Global Medical Insurance® (GMI) is a revolutionary program that offers long-term flexible worldwide coverage to meet your individual or family needs, backed by the world-class services you expect.
Global Medical Insurance® allows you to custom build a plan. This plan is specifically tailored for you. It offers flexibility to choose from an assortment of four unique benefit plan options. They each have specialized coverage. Your length and area of coverage can be customized as well. You can also choose from multiple deductibles and modes of payment. These options also provide IMG the ability to consider coverage that may have been declined by other carriers.
There is an on-site clinical staff ready to assist you at a moment's notice to maximize the outcome of your medical care. You will have the freedom to select any provider for your service. Providers can be accessed quickly and easily in the extensive PPO network and the International Provider AccessSM (IPA). Direct access to Medical Concierge is available as well. This is an unequalled service that supplies you with personalized assistance in finding the best provider for your specific needs. At the same time, you will be saving out-of-pocket and medical expenses.
These medical plans are for individuals and families. This worldwide medical insurance program is for U.S. citizens living or working abroad and for non-U.S. nationals worldwide. Here are some of the highlights : With traveler's insurance help is always available twenty-four hours a day to assist. This can prove invaluable when a hospital is needed, getting past language barriers, or just converting cost of services from local currency to United States dollars.
up to a maximum of $2,500.
Treatment inside the U.S. - PPO Network Subject to Deductible.
No coinsurance Subject to Deductible.
Hospital Emergency Room Illness Subject to deductible and coinsurance.
Covered only if admitted as inpatient Subject to deductible and coinsurance.
Additional $250 deductible if not admitted as an inpatient Subject to deductible and coinsurance.
Hospitalization / Room & Board Subject to deductible and coinsurance for average semi-private room rate Subject to deductible and coinsurance for average semi-private room rate.
Intensive Care Unit Subject to deductible and coinsurance Subject to deductible and coinsurance.
(Delivery, preventative care, newborn care & congenital disorders, Family Matters Maternity Program (available after 10 months of coverage) N/A N/A N/A $2,500 additional deductible per pregnancy.
$200 newborn preventative care benefit for the first 31 days -12 months after birth.
Physical Therapy Subject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery Subject to deductible and coinsurance.
$40 maximum per visit - 30 visit limit Subject to deductible and coinsurance.
$50 maximum per visit Subject to deductible and coinsurance.
Prescription Coverage Subject to deductible and coinsurance. Available for 90 days following related inpatient treatment or outpatient surgery. $600 outpatient maximum limit per event Subject to deductible and coinsurance.
90-day supply per prescription following related covered event Subject to deductible and coinsurance.
Local Ambulance due to Injury or Illness resulting in Hospitalization $1,500 maximum limit per event.
Not subject to deductible or coinsurance $1,500 maximum limit per event.
Emergency Evacuation $50,000 maximum per period of coverage.
Not subject to deductible or coinsurance $50,000 maximum per period of coverage.
Not subject to deductible or coinsurance Up to lifetime maximum limit.
Not subject to deductible or coinsurance Up to maximum limit.
Emergency Reunion $10,000 lifetime maximum.
Not subject to deductible or coinsurance N/A $10,000 lifetime maximum.
Not subject to deductible or coinsurance $10,000 lifetime maximum.
(Transfer from one licensed health care Facility to another licensed health care Facility) $1,500 maximum limit per event.
Not subject to deductible or coinsurance. U.S. only $1,500 maximum limit per event.
Hospital Indemnity(Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage. Not subject to deductible or coinsurance Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Global Medical Insurance® is underwritten by Sirius International Insurance Corporation (publ) (the "Company"). It is distributed, managed and administered, as agent for and on behalf of the Company, by International Medical Group®, Inc. ("IMG®").
WORLDWIDE COVERAGE - Including the U.S., Canada, China, Hong Kong, Japan, Macau, Taiwan, and Singapore.
WORLDWIDE COVERAGE - Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Taiwan, and Singapore.
Global Medical Insurance® is designed to protect individuals and families from the high cost of medical expenses. In addition to tailored benefits packages, the program offers several optional coverages. You may review and choose any from the following list that meet your needs.
*Benefit based on age at time of death.
** "Member" means hand, foot or eye.