FAQ » Answer » What is a policy excess?
A policy excess is the amount that you are responsible for paying towards a claim. For example if you have a Platinum policy covering one person and submitted a valid claim for £500 as you had to cancel a holiday you would receive £450 after the excess deduction.
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Do you offer last minute travel insurance cover?
I am not sure what type of policy is suitable for me, can you give me advice?
Can I insure my business trip with Coverwise?
Can I purchase a policy to cover a situation that I am already aware of?
When does my insurance start and end?
Are there any circumstances under which my insurance would be automatically extended?
What are the maximum trip durations allowed on Annual Multi Trip policies?
Are my partner and I covered to travel independently on our Coverwise family Annual Multi Trip travel insurance policy?
Can our children travel independently on our Coverwise family Annual Multi Trip travel insurance policy?
What law applies to my Coverwise Travel Insurance policy?
How do you define a close relative?
How many times can I travel on my Annual Multi Trip policy?
Do I have to contact you each time I intend to travel on my Annual Multi Trip policy?
Am I insured to drive a car whilst abroad?
What is considered as my home area?
Am I covered under my policy in the event of a terrorist attack?
If I select a date in the future to start my Annual Multi trip policy am I covered for trip cancellation between now and the policy start date?
If I purchase a single trip policy today do I have immediate cancellation cover?
Are the benefits on the policy per person or per policy?
Are the benefits on my Annual Multi Trip policy per trip or per policy?
Do Coverwise offer a policy that provides cover if an airline unexpectedly goes into liquidation?
I am travelling to Europe and would like to know which countries accept the EHIC card, how I apply for one and also find further information on the cover it provides.
If I have to cancel my trip am I able to claim back for my pre-paid excursions?