph with the girl. As he did so, he appeared to sniff the girl's hair before imparting the 'fatherly' relationship advice. President Joe Biden was speaking at a community college in California on Friday when he was seen grabbing a girl by the shoulder as...
EXCLUSIVE: 'You're going to enjoy being a butt boy. Lube up!' Hunter Biden's LAWYER sent threatening texts to member of right wing group Marco Polo and faces ethics complaint for other 'dirty tricks'
Hunter Biden's 'sugar brother' attorney sent 'threatening' texts to a group investigating the First Son's laptop – and is now the subject of a legal ethics complaint over other alleged underhand tactics. In texts exclusively obtained by DailyMail.com, Hollywood entertainment lawyer Kevin Morris called a member of right wing transparency group Marco Polo a 'f***ing moron', 'f***nuts', said 'I'm going to take all your money', 'I know where you live' and 'You're going to enjoy being a buttboy for 20 years dude. Lube up.' Morris sent the crude texts to a Marco Polo investigator, who had been messaging the lawyer posing as a potential ally for Hunter's defense case. The investigator drew Hunter's lawyer into a conversation about the First Son's laptop in May this year, then a week later revealed his real affiliation, sparking fury from Morris. The Malibu-based lawyer, who made a fortune representing the South Park co-creators, is now Hunter's attorney and is claimed to have lent him as much as $2.8million to pay off a looming IRS bill amid a federal investigation into alleged tax crimes...
White comedian who warmed-up for Jay Leno's Tonight Show is FIRED by Carnival Cruise Line after TikTok video showed him using n-word multiple times on set - and then telling passengers 'if you're offended get the f**k out'
A comedian has been fired by Carnival Cruise Line from all future performances after allegedly using the N-word multiple times during a performance. Rob O'Reilly, who is white, was captured on TikTok for telling those in the audience who were offended by his language to 'get the f**k out.' The video shows O'Reilly telling audience members to leave before a majority of the audience cheers in approval. While most appear to support O'Reilly, others are heard voicing their disapproval. 'So on Carnival Cruise right now and they are perfectly fine hiring someone who uses the N-Word multiple times in his show and when the issue was raised he said and I quote 'if you're offended get tf out,'' text on the video reads. The video has since gone viral and was posted to Twitter, where users began criticizing O'Reilly for his lack of sensitivity. Comedian Rob O'Reilly has been banned from performing on Carnival Cruise Line after he allegedly used the N-word multiple times during a performance O'Reilly is captured on video telling those who are offended by his language...
Lisandro Martinez 'squared up to Ajax chief and told him "you're a f***ing nobody" to force through Man Utd transfer'
LISANDRO MARTINEZ squared up to an Ajax chief and told him "you're a f***ing nobody" to force through his transfer, according to shock reports. The Argentine defender joined Manchester United in a whopping £56million move this summer. 2Lisandro Martinez allegedly went head to head with Gerry Hamstra in his final days as an Ajax playerCredit: AFP But De Telegraaf state the star - nicknamed 'Butcher' - took matters into his own hands to convince Ajax to sell. The report claims he went nose to nose with technical director Gerry Hamstra at the Dutch club's Johan Cruijff ArenA and demanded the green light for an exit. It is then alleged he used the expletive towards Hamstra. Martinez is also accused of telling the Ajax chief he is "alone" since Marc Overmars quit. READ MORE MAN UTD STORIESMan Utd transfer news Ronaldo STAYING - Ten Hag, Sergino Dest update, Antony £85.5m DONEFree bets! The best free bets and sign up offers available from our bookmaker partners The ex-Arsenal man left his role as director of football in February amid allegations...
I bought all my kids' back-to-school clothes from Costco – they're stylish and a great deal could save you up to $50
COSTCO is selling stylish and affordable clothes for the back-to-school season along with offering a discount of up to $50 on your purchase. The Costco website has some great finds for your kids as they start their first day of school. 2Costco is getting ready for the back-to-school season with some great and affordable clothes for your whole familyCredit: Getty 2You can even save up to $50 if you buy your clothes on Costco's website rather than in-storeCredit: Getty Even better, for a limited time, Costco's website is offering a "buy in bulk" offer where shoppers get $20 off five to nine qualifying items and $50 off ten or more products. Now that you have been offered an amazing deal, it's time to hunt for the best clothes. First up from the brand French Toast. This brand is perfect for kids who have a uniform or strict dress code, Go Banking Rates reported. For $18.99 you can get a two-pack of plain navy blue dresses. Read more on Costco dealsSHOPPING SPREE I'm a Costco expert...
I'm a cleaning whizz and you're washing your sheets all wrong, change up four things to make them last longer
A CLEANING expert has revealed the four common washing mistakes that could be ruining your bedsheets. Washing your sheets and covers seems like a straightforward task - just chuck the bedding in the machine, add some powder, perhaps a bit of softener, and you're all ready to go. Right? 3According to Linda Barker, washing sheets is not as easy as just chucking the load in the washing machineCredit: Getty Well, according to one whizz, Linda Barker, things are not necessarily this easy, and there are mistakes that could damage your bedsheets. Speaking to The Express, esteemed designer, Linda Barker said: "In my mind, the look of the bed is the most important aesthetic part of a bedroom's decor. "A beautifully made bed is easy to achieve and is always worth the attention you lavish on it." When it comes to doing the laundry, the whizz warned against using complicated washing cycles - she even urged people to ditch the germ-busting hot water cycles altogether. read more cleaning storiesLAUNDRY LITERACY Do you know what the symbols on your washing machine mean?...
