Long term care is round-the-clock assisting with the activities of daily living and can be required following an accident, illness or cognitive impairment such as Alzheimer's. It can be provided in one's home, an adult day care facility, a nursing facility or rest home. There are several levels of care and the chance of needing this type of care is increasing each year due to the aging population, advances in medical technology, and the increased incidence of chronic illnesses and diseases. Along with the increasing percentage of individuals needing long term care the costs associated are increasing with each passing year. Protect yourself and loved ones from the financial burden that a long term care scenario can cause.