On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Thursday, April 18, 2019.
Filing for bankruptcy may be just what you need to do to get your finances in order and otherwise regain control over your affairs, but you can also count on your credit score taking a serious hit after you do so. At Kingcade Garcia McMaken, we are well-versed in the methods many people use to start rebuilding credit after bankruptcy, and we have helped many clients navigate this and many other bankruptcy-related matters.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Wednesday, April 17, 2019.
The main reason many business owners file for bankruptcy in Florida is that they have personal debts intertwined with their business debts. If this sounds familiar, then you may want to file for Chapter 7 liquidation bankruptcy in addition to, or in place of, settling your business debts in other ways.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Monday, March 25, 2019.
If you are like a lot of people facing serious financial struggles in Florida, you might not know that you have a choice when it comes to which type of bankruptcy plan might be able to help you get out from under your mound of debt. There are actually two common forms of bankruptcy available to consumers and each has times when it may be the better option.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Thursday, February 14, 2019.
In order to achieve a fresh start after filing for Chapter 7 bankruptcy, it is important for people in Florida to stay current with their financial obligations, during and after their cases. This includes filing their taxes on time and paying any applicable liabilities. Failing to do so could have serious implications on their cases, as well as on their financial futures.
Could bankruptcy save a house?
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Friday, February 1, 2019.
You are not alone if you have some concerns about bankruptcy. Many people in Florida worry about the process before they begin. More often than not, they are unsure of what they might lose.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Friday, December 28, 2018.
As a Florida resident who is grappling with increasingly overwhelming debt, you may be working through your options and trying to figure out whether filing for bankruptcy may help you get your finances back in order. Before you do so, however, you will need to participate in credit counseling at some point during the 180 days leading up to your filing. At the office of Kingcade Garcia McMaken, we have a firm understanding of the various steps you must take ahead of a bankruptcy filing, and we have helped many clients facing similar circumstances take care of these and similar matters.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Monday, December 24, 2018.
If you are struggling with debt, you may know what it is like to be contacted by collection agencies at different times of the day or night. Did you know that by filing for bankruptcy, you may be able to put an end to harassing creditor calls? It is referred to as an automatic stay, and it goes into effect when you submit your bankruptcy documents into the court. Under the automatic stay, creditors and collection agencies are no longer able to contact you regarding your debt. They are also unable to garnish your wages, make demanding telephone calls and initiate or continue lawsuits that were filed because of your late or delinquent payments.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Tuesday, November 27, 2018.
If you have considered filing for bankruptcy in Florida, you may be unsure of which type of bankruptcy is best for your situation. Chapter 7 bankruptcy, also referred to as liquidation bankruptcy, is most common in the United States, as people attempt to emerge out from under a pile of credit card debt, medical expenses, mortgages and other expenses. Chapter 7 bankrutpcy absolves these debts and gives you a fresh financial start. In order to file for Chapter 7, however, you must meet the requirements set by the Bankruptcy Code and the United States Courts.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Friday, October 19, 2018.
As Florida bankruptcy attorneys, we here at Kingcade Garcia McMaken have noticed that more and more of our clients fall into the senior citizen category. Unfortunately, as reported by the New York Times, this new "gray bankruptcy" trend continues to increase. Whereas seniors such as you accounted for only 2.1 percent of 1991 bankruptcies, you account for 12.2 percent of today's bankruptcies.
On behalf of Kingcade & Garcia, P.A. posted in Chapter 7 Bankruptcy on Friday, September 14, 2018.
As a Florida resident faced with overwhelming debt, you may be living in a constant state of anxiety, and you may have concerns ranging from how you will keep food on the table to whether you will be able to keep a roof over your head. You may, too, be considering filing for bankruptcy as a potential method of getting back on your feet, but you may have questions about whether you run the risk of losing your home, should you do so.