Pictures of Angelina Jolie's bruises allegedly sustained during a fight with ex Brad Pitt in 2016 are revealed: Star claims he 'grabbed her by the head, shoulders' and yelled 'you're f**king up this family'
Pictures of Angelina Jolie's bruises she allegedly sustained during a physical fight with her ex Brad Pitt on their private jet in 2016 have been revealed. The Oscar-winning actress, 47, filed images showing bruising to her hand and elbow to the FBI as part of an investigation into the couple's 'verbal and physical fight' while onboard a private jet from France to LAX on September 14, 2016. It was during this flight that Jolie claims Pitt, 58, had taken her to the restroom in the back of the plane, grabbed her shoulders and shook her while yelling 'f*****g up this family', the bombshell FBI report revealed. Pitt denies all of his ex-wife's claims. After one of the former couple's children had called their father a 'pr***' while they stood outside the restroom door, Jolie allegedly attempted choke Pitt from behind in reaction to what she said looked 'like he was going to attack' one of the minors. Jolie claims while Pitt was in a chokehold, he threw his body back, causing Jolie to slam into chairs behind them, according to FBI...
I'm a lawyer – Walmart switched up the way it deals with thefts and you're now more likely to be caught than ever
WALMART has put more security staff in stores where crime is high in a bid to stop shoplifters from stealing, lawyers have said. It is one of the strategies the retailer is using to clamp down on theft. 2Lawyers have revealed that Walmart bosses have put more security staff in place in a bid to tackle theftCredit: Getty 2Some shoppers have been caught out when using the self-checkout machines at the retailerCredit: Getty Lawyers at the firm JacksonWhite in Arizona cited data from 2007 which revealed that Walmart lost around $3billion a year from theft. Since then, Walmart bosses have deployed more security staff at stores where crime is higher. It is a misdemeanor under Arizona state law to shoplift items worth up to $1,000. Offenders may be punished with community service but more serious offenses could result in a potential 60-day jail sentence or fines worth up to $2,500. read more on walmartcheck it out I was wrongly accused of stealing from Walmart - how to not get caught out tooSTORE SECRETS Walmart knows you're stealing at self checkout...
You're shaving your legs wrong – my way is so much faster, it takes me five seconds per leg and doesn't cut me up
IT'S time to move on from dated shaving practices that are setting you back from having flawless legs. An efficient hack – discovered by a content creator – may save you loads of time and prevent little nicks and bleeding during the hair removal process. 2Lauren Henderson shared the best way to shave your legsCredit: TikTok/lalalalauren00 2It will save you time and keep you from getting hurtCredit: TikTok/lalalalauren00 "Y'all, I have got to show you a life hack that I learned on TikTok," Lauren Henderson began in a social media video. "It deals with shaving your legs, so if you shave your legs, listen up!" Henderson explained that instead of constantly lifting the razor as you shave your legs, you should try the opposite. When going up and down the length of your leg, don't lift the razor. Just do a seamless shave. Read more on shavingRAZOR NO-NO I'm a shaving pro - simple mistakes you're making that could be causing burnsRASH REMOVAL I'm a hair removal expert - how to banish bikini line rash after shaving "It literally took me...
How NOT to rescue your sex life! Tracey Cox reveals the mistakes ALL couples make when trying to spice things up - from obsessing about how often you're having it to blaming your partner (and the tricks that do work)
It takes about six years of marital misery for most couples to seek therapy. It takes around four years for most of us to admit to each other that our sex life is dire and needs sorting. When we finally do try, lots of couples don't succeed because most people don't have a clue where to start. Instead, they make the same classic mistakes by focusing on all the things that really aren't important. Like… It takes about six years of marital misery for most couples to seek therapy. It takes around four years for most of us to admit to each other that our sex life is dire and needs sorting. Focusing on frequency instead of quality When a couple set out to fix their sex life, often the main aim is to have sex more often. The way to make this happen isn't to have sex more, it's to focus on the quality of sex you're having. RELATED ARTICLES Previous 1 Next Woman who's fed up with her 'gropey' husband pestering her... ...
I'm a Dollar Tree superfan – worst foods to buy even if they're only $1.25 and what you should pick up instead
DOLLAR Tree fans know that the store is full of great deals, but some items might not quite be as good value according to one shopper. TikTok star and Dollar Tree enthusiast Sarah, who posts under the username @sensationalfinds, says there are better alternatives available for some popular items. 4TikToker @sensationalfinds reveals part three of the foods you should avoid at Dollar TreeCredit: TikTok/@sensationalfinds 4Fruit spreads are a definite pass when looking for food savings at Dollar TreeCredit: TikTok/@sensationalfinds VANILLA EXTRACT First on Sarah's list of products to avoid is Imitation Vanilla Extract. She notes that the extract doesn't actually have any vanilla in it She says: "There is zero vanilla in it. It has water, sugar and coloring." Instead she suggests opting for Bakersfield Pure Vanilla Extract for the real deal. "It's small but mighty," Sarah notes. Read more money saving tipsBIG MISTAKE I'm a Dollar Tree expert - 5 items for $1.25 to never buy or expect worse skintreemendous I'm a Dollar Tree superfan - 7 items you MUST stock up on & one to avoid FRUIT...
Millions of Americans WON'T get relief program checks worth up to $1,050 each – why and see if you're affected
VARIOUS states are sending out money – but not everyone is making the cut for the cash. This applies to tax rebates, as some have rules that could leave out certain residents. 1Roughly three million Californians are set to miss out on the cash For example, the large state of California enacted a rebate program that would give eligible people up to $1,050. It is said that about 23million in the state would qualify for a payment. However, to be eligible for cash you will need to file a tax return. Roughly three million Californians that do not make enough money and aren't required to file, ABC 10News San Diego reports. READ MORE ON PAYMENTSCHECK PLEASE Working Americans set to get up to $500 in direct payments thanks to dealRECURRING MONEY Americans in line get up to $2,000 in yearly payments under plan Originally, state lawmakers were going to include a grant for those who don't file taxes, but it was cut during talks with Governor Gavin Newsom and Democrats in the Senate and assembly. "Ultimately, the configuration of the tax rebate was subject to three-party negotiations as...
Americans set to lose up to $675,000 in Social Security benefits – see if you're affected and how you can offset it
MILLENNIALS can expect a 20% cut in Social Security benefits when they start claiming their payments, according to a new report. This could cost future retirees up to $675,000 in benefits over a lifetime, unless there are reforms. 1Millennials could face 20% fewer benefits than those collecting nowCredit: Getty The new estimate was released by Healthview, a provider of retirement data, and is consistent with the SSA's projections published in June. The monthly payments are currently expected to be cut from 2034 as trust funds are depleted, unless Congress takes action. If benefits are reduced by 20%, an average 35-year-old millennial earning $50,000 in 2022 will receive $13,500 less in annual Social Security income in the first year of retirement. If they live to age 87, this equals $365,000 less in lifetime benefits. Read More on Social SecurityIN THE MONEY Millions of Americans to get $841 direct payment TODAY - how to get the cashBENEFIT BOOST Social Security checks are set to rise to $1,837 in 2023 - how to grow yours Additionally, if a person makes...
Four payment deadlines in weeks to get up to $150 gas cards and $800 tax rebates – see if you're eligible
A HANDFUL of deadlines are approaching over the next month for millions of Americans to claim payments worth up to $800. The cash, which ranges from tax rebates to settlement payouts, could come in handy as the cost of living has shot up recently. 1Households across the US can claim payments this month by meeting certain deadlinesCredit: Getty Most of them require households to take action, so it's important to note what you need to do in order to claim the cash. Below are the key deadlines coming up in June and at the beginning of July. 1. StubHub credit worth $133 - June 25 Popular ticket resale platform StubHub has agreed to settle a lawsuit alleging that it violated California law by improperly disclosing fees. Read more on tax rebatesPAYDAY New Mexico, Georgia and more to get up to $850 as gas costs rise - are you eligible?CASH ASSISTANCE Working Americans could get up to $150 in payments after deal is reached As a result, anyone who bought a ticket through StubHub from September 1, 2015, to September...
Inside the Swiss assisted suicide clinic where US sisters paid $11,000 each to die: Facility has cool white walls, designer furniture - and a death room where you're hooked up to drip or given drink that will kill you
A Swiss assisted suicide clinic where two US sisters are believed to have paid $11,000 each to die has cool white walls, elegant designer furniture - and a death room where patients can choose to die via intravenous drip or a lethal drink. Lila Ammouri, a 54 year-old palliative care doctor, and Susan Frazier, a 49-year-old nurse, traveled from Phoenix to Basel, Switzerland on February 3, and died on February 11. Basel is home to the Pegasos Swiss Association - which unlike Dignitas and Exit International, the the two largest assisted suicide organizations in the country - accepts applications for Voluntary Assisted Dying (VAD) from people who are not terminally ill. The clinic, which was established in August 2019, has a neat and unassuming white exterior, with wooden shutters. It is three stories high, with a hairdresser also occupying its first floor. There is no obvious indication outside that it the building is also home to an assisted suicide facility. Pegasos's waiting room is unassuming, and resembles the lobby of a doctor's surgery, or hairdressers. It has soothing white walls, mid-century...
World Book Day costumes you can pick up last minute in the supermarket – and they're all kid-approved
NEED a last-minute World Book Day costume? You're not alone. Over a fifth of us find outfit sourcing more overwhelming than getting ready for the first day of school, according to Tu at Sainsbury's. 6You may want to head to your local supermarket if you are in need of a World Book Day costumeCredit: News Group Newspapers Ltd While 81 per cent of parents admit to feeling the pressure to deliver a good costume. But we've got your kids costume coundundrams covered. Here Clemmie Fieldsend picks the supermarket outfits from just £9.99 and asks Jude Thomas, six, from Manchester and Gwendoline Haswell, seven, from Chertsey, Surrey to give them their verdict just in time for Thursday. Aldi Best for Unisex 6Aldi was voted the best for unisex costumes, thanks to these Mandalorian and Harry Potter offeringsCredit: News Group Newspapers Ltd Jude wears Mandalorian, £9.99; shoes (worn throughout), £10, Primark Jude says: "I really like this one, I like the mask and the shoulders."The buckle is cool but I wish it had a sword or something with it." Rating: 4/5 Gwen...
I'm a hospice nurse – there's a sign you're going to die and it happens up to a month before death
IT TURNS out, there actually is an answer to the age-old question: do you know if you're going to die? According to a hospice nurse, you could start seeing dead loved ones or even pets up to a month before you die. 2A nurse named Julie explained in a TikTok that dying people typically start to see loved ones or pets up to a month before they dieCredit: TikTok 2She explained that the people the dying person sees usually brings them comfortCredit: Getty In an effort to educate people on the process of dying, the nurse named Julie shared a video of her explaining the phenomenon called "visioning." "This is not something we say just to sugarcoat the death and dying process. "This is something that actually happens," she claimed. Julie explained that typically between a month to a few weeks before death, a person who is close to death will start to see late "relatives, loved ones, friends, or pets." "No one else will see them, this will just be between them and this...
Rents are up 30% and more in some cities. What to do if you're worried about a big hike
James Andrews | iStock | Getty Images Things have come a long way from the peak of the pandemic, when rents in major cities were hugely discounted and concessions were common. Across the U.S., average monthly listed rents are up more than 14% from last year, according to real estate firm Redfin. In New York, the costs have risen more than 30%, and in Austin, Texas, 40%. As a result, many tenants who moved into a rental at a reduced rate over the last two years could face a big hike when their lease is up. Here's what to do if you're worried about one.Learn as much as you canAllia Mohamed, CEO of Openigloo, which allows renters in New York City to review landlords, recommends all tenants get informed about their rights and protections, which vary by location. For example, there's a mounting movement across the country to regulate rent increases. In Oregon, most hikes are already limited to 7%, plus inflation. Recently, Santa Ana, California, passed legislation capping rent increases in most buildings to no more than 3% during...
Five ways you could get extra stimulus payments in 2022 – and they're worth up to $5,000
AS inflation has hit a new high, it's a good time to make sure you're receiving money which is owed to you. The future of child tax credits remains unknown as Congress did not pass the Build Back Better (BBB) Act late last year. 1You could be owed more stimulus money when you file your 2021 tax return The nearly $2trillion social and climate spending plan by the Biden Administration contained a provision extending child tax credit (CTC) payments at the current amount for another year. Since the fate of BBB remains in limbo, there is still good news for more money. There are several stimulus payments yet to be distributed by the federal government. Here are five ways to get a financial boost - and you can get up to $5,000. Advance child tax credits If you did not receive any advance child tax credit payments in 2021, you may be owed money, if you qualify. Families may have qualified but did not receive any CTC payments because of having non-filer status, which meant there was a lack of...
I'm a professional matchmaker – two things you're doing wrong on dating apps and how to up your game to find a partner
A DATING expert and matchmaker with more than 20 years of experience is calling out those who complain about online dating. In a moment of tough love, she said if you're having a negative experience with dating apps or websites, you need to take a look at yourself. 3A matchmaker has revealed two things people who don't like online dating may be doing wrongCredit: TikTok/.MatchmakerGinaHendrix 3The expert said people need to start looking in the mirror before writing off online datingCredit: TikTok/.MatchmakerGinaHendrix "If you are using the dating apps or dating sites and you come back to me and you say there are no good people on there or they're all scammers or they're all cheaters, or whatever it is, here's the truth," relationship expert and matchmaker Gina Hendrix said in a video shared to her popular TikTok page. "If you're having negative experiences on the dating apps, it is either you're profile sucks, it's average, it's not elevated to the level where you're going to attract the best people," she explained. "And, or, it's your choices. "It's who you're...
All the cities and states that will begin offering UBI payments of up to $125million in 2022 – see if you're eligible
SOME areas in the country are experimenting with universal basic income (UBI), following multiple rounds of stimulus payments during the pandemic. UBI is a set of recurring payments that individuals get from the government. 1A few more states will start launching UBI programs this yearCredit: Getty Unlike stimulus checks, they aren't one-time payments. Instead, UBI is sent out more consistently; for example, some cities in 2021 launched programs to send monthly payments to qualifying residents for a year or longer. Many places in the country are using the funds from the American Rescue Act, signed into law by President Joe Biden in 2021, to run these programs. Also, most areas appear to be targeting a specific group of residents – particularly those living in poverty. Some areas in the country that launched UBI programs in 2021 include Columbia, South Carolina, and Los Angeles. Some places that were offering UBI in 2021 will continue to offer it in 2022 and perhaps behind. Most read in MoneyBIG BUCKS $1,657 checks being sent in DAYS in huge cost of living adjustment boostMORE MONEY New $5,200 stimulus checks being sent out...
The annoying reason you're struggling to set up your new iPhone or iPad – and it's not your fault
IF YOU are one of the millions who received a new iPhone or iPad this Christmas, then you likely experienced some issues with set-up. Every holiday season, so many Apple products get gifted that more than a few users have trouble activating their devices due to Apple's servers getting overloaded. 2Tens of millions of iPhones were gifted this Christmas. The lags in the cloud don't just affect activation, they also can slow down, and in some cases, completely interfere with iMessage and FaceTime log-in. Last year, Apple even issued a statement on their website that addressed the issue. The company wrote: "We are experiencing a high capacity at this time which is impacting your ability to set up iCloud, please try back in a couple of hours." In the instances where Apple has neither released a statement nor has their System Status page identified anything as dysfunctional, users can usually find complaints forums on Twitter and Reddit. This year the issue persisted among many new users, though the number of complaints was lower than last year, according to 9to5Mac, a website...
You've been putting your hair up wrong – it's causing serious damage and could be why you're getting headaches
WE know how important it is to look after our bodies, so why aren't we doing the same with our hair? Many of us throw our hair up into a ponytail every day, without thinking of the impact this is having on our hair. 2You've been putting your hair up all wrong and it's going to cause some serious damage to your locksCredit: Tik Tok And it's safe to say, it's not pretty. If you're someone who regularly puts their hair in a high ponytail, then you might want to rethink your signature style, as hair and beauty fans have revealed this hairstyle is causing serious damage. One woman, Anne Li took to TikTok to reveal the damage a high ponytail is causing to your hair. Anne regularly shares hair and beauty tips to her TikTok and posted this particular video to her account 'anneli.bv'. In the video, we see Anne putting her hair up in a high ponytail, with a standard hairband. Anne explains why this hairstyle is "the most damaging hairstyle". Most read in LifestyleLive BlogHIGH PRESSURE Idris...
Stephen A. Smith Slams Aaron Rodgers as a Coward and a Liar: If You're Not Vaccinated – Man Up and Say So
Aaron Rodgers cares enough about public perception to lie about whether or not he is vaccinated against Covid and ESPN's Stephen A. Smith called the quarterback out on it. Wednesday morning, Rodgers informed his teammates he tested positive for Covid-19. It was soon after reported that Rodgers was unvaccinated, a shocking revelation considering the quarterback previously gave off the impression that he did get jabbed. Fearing the media response and how he would be perceived publicly, Rodgers answered the question of 'are you vaccinated' by saying "yea, I'm immunized." In reality, Rodgers was not vaccinated and not immunized against Covid in accordance with the NFL or CDC standards. Rodgers reportedly considered himself immunized after he used a homeopathic treatment. "He comes across as a coward," Smith said Thursday morning on First Take. "If you're not vaccinated – man up and say so! He didn't want to get vaccinated, but in the same breath didn't want to have to deal with the questions or potential fallouts of being an unvaccinated player." Last month, Rodgers blasted the current state of media, claiming...
I'm a hairdresser and I never brush my hair or sleep with it up, you're ruining your style if you do
WITH an abundance of haircare on the market promising to give you your best ever hair day, doing right by your tresses can be a minefield. It's not just the products you have to think about – it's how often you should be washing, brushing and which methods to use. Supplied 2 A-List colourist Louise Galvin revealed her top professional tips for keeping hair in a good condition, including never starting to brush from the roots Fabulous spoke to A-List colourist Louise Galvin, who revealed the insider haircare tips she uses that can make a huge difference to the condition. And when it comes to colouring, products and ingredients, you'll be relieved to hear that less is more. I NEVER… BRUSH STRAIGHT AFTER APPLYING CONDITIONER If you brush through your hair after applying conditioner, you're missing a key step Louise uses to avoid inadvertently thinning her mane: The half rinse. "Nobody seems to understand this!" says Louise. "You put the conditioner on, half rinse (because that really disperses the product evenly), then separate it with your fingers because, remember,...
'You're moving one step closer to dictatorship': Joe Rogan blasts vaccine passports on his podcast and warns that politicians who impose mandate 'are not going to give that power up'
Joe Rogan blasted so-called 'vaccine passports' saying that requiring Americans to show proof of vaccination in order to gain entry into restaurants, airplanes, bars, and sporting events moves the country 'one step closer' to dictatorship. Rogan, whose podcast The Joe Rogan Experience is one of the most listened to on the internet, told his listeners on Friday that 'the problem with applauding vaccine passports' is that politicians 'are not going to give that power up.' His comments, which were broadcast on the Spotify streaming service, were praised by Donald Trump Jr, the former president's eldest son, who tweeted: 'Joe Rogan gets it.' 'When you give people freedom, you let people do whatever the f*** they want to do, they actually find ways to succeed and grow and thrive,' Rogan said. 'But as soon as you put the boots to them, as soon as you tell them, "You have to do this, or you can't do that. You have to listen to me," now you have a mini dictator. Joe Rogan blasted so-called 'vaccine passports' saying that requiring Americans to...
The reason women don't want to hold hands when they hook up – and you're likely to be surprised
It will come as a shock to no one who has read about me before that I've had a lot of sex. I once met a stranger in a hotel room for a post-divorce romp, initiated an open relationship with my boyfriend so I could sleep with women, and have racked up enough one-night-stands to never worry about running out of content for any sex column. 2Nadia shared the reasons she doesn't hold handsCredit: nadiabokody/Instagram As Tig Notaro once joked, I'm not embarrassed about the number of guys I've slept with – I am obviously embarrassed about the quality, though. That said, I've only held hands with a few people in my life. Perhaps because the act of interlocking fingers seems to demand the kind of aggressive vulnerability I've rarely felt required during a hook-up. This occurred to me recently because I just crossed that barrier with the person I'm dating. Though we readily had sex on our first meet-up, the act of holding hands – even two months into knowing one another – felt somehow more daring and illicit than taking all our...
EXCLUSIVE: 'I f**king know you're not racist!' The Talk's Elaine Welteroth consoled sobbing Sharon Osbourne and admitted she was 'set up' in explosive AUDIO clip after on-air blow-up with Sheryl Underwood - before stabbing star in the back to CBS
The Talk co-host Elaine Welteroth can be heard consoling a distraught Sharon Osbourne and telling her 'I know you're not racist,' moments after the British TV star's heated on-air confrontation with Sheryl Underwood. In a newly unearthed audio recording obtained by DailyMail.com, Welteroth, 34, is heard apologizing to her former co-star and reassuring her that 'no one thinks she's racist' in a conversation in Sharon's dressing room after the explosive March 10 show. She also tells Osbourne that she believes the co-hosts were 'set up', revealing CBS showrunners initially wanted her to ask the question that sparked the entire firestorm. Osbourne, 68, left the daytime talk show in late March after a heated debate over her friend Piers Morgan that saw her publicly fall out with Underwood and her other co-stars at The Talk. Scroll down for audio and full transcript Sharon Osbourne came under fire on The Talk after defending Piers Morgan in an on-air debate with co-host Sheryl Underwood, which turned heated as Osbourne demanded to know how Morgan is racist Elaine Welteroth was part of...
Stephen A. Smith Blasts Players for Being Silent on NBA Issues: It Might Be Why You're Told 'Shut Up And Dribble'
ESPN's Stephen A. Smith frequently advocates for more Black head coaches and executives in the NBA. Now he's calling out the hypocrisy of NBA players, who speak out for social equality, but ignore the issue within their own sport. During Wednesday's First Take on ESPN, Smith stormed off set shortly after the Boston Celtics announced they were promoting head coach Brad Stevens to team president. Smith used it as another example of favoritism toward White coaches and executives in the NBA. "I wasn't even getting on the owners or the teams, I was really pointing the finger at the NBA players who sit idly by and say nothing," Smith said Thursday as he explained why he walked off set in frustration 24 hours earlier. "They should be ashamed of themselves. ASHAMED. No heart," he later added. "We wanna speak about police brutality, fine. We wanna speak about social justice, racial inequality, great," Smith said. "But the reason why some people, even though they may not acknowledge it enough, they were wrong to do it, because don't you dare tell us...
Allbirds just launched a new laceless performance sneaker that you can run in — I wore them on a 5K and they're just as snug as a lace-up pair
I ran a 5K in the new Tree Dasher Relay sneakers and didn't notice a difference between them and a lace-up pair. Mara Leighton/Insider If you buy through our links, we may earn money from affiliate partners. Learn more. Allbirds' new Tree Dasher Relay ($125) sneakers are a performance shoe with an easy slip-on design. Like the brand's Dashers, they're neutral with a flared heel for added stability. Right now, you can pick them up in three colors: black, white, and a sesame tone. Allbirds Men's Tree Dasher Relay $125.00 from Allbirds Allbirds Women's Tree Dasher Relay $125.00 from Allbirds Allbirds' original Wool Runners are top contenders for our most comfortable everyday shoes, and we've been impressed with the brand's foray into performance sneakers with the Allbirds Dasher (though, when the co-founder is a former professional soccer player, perhaps we shouldn't be). Now, the company has launched a running shoe that's meant to bridge the gap between the perfect kicks for running errands and the pair you grab for a groggy morning 5K. Popular Reviews Best flower...
Sitting with your back to the wall is the best seat in the office (and NOT just because the boss can't see what you're up to), study finds
In bad news for those set to return to work, open-plan offices may make people less productive and satisfied. Having a desk looking out on too many other people makes it harder to concentrate and work productively, a study has found. People lose out when sitting next to a wall rather than a window. And those assigned a desk with too many people behind them also appear to lose focus and feel less like one of the team. The results suggest that, in offices just as in restaurants and pubs, people prefer to sit with their back to the wall rather than out in the middle. Researchers at University College London surveyed 172 people working for a London tech firm in a large open-plan office and looked at their desk position. Open-plan offices may make people less productive and satisfied, according to a study which surveyed 172 people working in a large open-plan office (file photo) They asked people to rate their workplace satisfaction based on factors including their ability to concentrate on tasks, their team identity and cohesion...
'The Office' actress Kat Ahn slams the show's anti-Asian jokes: 'You're told to shut up and be grateful'
"The Office" cast. Paul Drinkwater/NBCU Photo Bank/NBCUniversal via Getty Images via Getty Images Kat Ahn guest-starred on the holiday episode of "The Office" titled "A Benihana Christmas." In the episode, Michael Scott marks an Asian waitress with a sharpie so he can identify her. "You're told to shut up and be grateful," Ahn said of the Asian American experience in Hollywood. Visit Insider's homepage for more stories. Korean-American actress Kat Ahn, who guest-starred in the popular holiday episode of "The Office" titled "A Benihana Christmas," has told The Washington Post how the show's racist depiction of Asian people affected her personal life. During the episode in question, Steve Carell's Michael Scott invites two Asian waitresses who work at a local restaurant, which he calls "Asian Hooters," back to the Dunder Mifflin office for a holiday party where he subsequently marks one of the waitresses' arms with a sharpie so that he is able to tell them apart. Ahn, who said her excitement at being cast on the NBC comedy waned when she realized she was "just there...
Chef reveals the three items you should NEVER keep in your fridge – as they're making foods go bad and taking up space
A CHEF reveals the three items you should NEVER keep in your fridge. She said the food items are either taking up unnecessary space, or spoiling faster by being kept in the fridge. 6One chef revealed the three items you should never store in your fridgeCredit: TikTok @myaspirationallife 6She said the items are causing your food to spoil faster or taking up unnecessary spaceCredit: TikTok @myaspirationallife The tips were shared by TikTok user @myaspirationallife, whose name is Mandy Maxwell, according to her profile. "Take these three things out of your fridge right now," she said. She said onions, garlic and shallots "don't belong in the fridge. Mandy advised storing them in "a dark, cool, cry place." 6She said to take onions, shallots, and garlic out of your fridgeCredit: TikTok @myaspirationallife 6She advised storing the roots instead in a cool, dry placeCredit: TikTok @myaspirationallife Next, she said commercial hot sauce – like Sriracha – can be kept in the pantry. She said with high acidity and salt, it won't go bad if it's not kept in the fridge. Lastly, she revealed that keeping...
You're head of class, Joe — so end this 'national emergency' and open up our schools now
More On: joe biden School reopening is a bipartisan cause, so why is Biden so sluggish? Biden's troubling double-talk on school openings must've set a record Mark Cuban proves he's unfit for the White House and other commentary US has now purchased enough COVID-19 vaccines for 'all Americans,' Biden says Six months ago, when President Joe Biden was candidate Joe Biden, he spoke of "a crisis being felt all across the United States of America." The crisis was school closures. Millions of children were staring at laptops rather than learning in a classroom. Biden said: "This is a national emergency. President Trump doesn't have a real plan for opening schools safely. He's offering nothing but failures and ­delusions." Six months later, the education crisis abounds, and now-President Biden is so far just making it worse. At Tuesday's press briefing, White House press secretary Jen Psaki said the new White House goal was "to have the majority of schools, so more than 50 percent, open by Day 100 of his presidency." She defined that as "some teaching in classrooms, so...
'You're only up for a Golden Globe because you're white and your dad's Phil Collins': Emily in Paris star Lily Collins caught up in a race-hate storm with furious fans of snubbed I May Destroy You actress Michaela Coel
Emily In Paris star Lily Collins has found herself at the centre of a race storm after she was nominated for a prestigious Golden Globe award ahead of a black actress. The 31-year-old was targeted by online trolls who felt Michaela Coel had been unfairly overlooked for her role in the ground-breaking BBC drama I May Destroy You. In a barrage of social media posts, they claimed that Ms Collins was shortlisted because she is white, while Ms Coel missed out because she is black. Cyber-bullies also alleged that Ms Collins was nominated simply because she has a famous father – pop star Phil Collins. Netflix's Emily In Paris is also up for best comedy series, but the critically acclaimed I May Destroy You did not receive any nominations. Within minutes of the Hollywood shortlists being revealed last Wednesday, Twitter users were alleging racism. One wrote: 'If you don't think white supremacy is real, Emily In Paris is nominated for a Golden Globe.' Emily In Paris star Lily Collins (pictured) has found herself at the centre of a race...
Never wake up on the wrong side of bed again! AI MATTRESS uses 360 motion sensors to detect movement and readjusts to ensure you're in the most comfortable position
A sleep tech firm has launched an AI mattress that can readjust to ensure the user is in the most comfortable position throughout the night. Called Emma Motion, the bed uses 360 motion sensors to detect even the smallest amount of pressure and reacts by moulding to the sleeper's body. Emma Motion works for anyone regardless of how much they toss and turn to provide 'maximum comfort and ultimate ergonomics' and also features a heat-conducting sleep that keeps users cool. The mattress has been launched in France and Belgium this month for 2,499 euros (about £2,200) and will be released in the UK later this year. Scroll down for video Emma Motion connects to a power source via a cable but it operates silently during the night. The top of the mattress is covered in a layer of foam, but directly below this is an Infinite AI Sensor, which is effectively a 'dense grid of motion senors'. Infinite AI Sensor is responsible for perceiving and responding to changing sleep positions. As the body moves during sleep, the sensors detect even...
How finger length could determine your next meal: Size of your index and ring fingers shows whether you're more likely to pick up a burger or a salad, study finds
A study of people's hands claims the length of your fingers could show whether you're more likely to pick up a burger or a salad. Scientists in Norway carried out a study on different food choices in people who have a ring and index finger of similar length - which is associated with masculinity as it is believed they received more testosterone in the womb. The study of 216 Chinese people, with men and women equally represented, assigned each person a 'digit ratio,' relating to the length of their fingers. People whose ring and index fingers were of a similar length were more likely to pick from a 'masculine' group of foods that included burgers, chips, full-fat Coke and hard liquor, as opposed to a 'feminine,' group that offered salad, wine and Diet Coke They were then asked to rate how hungry they were and then pick from foods that had been lumped into masculine and feminine groups. It found people with similarly sized index and ring fingers were more likely to pick from the masculine section, which included...
The Chase fans in hysterics as Anne Hegerty flirts up a storm with contestant and gushes 'you're coming with me'
THE Chase's Anne Hegerty showed off her cheeky side during last night's episode as she told a contestant "you're coming with me". Viewers of the ITV programme in hysterics as the 62-year-old got her flirt on to put them off winning the money. 6Anne Hegerty showed her frisky side on The Chase last night as she tried to beat one of the contestantsCredit: ITV Xander, a student from Rochdale, who is studying theatre and performance at Leeds Beckett University was definitely taken a back by Anne's comments. At the start of his segment the 20-year-old admitted that he likes watching movies in his spare time and even had his own podcast where he discusses films he's watched. Host Bradley asked him his favourite film of all time, to which he admitted that RoboCop is his all time number one. The presenter wasn't impressed with his choice and changed the subject by asking what he would if he won the money. 6Host Bradley got chatting to contestant Xander about what he does in his spare timeCredit: ITV 6Xander...
Seth Rogen Goes On a Tear Against Ted Cruz Over Capitol Mob: 'You're a F*cking Fascist, Shut Up and Go Away'
Photo by Jerod Harris/Getty Images Senator Ted Cruz (R-TX) and comedian Seth Rogen went at it on Twitter over the last 24 hours. The flare-up between Cruz and Rogen comes days after the senator blasted President Joe Biden's move to have America re-enter the Paris Climate Accord. Rogen told Cruz "f*ck off you fascist," which drew a snarky response from the senator, who then said, "If you're a rich, angry Hollywood celebrity, today's Dems are the party for you." Charming, civil, educated response. ⁦@Sethrogen⁩ If you're a rich, angry Hollywood celebrity, today's Dems are the party for you. If you're blue-collar, if you're a union member, if you work in energy or manufacturing…not so much. #JobsMatter pic.twitter.com/mwtMaBKiS2 — Ted Cruz (@tedcruz) January 21, 2021 Rogen didn't take that lying down, telling Cruz "get f*cked fascist. Go encourage a white supremacist insurrection again you f*cking clown." He also mocked Cruz for standing with Donald Trump even after the ex-president insulted his wife's appearance. If you're a white supremacist fascist who doesn't find it offensive when someone calls your...
Could YOU end up in a cult? Experts reveal how to tell if a group is 'destructive' - and warns the people who 'think they're too smart' to be drawn in are the MOST vulnerable
Academics who study cults have revealed the traits that make people most susceptible to being drawn into a 'destructive' organisation - and the red flags to look out for if you're worried about one you have joined. US-based Steven Hassan, a former Moonie and author of the Cult of Trump, and André Spicer, a professor of organisational behaviour at the Cass Business School in London, spoke to BBC podcast The Orgasm Cult, which is investigating the 'orgasmic meditation' wellness group, OneTaste. OneTaste was founded in 2004 and promoted the benefits of a practice known as 'orgasmic meditation', when a woman has her clitoris 'stroked' by a man - either her partner or another paying participant - in 15-minute sessions. Although members reported feeling sexually liberated and in control of their bodies, others have said the group operated more like a 'cult' led by a charismatic leader - it's founder Nicole Daedone. While cults might sound like a niche concept, Mr Hassan said they are more common than one might think. Cults also thrive during periods of uncertainty, like the current Covid-19...
How to show up and celebrate special occasions when you're in a long-distance relationship
Sometimes video calls aren't enough. Getty Images Skye Gould The holidays might look different this year, especially for those in long-distance relationships who may not be able to see their partner in person. Knowing your love language and your partner's love language can make communicating from afar a lot easier. Be sure to switch up your forms of communication, whether it's through video chats, phone calls, or physical letters. Plan ahead when you can so you both have set expectations and plans to look forward to. This article is from a series called Mastering Milestones. Long-distance relationships can be tough — especially when it's time to celebrate major milestones. With the ongoing pandemic causing many to avoid travel and practice precautionary protocols like social distancing, long-distance couples may be feeling further apart than ever. But with a little bit of creativity, the distance doesn't have to be so daunting. Insider spoke to three relationship experts about some of the ways long-distance couples can stay connected while celebrating anniversaries and special occasions this year. Lean into you...
The naughty night Wills & Kate kissed and made up: The Prince wore hot pants and a policeman's helmet, she dressed in fishnets and a nurse's uniform... no wonder her 'look what you're missing' strategy came to fruition
To mark ten years since their engagement, we are running a major series on the compelling rollercoaster story of how William and Kate got together. Last week, we told how, after dating for four years, they split up – with William dumping her in a phone call to her office. Here, in the final part, with new insights, we chart how they rebuilt their relationship which many believe has helped save the Monarchy... The Royal love affair – between a future King and a coal-miner's great-great-granddaughter – had gripped the nation, but it was over. Prince William, still troubled by his parents' toxic divorce, had got cold feet over marrying his university sweetheart Kate Middleton. In April 2007, weighed down by the millstone of anticipation from the public and Palace officials alike for an engagement announcement, he had called time on their four-year courtship. Kate Middleton, pictured, was wearing a 1970s-style sequin dress and a huge sparkling ring on a night out in Mahiki nightclub During the time she and Prince William had split, she was seen in...
Know What You're Getting – and Giving Up – With an Annuity Income Rider
Malarkey! These are the words Americans looked up during the debate Workers who lost jobs because of COVID-19 find new careers in these fields Know What You're Getting – and Giving Up – With an Annuity Income Rider For many retirees and soon-to-be retirees, if there's one nagging worry that tops all others, it's that they might run out of money someday. © Provided by Kiplinger Their fear is not unfounded. Americans are living longer. The number of employers offering pensions is dwindling. And there's a growing concern that Social Security benefits may have to be curtailed if the government can't get the federal deficit under control. SEE MORE How to Pick an Indexed Annuity Most people understand that they may have to rely heavily on their savings to make ends meet. And they're looking to set up reliable income sources they can depend on for a retirement that could last decades. Which is why, in recent years, annuities customized with income riders have become a popular option. Load Error An income rider, or living-benefit rider,...
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